Could RegTech save the banking industry?

Could RegTech save the banking industry?

As I wrote in What is the problem RegTech is solving , RegTech alone will not save the banking industry. It must embrace digital and work out the
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IN MEMORIAM: Robert W. Moyer, 84; Wilber Bank President

ONEONTA – Robert William “Bob” Moyer, 84, the president and CEO of Wilber National Bank for a quarter of a century, passed away Friday, Dec.
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Realtors collect bears for sick kids

… Pendleton Police Department, Wal-Mart, Bi-Mart and other community members who dropped off bears at local real estate and title company offices
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NewFed Mortgage Receives Approval from USDA

Danvers-based NewFed Mortgage Corp., a multi-state residential mortgage lender is pleased to announce their approval by the United States
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Banks failing SMEs, survey suggests

Of the South East's small and medium-sized businesses who experienced barriers in accessing finance, six per cent stated that lenders didn't
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Rick Scott: “Florida continues to outshine other states”

Gov. Rick Scott announced that “Florida's strong economic and job growth is fueling Floridians' consumer confidence and housing market which have
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Stocks: Iberiabank Corp. (IBKC) to Post FY2018 Earnings of $5.35 Per Share, FBR & Co Forecasts

Stocks: Iberiabank Corp. (IBKC) to Post FY2018 Earnings of $5.35 Per Share, FBR & Co Forecasts

(NASDAQ:IBKC) – Research analysts at FBR & Co lifted their FY2018 EPS … The company's quarterly revenue was up 6.1% compared to the same … Lenders Title Company, an Arkansas-chartered title insurance and closing
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Multi-Family and Commercial Mortgages

Loans, letters of credit, and leasing assistance for your business needs.
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This was the year Amazon's Seattle-area real estate footprint became truly enormous (Photos)

Just when you think Amazon might be done growing in Seattle, another major real estate deal pops up that says otherwise. Amazon.com (Nasdaq:
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Long-term Mortgage Rates Rise, Staying Near 2014 Highs

Long-term US mortgage rates ticked up again this week, staying at their highest levels since early 2014. Mortgage buyer Freddie Mac reported the rate
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NPA additions of lenders in 2016 equalled m-cap of 33 of 41 listed banks; Is the pain over?

NEW DELHI: The March 2017 deadline for cleaning up the books of domestic lenders is still valid, even through at the Reserve Bank of India (RBI) the
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Director Commercial Banking Structured

Director Commercial Banking Structured

Director Commercial Banking Structured jobs in Toronto currently available at Scotiabank. Additional Toronto Finance and Accounting jobs also
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CTD fears branchless banking may be misused by criminal, militant groups

KARACHI: The Counter-Terrorism Department (CTD) of Sindh police has expressed concern regarding the use of branchless banking facility through
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The Oklahoman's commercial real estate transactions for Dec. 31, 2016

•Jim Farha paid $337,500 to R.D. and Sonya Haley for a 3,068-square-foot office building at 530 Pointe Parkway Blvd., Yukon consisting. Irmon Gray
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IDBI Bank reduces MCLR by 30-60 bps across loan tenors

Mumbai: State-owned lender IDBI Bank Ltd said that it has reduced marginal cost based lending rate (MCLR) by 30-60 basis points (bps) across
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Reverse mortgage pros and cons for homeowners

Reverse mortgages may seem like a product of last resort, but for certain homeowners they can be a viable way to access the equity they have built up
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Change is in the air

Bankers by definition take calculated risks every day, of course, but not always in areas outside their “comfort zone.” The fast-moving world of mobility,
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ICSFS gains new core banking client in Ghana, BOND Savings and Loans

BOND Savings and Loans, a Ghana-based financial services company, has selected new core banking software provider and system as it is aiming to
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Home flipping is down

“While the macro trends of low housing inventory and rising home prices are favorable for flippers, they are also a double-edged sword, attracting
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Deutsche Bank Flew and Fell. Some Paid a High Price.

Anshu Jain was a force behind Deutsche Bank's appetite for risk. The bank has agreed to pay $7.2 billion to settle a claim that it pushed toxic
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70 Atkinson Road Bli Bli Qld 4560

70 Atkinson Road Bli Bli Qld 4560

70 Atkinson Road Bli Bli. CHARACTER FILLED, COTTAGE STYLE HOME!!! VERY PRIVATE WITH BEAUTIFUL IN GROUND POOL!!! So private and
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Franklin County housing sales up in 2016

A house for sale on High Street in Greenfield. Dec. 28. Recorder … There has been a drop in how long homes stay on the market. “That means houses
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The Exchange Game

Commercial mortgage originators play a vital role in helping clients understand the multiple moves that can be made on the property-financing board.
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Southland has higher housing prices, faster sales in 2016, authorities say

Even though the state's housing market has not fully recovered since 2008, the Southland ended 2016 with higher prices and faster sales, authorities
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Oklahoma City-area housing works and plays in 2016

Oklahoma City-area housing works and plays in 2016

It goes public a few times a year, too, lobbying at the state Capitol for laws that make it easier for the housing market to operate efficiently and fairly
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Asia is our future', former bank CEO says of Australia

In the course of a banking career spanning three decades, Mike Smith has never been one to mince his words. Thus he makes no apologies for his
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IDBI Bank cuts benchmark rates by 60bps

IDBI Bank cuts benchmark rates by 60bps

Mumbai: In one of the sharpest cuts in lending rates this year, IDBI Bank slashed its benchmark rates by 30-60 basis points (100bps = 1 percentage
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Mortgages being paid off quicker than new loans are approved

Mortgages, which make up 83pc of on-balance sheet household loans, declined by €150m in November while non-housing loans dipped by €12m in
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Regulators Streamline Call Report for Small Banks

The federal regulatory agencies today finalized a new, streamlined Call Report with simplified instructions for banks with less than $1 billion in assets
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As one door closes, another opens for first-time buyers

First-time buyers wave goodbye to a popular government-backed mortgage scheme today. Help to Buy was introduced as one of a series of measures
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Coal, Metal, Banking ETFs Led 2016 Sector Rotation Screen

Exchange traded funds that track the largely forgotten coal industry and the metals sector were the big winners of 2016 in IBD's ETF Sector Rotation
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Mortgage Rates Today: BB&T, US Bank Dec 30, 2016

Mortgage Rates Today: BB&T, US Bank Dec 30, 2016

The best 30 year fixed rate mortgages can be had for 4.375% at BB&T Corp. (NYSE:BBT) and an APR of 4.459%. The shorter term, popular 15 year
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Membership, biz lending and rates among CUs issues to

Membership, biz lending and rates among CUs issues to watch in 2017 | S&P Global Market Intelligence.
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Incline Village real estate: 2016 — a year in review

The net result is that we have seen a return to a healthy real estate market without the extreme price volatility that was witnessed during the previous
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Interprovincial migrants international immigrants drive B.C. housing markets

With oil prices creeping upward, we might see a substantial outflow of British Columbians to Alberta and Saskatchewan, driving down housing prices.
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Rating Sentiment Change: Discussion stirs around Federal Agricultural Mortgage Corp. (NYSE …

Out of 4 analysts covering Federal Agricultural Mortgage Corp (NYSE:AGM), 1 rate it a “Buy”, 0 “Sell”, while 3 “Hold”. This means 25% are positive.
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Flood victims frustrated with mortgage companies, AG offering help

BATON ROUGE – Flood victims continue to feel frustration when it comes to mortgage companies releasing their insurance money. Some have called
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What to expect from the housing market in 2017?

Insight from real estate broker Katrina Campins. … All market data delayed 20 minutes. New Privacy Policy – New Terms of Use (What's New) – FAQ
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Commercial Real Estate Owner Occupied Loan Options

Special promotional offer for buying or refinancing commercial real estate.
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Technical Analysis Focus: RSI Watch for China Lending Corp (CLDC)

Technical analysts have been monitoring shares of China Lending Corp (CLDC) as of late. The Relative Strength Index (RSI) is one of multiple
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Now people can do banking with thumb using BHIM app, says PM Modi at Digi Dhan Mela

The digital mela also offers the facility for people to open bank accounts, enrol in Adhaar, and connect existing bank accounts to Adhaar identity for
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UBS Asset Management Americas Inc. Buys 5300 Shares of First American Corporation (The) (FAF)

The fund owned 94,130 shares of the company's stock after buying an … The Company's segments include Title Insurance and Services, Specialty
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Not far from Delhi, trying to grasp ATMs, phone banking

Not far from Delhi, trying to grasp ATMs, phone banking. Since demonetisation, Mansoori and his family of four have faced a series of predicaments.
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Mortgage Claims Analyst

Mortgage Claims Analyst Why you'd consider Evergreen Home Loans? We're searching for some really great people who enjoy customers as much
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Remitano P2P Bitcoin Exchange is Completely Independent from Traditional Banking Partners

30, 2016 /PRNewswire/ — Remitano Bitcoin P2P exchange, with its service in multiple countries operates without the need of a banking partner,
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Potent mix sends market soaring

Local agents agree that infrastructure, low interest rates and proximity to Melbourne have all contributed to increased confidence in the market.
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Home Loans: Mortgage Rates at TD, PHH Dec 30, 2016

The best 30 year loan interest rates are on the books at 4.125% at TD Bank (NYSE:TD) yielding an APR of 4.452%. As far as ARMs go, 5 year loans
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An Unexpected Duet

Originators today are desperately trying to recover the market share they lost after the mortgage crisis of 2008. At a time when conventional lending is
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Logan Geddie brings Generations of Experience to Local Real Estate

Growing up in this local area, Logan Geddie, has been surrounded by real estate her entire life. Coming from a family where both her Mother and
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Pig farm, Loft 5 among top real estate deals of 2016

Real Estate Insider appears every Saturday in the Business section of the Las Vegas Review-Journal. Contact Review-Journal writer Eli Segall at
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Precedent Management boosts HOA, tax business with acquisitions from Prescient

Precedent Management, a nationwide provider of real estate solutions, is expanding its business with the acquisition of the HOA and tax lines of
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IBERIABANK Corporation (IBKC) Shares Sold by Swiss National Bank

IBERIABANK Corporation (IBKC) Shares Sold by Swiss National Bank

The institutional investor owned 66,723 shares of the company's stock after selling 500 … JPMorgan Chase & Co. raised its stake in shares of IBERIABANK … Lenders Title Company, an Arkansas-chartered title insurance and closing
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Risk & Compliance Manager (Mortgages)

Risk & Compliance Manager (Mortgages) in Permanent, Finance with Anonymous. Apply Today.
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Stocks: BlackRock Advisors LLC Has $15691000 Stake in Fidelity National Financial Inc. (FNF)

Assetmark Inc. now owns 2,748 shares of the company's stock worth … FNF, through its subsidiaries, provides title insurance, mortgage services and
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Loan Processor/Agent – Installment Lending

Installment Lending Firm located near LAX needs is looking for Loan Agents for our growing location. The ideal candidate must have 2-year minimum
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Demonetisation impact on banking: Bankers' tryst with trust

A top official of a leading public sector bank sums up bankers' plight in the past 50 days: “Whether it is a good or bad decision, it is important to
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Compare Checking Accounts

You're always welcome to talk to one of the helpful customer service representatives at any First Financial banking center if you have questions or
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Complaints against vailuation of real estate to be accepted by Summit County starting Jan. 1

The Summit County Board of Revision reviews complaints about property values. … The board does not hear complaints regarding real estate taxes.
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Starwood Property Trust Announces Adjustment of Conversion Rates for 4.55% Convertible Senior …

The Company's core business focuses on originating, acquiring, financing and managing commercial mortgage loans and other commercial real
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With "Trump Reflation," Mortgage Rates End 2016 Near Five-Year Highs

The main fixed-rate mortgage rates are lower on the last working day of 2016. The average 30-year mortgage rate is down seven basis points,
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What are you looking forward to real estate- and neighborhood-wise in 2017?

As the last hours of 2016 tick away, we wanted to open the floor to you, dear reader, and discover what you are most looking forward to in the new year
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2016 a busy year for San Antonio development

San Antonio's housing market boomed in 2016, causing inventory to tighten and sales prices to rise to record levels. As of November, local home
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Lundy buys key piece of real estate for $160M, two-tower project in Raleigh

A real estate investment group formed by The Lundy Group's Jim Baker to spearhead plans for a double-tower development project in downtown
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Interest Rates on Friday for Home Mortgages at Suntrust, Citi Mortgage Dec 30, 2016

30 year FHA fixed rate mortgages are available starting at 4.100% yielding a bit higher APR than the conventional loan of 5.1885%. The best 30 year
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End of Help to Buy mortgages: but plenty of deals still available

The government's flagship Help to Buy mortgage guarantee scheme, which aims to help homebuyers with small deposits get on the property ladder,
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How to Recycle Your Christmas Tree

Then why not let the most experienced real estate company in Northern Nevada get your home sold fast? Go to our website, or call our office for more
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Giggle worthy real estate bloopers

A MISSING comma here, a mixed metaphor there and a dash of vagueness — some real estate agents certainly have a talent for creating property
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Flood victims frustration with mortgage companies, AG offering help

BATON ROUGE – Flood victims continue to feel frustration when it comes to mortgage companies releasing their insurance money. Some have called
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Home DIY – Where to Locate a Fireplace to Minimize Backdrafting

Dear James: Our old fireplace always made the room smoky. Will the location of the fireplace in our new house we are now planning affect the amount of smoke…
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Universities chief quits months after affair with banking boss

Dr Piatt and António Horta-Osório, the head of Lloyds Banking Group, had visited Singapore and California together while on business for their
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Toronto police seek public's help in finding mortgage fraud suspects who bilked $200K

The Toronto Police Service Financial Crimes Unit is asking the public to help identify two suspects in a fraud investigation involving a fake mortgage.
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The Search for a Better Loan

The Search for a Better Loan

Hard money loans haven't always enjoyed a sterling reputation within the commercial mortgage industry, but experienced originators know that hard
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NASA Is Waiting For SpaceX To Prove Itself Before Lending Equipment

By Blake Hester NASA would like to see SpaceX pull off a successful landing on Mars before it lends its equipment to the company, it recently
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Prepare for Unconventional Conventional Lending

Conventional lending covers a wide swath of the residential mortgage industry, as it includes both fixed-rate and adjustable-rate mortgages,
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Couple impersonated homeowner to take out $200K mortgage on property: police

Police are alerting the public after two suspects used fake identification to apply for and receive a second mortgage on somebody else's home.
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China's NDRC said to loosen investment curbs on banking

China's NDRC said to loosen investment curbs on banking … while state planner NDRC said govt would loosen foreign investment curbs in banking.
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Argentine real estate turnaround seen with tax amnesty, mortgages

“We still lack a stable economy, but if inflation falls next year, that widens the possibilities of developing the mortgage market,” said Alfredo Blanco,
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RBI asks banks to report info on scrapped notes deposits today itself

With the closure of the facility of exchange of specified bank notes — Rs. 500 and Rs. 1000 — as at the close of business on December 30, 2016, the
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State Bank of Travancore cuts lending rate by up to 0.3 per cent

State Bank of Tranvancore (SBT), a subsidiary of SBI, today slashed benchmark lending rate by up to 0.3 per cent. The bank has reduced marginal
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Management Changes at Dacotah Bank

Aberdeen, SD – Joe Senger, Dacotah Bank's president and chief executive officer, announced several changes to the company's management team
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People Movers of the Week: Dec. 30

Comosa, who joined Mortgage Network in 2012 as the director of strategic business development, brings more than 28 years of experience to his new
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Mortgage Rates Today, Friday, Dec. 30: End-Of-Year Declines Continue; Existing Home Sales Drop

On the last business day of 2016, 30-year fixed, 15-year fixed and 5/1 ARM mortgage rates all continued to fall, according to a NerdWallet survey of
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BankUnited Closes Out Successful Year with Foundation for Continued Growth in 2017

The foundation for continued growth was evident in BankUnited's business lending lines. Effective January 2016, subsidiaries Bridge Capital Leasing
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Not Much Motion in PHH Mortgage, Wells Fargo Mortgage Rates Dec 30, 2016

30 year FRMs are being quoted at 4.125% at PHH Mortgage and APR of 4.191%. 15 year fixed rate mortgage interest rates have been listed at
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Interest Rates for Home Mortgages at BMO Harris Bank, Citizens Bank Dec 30, 2016

10 year fixed rate mortgage interest rates at the bank have been listed at 3.375% and an APR of 3.679% today. 20 year fixed rate mortgage interest
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4 reasons to reconsider a reverse mortgage

A reverse mortgage is a special type of home loan designed to allow you to convert a part of your home equity built up over time into cash. In short, a
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20 Cities That Are Quickly Becoming Unaffordable

America's housing market continued its staggering post-recession rise in 2016, as many regions surpassed their pre-recession-bubble highs.
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2016's Top Stories #3: Housing market tightens, council regulates short-term rentals

This building is part of a former motel on Nelson Ave. that will be rebuilt to create 48 affordable housing units by Nelson CARES with a $6.3 million
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Asking price for Laguna Beach home is in the 'stratosphere'

Guess the asking price for a multi-story beachfront house with six bedrooms in the Irvine Cove area of Laguna Beach. $10 million? $20 million?
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Omoluabi Mortgage Bank opens Ilesa branch

AS part of its efforts in making banking services available to the nooks and crannies of State of Osun, Omoluwabi Mortgage Bank, Plc, opened another
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Biz quicks: Pay to rise for millions as 19 states increase minimum wage

A house sits for sale in Coral Gables, Florida. On Thursday, Freddie Mac reported the average 30-year fixed-rate mortgage rate rose to 4.32 percent.
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Charged twice overseas

Charged twice overseas

My girlfriend was charged twice here in France as she thought it did not go throughout the first time .is there a way to resolve this without calling and
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Year in Review 2016: Top hires and exits in Hawaii's banking industry

The past year saw a series of personnel changes in Hawaii's banking community. Pacific Business News revisited some of the biggest exits and hires
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Julián Castro, Leveling the Playing Field

The Supreme Court's 2015 decision on “disparate impact” in fair housing … Many times folks think of bias in the housing market as something that is
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Nation recovers lost housing value, but metro Milwaukee lags

The U.S. housing market has regained all of the value lost during the … An analysis by the real estate research firm Zillow found that the total value of
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What Rising Interest Rates Mean for Your Wallet

Mortgage rates have certainly gone up recently. Rates started going up after the election and they haven't stopped yet. The election played into this.
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'All hell is going to break loose in Vancouver': Ex-trader's real estate forecast

Now he has his eye, and his money, on the local housing market, and he has a warning to homeowners and first-time buyers. “It's going to blow to
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Ag's Real Estate Robots Gain Ground

SAG HARBOR, N.Y. (DTN) — Will online farm real estate sites make … Three unique ag real estate websites — Granular's AcreValue.com, Peak Soil
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No banking cheer in the new year

With a pathetic refusal to countenance the real extent of risk in the system, the RBI still expects the condition of banks, particularly of public sector
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Chetrit gets $128M financing for Jamaica project

Bank of the Ozarks provided a roughly $88 million first mortgage, in a deal brokered by Maverick Commercial Properties' Adi Chugh. The rest of the
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MORTGAGE FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by William E. Smith, a married person,
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Zillow: Total value of US housing reaches all-time high

The total value of all the housing stock in the United States has never been worth more than it is right now, according to a new report from Zillow.
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Stocks on the Move: The Goldman Sachs Group, Inc. (GS), Ally Financial Inc. (ALLY), Stillwater …

Ally Financial Inc. (ALLY) fell -1.23% during last trading as the stock lost … It also engages in the management of held-for-investment mortgage loan
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Man and woman wanted in $200000 mortgage fraud

Police are looking to identify two suspects wanted as part of a mortgage fraud investigation. Back in September 2015, a man and a woman visited a
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CIT Group Inc.'s Trend Down, Especially After This Options Activity

… divisions, and Legacy Consumer Mortgages (LCM), which includes single-family residential mortgage (SFR) loans and reverse mortgage loans.
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PHH Sells Off Remaining Mortgage Servicing Rights Portfolio

In addition, PHH entered into a subservicing agreement with New Residential, pursuant to which PHH will subservice the 480,000 mortgage loans
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CFT Previews: Franklin American Mortgage Music City Bowl

THE SKINNY: A pair of college football blue-bloods who have suffered some key injuries over the past few months meet up in the postseason looking
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Gerner & Kearns law firm renovates office building in Florence, moves its PRISM title company in too

Gerner & Kearns Co., L.P.A. has purchased and renovated a 25,200 square foot office building located on Tanners Gate Lane in Florence.
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Investor Sphere: Keeping an Eye on Levels for Pennsylvania Real Estate Investment Trust (PEI)

Moving averages can help spot trends and price reversals. … Pennsylvania Real Estate Investment Trust (PEI) currently has a 14-day Commodity
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BRIEF-Monmouth Real Estate buys new building in For Myers, Florida for $21…

BUENOS AIRES, Dec 30 Argentina's real estate sector is preparing for a development boom spurred by a successful tax amnesty program and an
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State Bank Of Travancore Cuts Lending Rate By Up To 0.3%

The bank has reduced marginal cost of funds based lending rate (MCLR) by 0.25 per cent from 9.45 per cent to 9.20 per cent for 1-year tenure, SBT
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