3 Rate Hike Stories in Every Community

3 Rate Hike Stories in Every Community

The interest rates on 30-year mortgages are highly correlated with the … Speak with mortgage lenders about how a series of small rate increases
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US existing home sales unexpectedly fall in August

WASHINGTON U.S. home resales unexpectedly fell in August, crimped by a shortage of inventory that is boosting home prices faster than the pace of
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Real Estate Transfers from Sept. 22, 2016

The estate of Victoria Sovesky by David Sovesky, executor to Earl J. Davis. Lot 677 in the plan of lots of the South Sharon Trust Co., Farrell; $16,000.
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Want to Change Banking Culture? Stop Talking About Cross-Selling

Bankers love the phrase “cross-sell.” I don't. As a matter of fact, I propose a moratorium on using the phrase as a way to stop future abuses like the
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Sensex Surges Over 250 Points On Renewed Buying In Banking Shares

Sentiments on the Dalal Street also got a boost after Reserve Bank of India's data showed that India's current account deficit, or the gap between
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Vendor News; Flood Insurance and Disaster Updates – What About Escrow Accounts?

“In a recent National Mortgage News survey, the three pain points most often identified by servicing executives include moving mortgage data from
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Home Values Continue Impressive 60-Month Climb

Data is supplied via Fannie Mae and Freddie Mac as part of the mortgage approval process. The Home Price Index (HPI) is benchmarked to a value of
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Lake Michigan Credit Union To Sponsor Homearama Realtor Day With Lake Michigan Credit …

This is an excellent networking opportunity for realtors to meet with LMCU mortgage and finance representatives while viewing the work of
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Mortgage rates tick down, but so do refinancings

Rates for home loans ticked down as fears of a Federal Reserve rate increase waned, mortgage provider Freddie Mac said Thursday.
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Affordability crisis holds back home sales in August

Existing home sales decreased yet again in August due to high home prices and low inventory locking some potential buyers out of the market,
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Current Mortgage Rates for Thursday, September 22, 2016

Welcome to the TMS current mortgage rates blog. There's some economic data out today, but first, your daily mortgage rate forecast/advice. Click here
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US job market firming; tight inventories constraining housing

While other data on Thursday showed home resales fell in August for a … The housing market remains on solid ground, with home prices rising at a
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Freddie Mac projects lowest average mortgage rates in 40 years

Freddie Mac is projecting that the 30-year fixed rate mortgage will average 3.6% in 2016, the lowest annual average in more than four decades.
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Columbus Realtors: Housing Market Remains Hot

Realtors in Columbus say the central Ohio real estate market remains hot. Columbus Realtor's President John Royer says homes continue to fly off the
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Chicago-based mortgage servicing company creating 100 jobs in Tampa as new regional HQ

Fay Servicing, a Chicago-based mortgage services firm, will create 100 new jobs in Tampa at its new Southeastern regional headquarters.
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RealEstate – Multi Purpose PSD Template

… Purpose PSD Template by designingmedia on ThemeForest. Introduction RealEstate – Multi Purpose PSD Template is designed for multi purpose.
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Housing Market Cools, Prices Level Off

The Conference Board of Canada says the housing markets across the country are, for the most part, cooling. Transactions dropped in 17 of 28
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Mortgage Fraud Risk Increases in Q2

Hand Grabbing House BH CoreLogic recently released its latest Mortgage Fraud Report and as of the end of the second quarter of 2016, the report
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These housing markets are near the '7th inning stretch' before everything starts to crash

The housing market has certainly made progress since 2008, when its crash nearly broke the global financial system. But it works in cycles. And while
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FCA mortgage manager raises concern about market

The Financial Conduct Authority's mortgage sector manager has expressed concern about where growth will come from in the mortgage market.
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Ask a Real Estate Pro: How to deal with an 'underwater' mortgage

Ask a Real Estate Pro: How to deal with an 'underwater' mortgage

Board-certified real estate lawyer Gary M. Singer writes about the housing market at SunSentinel.com/business/realestate each Friday. To ask him a
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West One: annual bridging lending sees month-on-month increase

Gross annual bridging lending saw a month-on-month increase of £4.4bn, according to the West One Bridging Index. The short-term lending market
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Europe's shadow bank sector needs closer scrutiny: Draghi

European Central Bank (ECB) President Mario Draghi attends a news conference at the ECB headquarters in Frankfurt, Germany September 8, 2016.
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We've provided answers to some of your most asked questions here

Dear Carolina Bank Customer,. As you may be aware, Carolina Bank has agreed to merge with First Bank, which is headquartered in Southern Pines,
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Fla.'s Housing Market: Sales, Median Prices Up in Aug. 2016

22, 2016 /PRNewswire-USNewswire/ — Florida's housing market reported more closed sales, higher median prices, more new listings and fewer
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Mortgage lending soars as banks enjoy a bumper summer and buyers defy Project Fear claims …

Mortgage lending rebounded in August as fears raised about the housing market in the wake of the Brexit vote were shown to be 'wide of the mark'.
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Mortgage rates wander lower this week and could be headed down even more

Mortgage rates were quiet ahead of news Wednesday that the Federal Reserve was leaving its Federal Funds Rate unchanged. The announcement
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There are too many banks for the industry to be profitable: Draghi

Mario Draghi, the president of the European Central Bank, sees overcrowded banking industries in some European countries as one reason for the
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Freddie Mac: Mortgage rates decreased in anticipation of Fed's decision

“The 10-year Treasury yield declined after last week's post-Brexit high in anticipation of the Fed's September policy meeting,” Freddie Mac Chief
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Housing sales and prices increase in August

Summer home sales in Wisconsin ended on a strong note in August, pushing prices up at a pace above the rate of inflation, according to a recent
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Mortgage taking dips

The Bank of Israel today published the figures for mortgages in August, showing that mortgages taken in August totaled NIS 5.5 billion, slightly less
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Is Wells Fargo Scam an Indication of Major Banking Chaos?

The recently emerged Wells Fargo WFC sales scam has raised concerns for the banking industry as a whole. Federal regulators and policymakers are
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Mortgage Rates Slipped as Markets Waited on Fed Decision

Mortgage rates ticked down slightly from last week's post-Brexit high in anticipation of the Federal Open Market Committee meeting, according to
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A look at Denver's housing market

DENVER BUSINESS JOURNAL – So what's going on with Denver's housing market? Yesterday and today, three national online real estate
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Kroll Bond Rating Agency Assigns Preliminary Ratings to Freddie

NEW YORK –(BUSINESS WIRE). Kroll Bond Rating Agency (KBRA) assigns preliminary ratings to 9 classes of notes from Freddie Mac's Structured
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Help to buy closure will not impact those with small deposits – Bank

Help to buy was announced in March 2013 by the then chancellor George Osborne with the aim of encouraging lenders to provide mortgages
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Home Values Maintain Steady Growth, While Rents Slow Dramatically

Home values have been growing at a 5 percent annual rate since the beginning of the year. The most recent income data released by the Censusiii
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Existing-Home Sales Fall for Second Straight Month

WASHINGTON—Americans reduced home buying for the second straight month in August, suggesting the housing market might be stumbling due to
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Real Estate Administrative Assistant

Exciting new opportunity with one of Chicago's premiere real estate companies! They have an opening for an Administrative Assistant. This role is a
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Tammy Harden: Real estate broker turned advocate for the homeless

Harden uses her background as a former real estate agent and broker to work with landlords and management companies to find housing for those
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Wells Fargo's toxic culture reveals big banks' eight deadly sins

Wells Fargo's toxic culture reveals big banks' eight deadly sins

One after another on Wednesday, the members of the Senate banking committee scored bullseyes, as they peppered Stumpf with questions,
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Mediaplanet Brings Together Leading Experts to Discuss the Future of Real Estate

September 22, 2016 — The real estate world is ever-changing, and … to inform readers of the hottest trends happening in real estate right now.
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Itau in Talks to Buy Citigroup's Brazil Consumer-Banking Operations

SÃO PAULO—Brazilian banking giant Itau Unibanco Holding SA said it is in talks to acquire Citigroup Inc.'s consumer-banking operations in Brazil.
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Mortgage Rates Tick Down

30-year fixed-rate mortgage (FRM) averaged 3.48 percent with an average 0.6 point for the week ending September 22, 2016, down from last week
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Bristol, England's Rising Housing Market

Located in southwest England with a population of around 500,000, the city of Bristol may not be large, but in terms of property price growth, it punches
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Hunt Mortgage Group Refuels Activity in the Midwest

NEW YORK, NY–(Marketwired – Sep 22, 2016) – Hunt Mortgage Group, a leader in financing commercial real estate throughout the United States,
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FAQs About Mobile Banking

Great Western ebanking mobile banking allows you to manage your finances on your schedule, day or night, from your device of choice. Simply
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Five Tips for Using Vacant Real Estate for Events

It happens all the time. A brand or company imagines using an empty storefront, a cool lobby, or an unsold piece of real estate in a new or iconic
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How Mortgage Lenders Perpetuate Minority Wealth Gap

Mortgage lending continues to lock out many consumers of color. Troubling lending patterns across the country raise concerns for African-American
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US average 30-year mortgage rate declines to 3.48 percent

16, 2016, photo, “For Sale” signs are stacked up outside a new complex of townhouses in Houston. On Thursday, Sept. 22, 2016, Freddie Mac reports
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Mortgages at highest level since 2007 as Brexit scare-mongering WRONG again

HOME loans surged in August to highs not seen since 2007, as the market continued to shrug off doom-monger warnings of a Brexit downturn.
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ASTL16: FCA closely monitoring riskier mortgage lending

Speaking at the Association of Short Term Lenders Conference in London's Painters' Hall, Blackwell told the crowd to make sure borrowers are given
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'Wells Fargo isn't the only one': Other bank workers describe intense sales tactics

But Thomas Curry, one of the country's chief banking regulators, said that “banks are under enormous margin pressure. That could be a bad
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Westpac CEO Brian Hartzer says bumper bank profits crucial for healthy economy

Westpac chief executive Brian Hartzer has thrown down the gauntlet to critics of the banks, saying they are different to other businesses and the
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Looking For Global Real Estate: Buy Shanghai

Over the last five years of observing and reporting on the Chinese housing market, one thing is certain. China real estate is beyond bubble.
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Lendinvest launches pre-qualified auction finance venture

The deal will see LendInvest pre-qualify properties it is willing to lend against, should they be bought via its partner's online auctions. The eligible
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EconomyMario Draghi: Europe has too many banks

The eurozone has too many banks, Mario Draghi has said, blaming overcapacity and not the European Central Bank's monetary policy for low profits
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Mortgage product availability up by 86% in two years

An new report has shown that during the last two years, there has been a 86% increase in the number of products available to British mortgage
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Stocks rise as Street cheers Fed decision; real estate leads

The S&P 500 rose 0.73 percent, with real estate rising more than 1.5 percent to lead all sectors higher. The Nasdaq composite hit a new all-time
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Mortgage Rates Today, Thursday, Sept. 22: Lower Following Fed

Thirty-year and 15-year fixed mortgage rates, as well as 5/1 ARM rates, were all lower Thursday, according to a NerdWallet survey of mortgage rates
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Housing market picks up speed in August – as Help to Buy scheme fades

Housing market picks up speed in August – as Help to Buy scheme fades

Mortgage lending climbed sharply in August, reversing the post-referendum fall in July and taking the market to its highest summer level since 2007.
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Jon Altschuler: What Real Estate Pros Can Learn From Phil Knight

Shoe Dog, a memoir by Nike Founder and Chairman Phil Knight, is fantastic, and I give it my highest recommendation. Three character traits
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Sign that lending is picking up as banks take up very cheap ECB loans

Offered initially at a 0% interest rate, banks could be paid up to 0.4% of what they borrow by the ECB if they meet targets for lending cash to the real
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The Millionaire Real Estate Investor Talk

Eventbrite – Francie Finn – Keller Williams presents The Millionaire Real Estate Investor Talk – Thursday, September 22, 2016 at Keller Williams, San
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Mortgage business up 30 pc Q2

THE mortgage business has increased by 29 per cent in the second quarter of this year compared with the first one, but slowed down by high lending
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EXCLUSIVE: Broadcaster Brad Goode leaves KOMO TV for banking sector

KOMO anchor Brad Goode is leaving broadcast for the banking sector. He'll be in charge of… more. KOMO. “After 17 years of anchoring morning
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US Home Values Rose 5% in August 2016 – Zillow (Z)

U.S. home values are up 5 percent over the past year, to a Zillow Home Value Indexi (ZHVI) of $188,100, according to the August Zillow Real Estate
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Lennar to Buy WCI Communities as Florida Housing Recovery Continues

In recent quarters, homebuilders have seen increases in average price per home and in the number of homes delivered as the housing market
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BTG Fund Hunting for Real-Estate Bargains as Brazil Market Sinks

Brazil's largest publicly traded real-estate fund is hunting for bargains in what were once among the priciest markets in the world: top-end office
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Why some Fed voting members hold more influence than others

WASHINGTON (AP) — Janet Yellen's Federal Reserve has demonstrated one of the core tenets of central banking: On the Fed panel that sets interest
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USAA Banking On Digital

For the latest edition of the Digital Banking Tracker™, PYMNTS caught up with Prianka Advani, assistant vice president of USAA Bank, to discuss the
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How Mobile Banking Brought Water Back to Nairobi's Slums

Residents transfer money using the M-Pesa banking service at a store in Nairobi, Kenya, on April 14, 2013. In the six years since Kenya's M-Pesa
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Denver's housing market: Three companies' rosy snapshots

So what's going on with Denver's housing market? Yesterday and today, three national online real estate companies released profiles on what's going
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Moody's assigns provisional (P)Aa1 to KHFC's mortgage covered bonds

Hong Kong, September 22, 2016 — Moody's Investors Service has today assigned a provisional (P)Aa1 long-term rating to the mortgage covered
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Kroll Bond Rating Agency Assigns Preliminary Ratings to Freddie Mac STACR 2016-DNA4

The STACR 2016-DNA4 Reference Pool consists of 106,116 residential mortgage loans with an aggregate cut-off balance of approximately $24.8
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Real estate company announces affiliations

LANCASTER – Better Homes and Garden Real Estate recently announced affiliations with Amber Haynes and Cheryl Majors. Haynes is a member of
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Black Knight's First Look at August Mortgage Data: Prepayments Skyrocket, Fueled by Post-'Brexit …

The Mortgage Monitor report will be available online at http://www.bkfs.com/CorporateInformation/NewsRoom/Pages/Mortgage-Monitor.aspx by Oct. 3,
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Mortgage rates for Thursday, September 22

The average 30-year fixed-rate mortgage is 3.51%, down 5 basis points from a … For example, monthly payments on a 2.69%, 15-year loan would cost
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Making bank: The 10 best-paid bankers (and not all are CEOs)

CEOs aren't alone bringing home giant paychecks from the nation's big banks. Less-recognized executives at these banks are also making major
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Research Reports Initiated on Financial Services Stocks Home Capital, Diversified Royalty, PWC …

Companies recently under review include Home Capital, Diversified Royalty, PWC Capital, and Trez Capital Mortgage Investment. Get all of our free
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Industry bodies update lending guidelines

Industry bodies update lending guidelines

A new set of rules for mortgage sales and servicing has been adopted by the Association of Mortgage Intermediaries, the Council of Mortgage Lenders
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Fall housing market may be chilly for DC buyers

The crisis of low inventory that plagues the nation's housing market, particularly in sought-after locations such as Washington, is expected to continue
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NFM Lending Opens New Location In Clearwater, Florida

CLEARWATER, FL / ACCESSWIRE / September 22, 2016 / NFM Lending is pleased to announce the opening of a new branch in Clearwater, Florida.
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Today's Rates for Home Mortgages at HSBC, Chase Bank Sep 22, 2016

Standard 30 year fixed rate mortgages at Chase Bank (NYSE:JPM) are being offered for 3.750% carrying an APR of 3.915% today. The short term 15
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CapMan Real Estate sells school property in Stockholm ahead of schedule

CapMan Nordic Real Estate fund has agreed to sell The English School property in Älvsjö, Southern Stockholm following its recent conversion of the
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Mortgage Applications Decrease in Latest MBA Weekly Survey

WASHINGTON, D.C. (September 22, 2016) – (RealEstateRama) — Mortgage applications decreased 7.3 percent from one week earlier, according to
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Help to Buy mortgage guarantee not needed, says Bank

The Help to Buy Mortgage Guarantee Scheme allows lenders to offer loans to people offering a deposit as low as 5% thanks to government support.
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CML: August sees 7% month-on-month lending increase

Gross mortgage lending in August saw a 7% month-on-month increase, according to new estimated figures from the Council of Mortgage Lenders.
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Mortgage lending recovers in August after Brexit fears

This was 7 per cent higher than July's lending total and 15 per cent higher year-on-year. Last year's August gross lending was £19.5bn and this year's
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Correspondent banking – I feel the need for speed

Correspondent banking – I feel the need for speed. September 22nd, 2016. By Daniel Marovitz, COO and President Europe. We live in an age of
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Mortgage lending at nine-year high as Brexit fears evaporate

Fears about the housing market following the EU referendum result have proved to be “wide of the mark” according to the Council for Mortgage
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Lawsuit says Fannie defrauded homeowners during housing crisis

Mortgage finance giant Fannie Mae has been hit with a lawsuit accusing it of defrauding thousands of borrowers by secretly changing their mortgages
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AXA IM's real assets business buys Sydney-based real estate boutique Eureka

AXA Investment Managers – Real Assets, the €66 billion ($74 billion) real estate and infrastructure arm of Paris-based AXA IM, has acquired Eureka
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Hong Kong's banking system must make bona fide firms feel at home

I refer to news reports on the difficulties being faced by new companies trying to open bank accounts in Hong Kong and the steps taken by the
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MGIC Investment Corp. Upgraded to “Outperform” by Keefe, Bruyette & Woods (MTG)

Through certain other non-insurance subsidiary companies, in addition, it provides various services for the mortgage financing sector, including
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Updated lender/intermediary "working together" guide published

An updated version of the industry guide for lenders and intermediaries on mortgage sales and servicing – Working Together – is being adopted today
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Home loan borrowing soars as lenders admit Brexit fears for property market post were 'wide of the …

Mortgage lending rebounded strongly in August suggesting that fears raised over the housing market in the wake of the Brexit vote have been 'wide of
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MetLife and Norges Bank Real Estate Management Joint Venture Purchases Constitution Square …

NEW YORK–(BUSINESS WIRE)–MetLife, Inc. (NYSE:MET) and Norges Bank Real Estate Management today announced that they have purchased
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Turkey Cuts Overnight Lending Rate

The Monetary Policy Committee in Ankara said it cut the overnight lending rate to 8.25% from 8.5%, while keeping its benchmark one-week repo rate
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Mortgage Application Volumes Dip 7 Percent in Mid-September in U.S.

According to the Mortgage Bankers Association's latest Weekly Mortgage Applications Survey for the week ending September 16, 2016, U.S.
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Here's proof that negative interest rates have been a burden on banking stocks

Here's proof that negative interest rates have been a burden on banking stocks

It's clear from the chart below — from Citibank's economics team — that negative interest rates policies have been detrimental to banking stocks.
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Gross mortgage lending sees 7% monthly rise

The latest data from the Council of Mortgage Lenders has estimated that gross mortgage lending reached £22.5bn in August – rising 7% against July's
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House prices: Should sellers pay stamp duty charges?

A radical change to stamp duty rules to shift the burden on to those selling their home would counter any Brexit-related housing market slowdown,
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Accenture Positioned as Overall Market Leader in HfS Mortgage As-a-Service Blueprint Report

Accenture is positioned as the overall leader in both innovation and execution in the HfS Mortgage As-a-Service Blueprint Report 2016.
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Social housing resales should go to councils, committee hears

People who buy social houses from city or county councils should be forced to sell them back to the local authority if they decide to trade up,
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Turkey Cuts Overnight Lending Rate Amid Signs Growth Slowing

Turkey's central bank cut its overnight lending rate for a seventh month, maintaining the slower pace of easing adopted days after July's failed coup
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LendingTree Names OppLoans #1 Customer-Rated Personal Lender of Q2 2016

“Our goal is to rescue non-prime borrowers from predatory lenders, offer them a better product and an outstanding customer experience. This award
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Dudley offers new expat mortgage range

Jonathan Moore, head of credit at Dudley, said: “We have been taking soundings from our partners and expat mortgages have been one of the areas
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UK mortgage lending rose over 15% in August

Gross mortgage lending in the UK rose 6.8% month-on-month and 15.1% year-on-year in August to an estimated £22.5 billion, the highest August
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CML: Mortgage lending jumps 15% in August 2016

Mortgage lending surged in August despite concerns about the health of the housing market. The Council of Mortgage Lenders (CML) said gross
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Why our clients deserve better than DIY photos

The purpose of real estate photography isn't just to document that a house has rooms and a brick exterior; it is also a powerful marketing tool that can
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FATF Mutual Evaluation Of Canada Report Released

… companies, leasing and financing companies, check cashing businesses, unregulated mortgage lenders, online gambling, and virtual currencies.
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Drop in lending for house purchases – Central Bank

There was a decline in lending for house purchases during the second quarter of the year, according to the Central Bank, driven by the buy-to-let
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Knight Frank rates Malaysia as world's best for real estate investors

KUALA LUMPUR: Global real estate consultancy Knight Frank has rated Malaysia as offering the best value for money for real estate investors in the
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'Problem assets' weigh on Portuguese banks – Fitch

Economic conditions in the former bailout economy make it difficult for the country's banks to build capital and make profits, the rating agency said,
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Five factors that could impact Atlanta's housing market the most

“2016 has been a strong year so far for Atlanta's housing market with increasing home sales and prices throughout the year,” RE/MAX of Georgia
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Farmers Bank declares quarterly dividend

The board of directors of Farmers Bankshares Inc., the Windsor-based holding company for Farmers Bank, declared a quarterly dividend of $0.08 per
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I-LAW: Lawmakers need to enact reasonable lawsuit lending bill

After a year of scrutinizing consumer lawsuit lending in the state, Vermont legislators passed a law setting stricter boundaries on the emerging industry
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Mortgage Standards Loosening: Will it Lead to Another Financial Crisis?

If you learned anything from The Big Short, hopefully, it was that there were a whole lot of people responsible for the financial crisis and subprime
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Hospital board says goodbye to longtime member, hello to new real estate

Wednesday's Lawrence Memorial Hospital board of trustees meeting marked the 117th — and final — meeting for longtime board member Allen Belot.
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Federal agency OKs preferences at new SF senior housing complex

Federal agency OKs preferences at new SF senior housing complex

“This will thwart the outmigration of African American and Latino communities who have been deeply impacted by the challenging housing market,” he
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Sarawak Disagree With The Move To Allow Loans By Housing Developer

Abang Johari said in Sarawak, to address the end financing problem affecting housebuyers, the state government has set up Mutiara Mortgage and
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BoE: post-Brexit housing market resilient outside of London

Although housing market activity fell markedly in London and in parts of the surrounding area in the aftermath of the Referendum, it has “held up
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Homeowners regain equity as home values trend upward

Negative equity, which applies to borrowers who owe more on their mortgages than their homes are worth, can occur due to a decline in home value,
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MacArthur 'genius' winner: This immigrant helps others build good credit

In 2007, Quinonez founded the Mission Asset Fund, a San Francisco nonprofit that reports casual lending practices between immigrants to credit
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UK gross mortgage lending +15.0% y/y in August

“Widely voiced fears in recent months about the housing market have proved to be wide of the mark. Prospects for house purchase activity
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Mortgage rates stay low, and so does homebuilding

The benchmark 30-year fixed-rate mortgage fell this week to 3.62% from 3.64%, according to Bankrate's weekly survey of large lenders. A year ago, it
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CML: mortgage lending rebounds to hit nine-year high

In addition to the month-on-month rise, lending rose 15% year-on-year, from £19.5 billion in August 2015. This is the highest August figure since 2007
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Multifamily Agency Senior Analyst – Commercial Real Estate

Multifamily Agency Senior Analyst – Commercial Real Estate. Apply now Job ID R11142 Date posted 09/21/2016 Locations Newport Beach, California.
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Mortgage lending climbed in August, says CML

Gross mortgage lending hit its highest August level since before the financial crash, figures show, as the housing market appeared to defy fears of a
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Another knock to the Remoaners as mortgage lending boosted in August

Pre-referendum fears about a housing market slump have been squashed today after the Council of Mortgage Lenders published figures showing a
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From building homes to f…

“Most of our mortgages are 15- to 20-year mortgages, so a lot of families are now living without the stress of a mortgage,” he said. “On dedication day, I
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Mortgage lending increases 7% in August, says CML

Mortgage lending in the UK increased month-on-month in August, as fears over the fallout from the Brexit vote on the housing market proved to be
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August mortgage lending reaches nine year peak

Fears that the housing market would suffer following the Brexit vote were “wide of the mark”, according to the Council of Mortgage Lenders, as figures
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Erste Hungary mortgage arm launches HUF 200 bln mortgage-backed bond program

Erste Mortgage Bank will launch a HUF 200 billion mortgage-backed bond program in order to meet Mortgage Loan Financing Adequacy Ratio criteria
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Is there room at top of luxury condo market to bargain?

“A year ago, asking prices were not negotiable but now they are,” said Jeff Morr, broker associate with Douglas Elliman Real Estate and chairman of
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UK sees rise in lending with mortgages up 7% month on month

It is also the highest August figure since 2007 when gross lending reached £33.6 billion, according to the data from the Council of Mortgage Lenders
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Bankrate: Mortgage Rates Down Slightly

22, 2016 /PRNewswire/ — Mortgage rates moved modestly lower this week, with the benchmark 30-year fixed mortgage rate slipping to 3.62 percent,
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Future-proofing your business 'most important question' for brokers – Duncombe

Jeremy Duncombe, director, Legal and General Mortgage Club, said: “The most important question of the next few years offers brokers two relative
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EconomyTurkey cuts overnight lending rate to 8.25%

Policymakers cut the country's overnight lending rate by 25 basis points to 8.25 per cent this month, in line with economist forecasts. The central bank
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We want to get a lodger – will our mortgage rate change?

We want to get a lodger – will our mortgage rate change?

A You should check with your mortgage lender before you take in a lodger to make sure that you would not breaching the terms of the mortgage you
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CHARTS: Here's how much more Australians are paying on their mortgages since the GFC

But because income is also falling with the cash rate, as mortgages reprice lower, the banking system has stepped up the margin it is charging
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MONTANA ABSTRACT & TITLE INS – Ad from 2016-09-22

OVER 200 YEARS OF COMBINED EXPERIENCE RACT & TIT ST LE “B est lts Se r su vice, Best Re ” & Title Company TA NA Montana Abstract AB AN
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New RBA chief Philip Lowe hits out at incentives culture at Australia's banks

New RBA governor Philip Lowe has lashed out at what he says is an incentives-based culture at the nation's major banks, saying the industry needs to
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KDB considering lending $45 million to help unload Hanjin cargo – source

KS> is considering lending about 50 billion won (34.51 million pounds) to help unload stranded cargo, a source with direct knowledge of the matter
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Real estate agency announced 'Fastest-growing Business"

Luxury real estate agency New Zealand Sotheby's International Realty (NZSIR) has been awarded a top accolade at the prestigious Deloitte Fast 50
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The things I learned after the housing market forced me to couch surf

Victoria has a very obvious housing problem. It's expensive to live here and the odds of finding a place are not in your favour. When and if you do find
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Head of Lending Operations

Mortgages, Outstanding opportunity to lead a large team of Lending Operations specialists within a rapidly growing consumer lender. Amazing growth
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'Banks will use benchmarked figures to assess farmers' lending risk'

Benchmarked performance is now the key determinant when it comes to farmers securing finance, according to Bank of Ireland's Head of Agriculture
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Principal Policy Advisors – Construction and Housing Markets Job in Wellington

Principal Policy Advisors – Construction and Housing Markets. Ministry of Business, Innovation and Employment – More jobs by this advertiser. logo
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Commercial real estate investment firm repurposing existing locations

Since its inception in 1975, commercial real estate investment firm Penn's Grant Corporation has possessed a premonition-like sense for real-estate trends … is one of the largest local owners of commercial real estate in the area.
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Cash buyers pay less for properties than those who need a mortgage

Cash buyers are paying less for properties than those who need to get a mortgage and first-time buyers are being squeezed out of the market.
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CCSF to consider building educator housing at former Civic Center campus

At the same time, high-rental prices in a competitive housing market have left many educators with no choice but to leave their homes and jobs.
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Head of ING Real Estate Finance UK Peter McAnally with the Estates Gazette Award

The ING Real Estate Finance UK team was named Lender of the Year in the Estates Gazette Awards 2016, highlighting its role as a principal financer
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REAL ESTATE Trends 09.22.16

Amenities: Private carport, bay views, separate storage room, easy access to NPS and within walking distance of DLI and MIIS. Agent: Munras
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Invesco Mortgage Capital PT Lowered to $15.00 (IVR)

Invesco Mortgage Capital (NYSE:IVR) had its price target lowered by FBR … It fund its residential loans held-for-investment through asset-backed
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Indian couple reach settlement with Australia and New Zealand Banking Group

ANZ said the terms of the settlement were confidential but the deal with the Oswals meant the bank would take a $110 million hit to its bottom line this
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​NAB allies with Bank Leumi, CIBC for innovation

National Australia Bank (NAB) has signed agreements with Israel's Bank Leumi and the Canadian Imperial Bank of Commerce (CIBC) to enable the
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Hanjin Shipping shares rally 28 pct after Korean Air approves lending

Hanjin Shipping shares rally 28 pct after Korean Air approves lending … its biggest shareholder, approved lending 60 billion won ($53.96 million) to
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Crowded auction rooms proof of Wellington's hot housing market

Crowded auction rooms proof of Wellington's hot housing market video … New owners of a Pringle St home in Taita are Neeraj Narwal and his wife
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This Simple Trick Can Keep Mortgage Paperwork From Becoming a Huge Hassle

This Simple Trick Can Keep Mortgage Paperwork From Becoming a Huge Hassle

Seventy percent of this information contains the same things you'll need for getting a mortgage loan. If you do your taxes on time in April and save your
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Moody's compares differences and similarities for Asia Pacific mortgage and covered bond markets

Hong Kong, September 22, 2016 — Moody's Investors Service says that a comparison of the mortgage and covered bond markets of Australia, New
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Bay Area Housing Market Appears To Be Cooling Off

SAN JOSE (KPIX 5) — Could it be the break Bay area homebuyers have been waiting for? New numbers show home sales are actually slowing.
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Investors still betting on housing

Finally, it is worth noting that SMSF trustees are getting their investment property advice mainly from internet sites or forums (21%) or mortgage brokers
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Task force to tackle lending laws

Whether changes to how payday lenders operate – including the interest rates they charge – are needed will be a focus of a new state task force.
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Citigroup Shopping a $540M Self-Storage CMBS

Citigroup is now securitizing the $540 million first-lien mortgage via CGCMT 2016-SMPL; the property is also encumbered by $210 million of
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Hot Bay Area Housing Market Starts To Cool

The Bay Area's hot housing market is showing signs of cooling off. Devin Fehely reports. (9/21/16)
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Business Analyst

An international bank based in Zurich are seeking a Senior Business Analyst with Lending and Credit Management knowledge to join them on an
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TPG Specialty Lending Inc. (TSLX) Cut to "Hold" at TheStreet

TPG Specialty Lending Inc. (NYSE:TSLX) was downgraded by equities … JMP Securities raised shares of TPG Specialty Lending from a “market
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Joe Oliver: We have no choice but to slap a tax on Toronto houses being bought by foreigners

In the interest of full disclosure, I do have an interest in a cooler Toronto housing market, since my wife and I are looking to buy a new condo in the city.
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Mortgage lending rebounded in August – showing fears raised about the housing market in the …

The Council of Mortgage Lenders (CML) reported its strongest August since 2007 – with an estimated £22.5 billion-worth of home loans handed out.
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Sarawak rejects developer-sourced home loans move, to provide own lending scheme

… developer-sourced home loans move, to provide own lending scheme … established banks and financial institutions to ensure responsible lending.
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Invesco Mortgage Capital Inc(NYSE:IVR) Declares Dividend of $0.4000.

Invesco Mortgage Capital Inc (NYSE:IVR) had declared a cash dividend of … mortgage loans and other real estate-related financing arrangements.
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3 Canadian banks served 2000 offshore corporations, Bahamas leak shows

Three of Canada's big banks provided services to nearly 2,000 offshore corporations since 1990 in the Bahamas, one of the world's premier tax
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India seeks loan from US for nuclear reactors, lending freeze a problem

… Westinghouse Electric nuclear reactors, two sources familiar with the talks said, although a lending freeze at the trade agency threatens progress.
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How AI is changing unsecured business lending

How artificial intelligence is changing unsecured business lending. For Australian SMEs used to the lumbering service standards of big banks, where
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Pembrook Secures Financing for 320-Unit Orlando Asset

The financing includes a $17 million first mortgage bridge loan and a $3.5 million preferred equity investment. “Pembrook was able to provide two
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SUMMIT VALLEY TITLE CO – Ad from 2016-09-22

Call Carrie Holland, Michele Miles or any of our friendly staff to start you on the path for a smooth and effortless experience where your title insurance
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The Bahamas Leaks: From real estate to fashion to razor blades

Some of the Indians listed in the Bahamas corporate registry records, and how they responded when The Indian Express tried to contact them.
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Israel Housing Data the Finance Ministry Doesn't Want Released

Finance Minister Moshe Kahlon has staked his political reputation on bringing down Israeli housing prices that have more than doubled in the past
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Pepper Money appoints new MD for Australian mortgages

Pepper Money appoints new MD for Australian mortgages

Leading mortgage provider Pepper Money has appointed Mario Rehayem, the company's former director of sales and distribution, to the
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Mortgage Counselor

We are seeking customer focused candidates to contact our borrowers regarding their past due mortgage accounts. Job Responsibilities Include:
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Lending Adviser

Financial Planning, Fantastic opportunity for an experienced motivated and proactive lending adviser to work for a highly successful and respected
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BC appoints superintendent of real estate

British Columbia has appointed Michael Noseworthy as its new superintendent of real estate, effective October 19, 2016. This change comes following
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Banking on school spirit

Banking on school spirit. Greylock Credit Union issues Wildcats debit card, will donate to school for every sign-up. By Tony Dobrowolski.
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Voice-Activated Banking: Mobile Vs. Smart Home Devices

For consumers, being able to bank at their own pace and make informed decisions from the comfort of their own home is an important convenience
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Man profiled in WWL-TV real estate investigation arrested by JPSO

Randolph was booked into the Jefferson Parish Correctional Center on two counts of theft and was being held without bond Wednesday night.
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Brickworks boss says Sydney real estate prices close to peak

Managing director Lindsay Partridge said he thought real estate prices in Sydney wouldn't increase much higher for this particular cycle. Jessica
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MBA: Mortgage Applications Fell 7.3%

After increasing 4.2% the previous week, mortgage application volume plummeted a significant 7.3% on an adjusted basis during the week ended
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OFG Bancorp Rating Lowered to Strong Sell at Zacks (OFG)

It offers residential mortgages, auto loans and leases, credit cards, business loans, commercial mortgages and leasing, cash management,
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Featured Industry Leader: David Zamary, Statewide President, Connecticut Mortgage Bankers …

David Zamary is senior vice president of First County Bank in Stamford, Conn., and president of the Connecticut Mortgage Bankers Association
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KDB considering lending $45 mln to help unload Hanjin cargo – source

SEOUL, Sept 22 (Reuters) – Korea Development Bank (KDB), the lead creditor of Hanjin Shipping Co Ltd is considering lending about 50 billion won
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Charted: Divorce rates go up and down with home prices in China's big cities

If I told you spending $1 would save you tens of thousands of dollars soon afterwards, would you believe it? What if you had to get a divorce in order to
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Attorneys for Leawood payday loan mogul ask judge to drop some charges

Muir's attorneys compare modern controversy over tribal lending to the … In the indictment, prosecutors say the lending operations weren't really tribal
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Housing market heats up

That warmth you feel on your face might not be just a matter of Texas' September sun this year. The heat emanating from the local housing market
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Almost any file is up for grabs when this Android banking trojan attacks

An ambitious Android banking trojan can make off with almost any file on an infected device by achieving superuser rights. Researchers at Kaspersky
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RBA chief Philip Lowe's 'worry' for young home buyers

The stunning rise in Australian house prices over the past two decades has caused many millennials to give up on the prospect of buying a house,
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Elizabeth Warren Tears Into Wells Fargo CEO During Senate Banking Committee Hearing

Elizabeth Warren's nearly nine-minute grilling of Wells Fargo CEO John Stumpf during his testimony in front of the Senate Banking Committee on
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First-time buyers are being 'muscled out' by those paying cash

First-time buyers are being squeezed out of the housing market, while cash … Half of the market was made up of first-time buyers of homes and
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Fed Seeks to Prohibit Companies from Merchant Banking to Promote Lending

The U.S. banking regulators are urging Congress to prohibit merchant banking where firms buy stakes in companies rather than lend them money.
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