Justin Bergeron

Justin Bergeron

I'm Justin Bergeron, welcome to my site. Selecting an experienced Mortgage Officer is just as important as what bank qualifies to be your financial
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As First American Financial (FAF) Stock Declined, Shareholder Underhill Investment Management …

According to Zacks Investment Research, “First American Financial Corporation provides financial services through its Title Insurance and Services
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Peapack-Gladstone Bank Named 2016 SBA Lender of the Year

/EINPresswire.com/ — BEDMINSTER, NJ–(Marketwired – Jan 27, 2017) – Peapack-Gladstone Financial Corporation ( NASDAQ : PGC ) and
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FNTI adds to underwriting team

First National Title Insurance Company (FNTI) announced that it added industry veteran Sean Everest to the company's underwriting team.
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Breaking down Greater Baltimore's 2016 commercial real estate market, and looking ahead

Two new reports on Greater Baltimore's commercial real estate market show that while leasing figures are slightly down, rental rates have risen.
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Ocwen Financial Corporation (NYSE:OCN) Under Analyst Spotlight

10/27/2016 – Ocwen Financial Corporation was downgraded to “neutral” by analysts … 08/01/2016 – Ocwen Financial Corporation had its “perform” rating … and government-insured residential forward and reverse mortgage loans.
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Mortgage Rates Today, Jan. 27: Little Change; A 15-Mile Drive to Affordability?

“Mortgage rates hit 2017 highs this week, as the new administration's plans grew clearer, stocks rallied and Fed members stressed further rate hikes,”
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Redfin gets into the mortgage business

There's about to be a new player in the mortgage space, one that boasts it can be a true digital “one-stop shop” for homebuyers, taking them all the
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Does fourth quarter GDP foretell a slowdown in home affordability?

The gross domestic product report for the fourth quarter may forecast a slowdown in this part of the housing market going into 2017. The advanced
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Digital Mortgage range expanded by Atom Bank

The UK's first bank built exclusively for mobile customers has extended its Digital Mortgage range, with 80% LTV and 85% LTV rates available.
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GDP growing, but at slower pace in Q4

Real gross domestic product increased in the fourth quarter, however exports and government spending pulled the growth down to a slower pace than
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Real Estate Weekly: Higher Mortgage Rates Begin To Affect Housing Markets

Across other areas of the real estate sector, mortgage REITs (NYSEARCA:REM) finished the week higher by 0.5% and the international real estate
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Housing markets in Bel-Air and northeast LA ended 2016 on a high note

Neighborhoods in northeast L.A. and one of the toniest spots on the Westside were trending upward as L.A. County's housing market closed out 2016.
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Heather Slapak Named First VP of Warehouse Lending for Flagstar Bank

Flagstar Bank has hired Heather Slapak as a first vice president in Warehouse Lending Flagstar Bank has announced the addition of Heather Slapak
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Mortgage-Backed Securities ETFs Are Making A Big Comeback

Mortgage-Backed Securities ETFs Are Making A Big Comeback … MBG (SPDR Barclays Capital Mortgage Backed Bond, Expense Ratio 0.20%, $318
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Rising Credit Score but Rotten Credit Report? How That Affects Your Loan

If you have a dismal credit score, and you plan to apply for loan for a new … credit scoring algorithm that most lenders use when making lending decisions, … to get a mortgage loan,” says Jeremy David Schachter, a mortgage advisor
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5 Lowest 7-Year ARM Mortgage Rates

U.S. mortgage rates have risen in the aftermath of the presidential election, as potential homeowners face higher monthly payments amid a stagnant
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A housing affordability crisis in regional Australia? Yes, and here's why

Melbourne was ranked the tenth-most-unaffordable housing market. Wingecarribee and Tweed Heads came in at seventh and eighth respectively.
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Monarch Partners Asset Management LLC Lowered Iberiabank Corp (IBKC) Position by $3.09 …

The institutional investor held 272,331 shares of the major banks company at the end of 2016Q3, valued at …. an Arkansas-chartered title insurance and closing services agency (Lenders Title); IBERIA Capital Partners, LLC,
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Top Producers Deadline Looms for Loan Officer Rankings

Participation in the Top Producers survey is open to mortgage loan officers and … and featured in the March print edition of National Mortgage News.
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Lending

Lending

April 05, 2017. Credit Analyst Institute* – MN. (?). Event Type: Seminar/Institutes. (?). Credit Analyst Certification, Lending, Executive C-Suite Training.
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When retirement accounts should not be used to pay off a mortgage

I am working now and earning $4,100 net a month. I have 11 years to pay off my mortgage at $1,800 a month. I refinanced my mortgage to 3% in 2012.
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Why do we move home?

Whatever your reason for moving home, you'll probably need a mortgage to fund things. Check out the top rates to make your move as cost-effective
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Congressman Hultgren Named to Housing and Insurance Subcommittee Overseeing Fannie and …

… Flood Insurance Program (NFIP), Fannie Mae and Freddie Mac, public and private housing, urban development and terrorism risk insurance. Rep.
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First report: Hot January for D-FW home market

In North Texas there's only about a 2-month supply of preowned houses listed for sale with real estate agents. In 2016, a record 101,529 North Texas
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Gross mortgage lending reaches £246bn in 2016

The total mortgage lending for 2016 was estimated to be £246bn – the highest annual gross lending figure since 2008, according to the latest
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P2P Lender Flender Closes Successful Seedrs Campaign

P2P lending platform Flender has officially closed its successful equity crowdfunding campaign on Seedrs. Originally seeking £500,000, the initiative
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Greystone Provides $5 Million in Fannie Mae DUS® Green Mortgage Financing in Washington, D.C.

NEW YORK, Jan. 27, 2017 (GLOBE NEWSWIRE) — Greystone, a real estate lending, investment and advisory company, today announced it has
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Atom's Maria Harris points finger at mortgage industry

The mortgage industry is lagging behind in technology, how it treats customers and engages with people, Atom Bank's director of retail mortgages
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The world's biggest real estate buyers are suddenly short of cash

While the regulator has long banned the use of foreign currency for real estate, its call for additional documentation was seen as a signal that the
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IFISAs to make up 50 per cent of P2P lending by 2018

INNOVATIVE Finance ISAs (IFISAs) will make up 30 per cent of peer-to-peer investments this tax year and as much as half by 2018, Stuart Law has
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Lending a hand making clogs

HERE we see Mr Thomas Ormesher, pictured left, examining a completed pair of clogs at the Bolton Clog Company Works. The company was in
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Here are 25 of America's least affordable housing markets

Buying a home in the US is no easy feat, and it can be especially difficult in expensive markets. High rental and home prices typically indicate strong
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Redfin Launches Mortgage Co; Lender's Appraisal, Pricing, and Disaster Updates

Redfin, known as a real estate brokerage, has formed Redfin Mortgage to loan money to Redfin customers buying homes. “By integrating a lending
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Jefferies Adds Third Lender in Latest MBS Warehouse Deal

Jefferies Group has added a third lender to its latest securitization of a mortgage warehouse facility. Proceeds from the $300 million Station Place
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2016 Wrap-Up: The State of the Housing Market

The National Association of Realtors has just released a report calling 2016 the best year in a decade for existing home sales. Although December
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Investor Corner: Checking the Charts for Freddie Mac Pfd P (FMCCP)

Let's take a quick look at some popular technical levels on shares of Freddie Mac Pfd P (FMCCP). The current 14-day RSI is noted at 53.47, the 7-day
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Wife of real estate boss arrested for 'small quantity of dagga' in luggage

Cape Town – The wife of an international real estate company head was arrested at Cape Town International Airport after a “small quantity of dagga”
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Will The Bureau Of Real Estate Get A Promotion?

Will The Bureau Of Real Estate Get A Promotion?

Although the DRE issues professional licenses, it is fundamentally a business regulatory department that regulates an industry with an enormous
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Housing markets reel as China curbs capital flight

Reports now indicate that the Chinese government's attempts to curb capital flight are finally starting to take hold, and the immediate losers appear to
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Insurer Aegon Pledges €1.5 billion to German P2P Lender Auxmoney

The German platform was founded in 2007 as a P2P lender and has since then facilitated around €200 million worth of loans to German consumers.
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STONEGATE MORTGAGE CORPORATION (NYSE:SGM) Files An 8-K Material Modification to …

Stonegate Mortgage Corporation is a non-bank mortgage company. The Company is focused on originating, financing and servicing the United States
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Orchard Publishes White Paper on Data Standardization for Online Lending

The advent of online lending has become a powerful vehicle for providing access to credit for many thousands of businesses and individuals.
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Adjunct Pool for Professor of Real Estate

Teaching pre-license real estate courses (Real Estate Principles, Real Estate Practice, Legal Aspects of Real Estate, Real Estate Finance, Real Estate
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Equities Trend Analysis: CalAtlantic Group, Inc. (CAA), New Residential Investment Corp. (NRZ …

It also provides mortgage financing and title examination services for homebuyers. The company was founded in 1965 and is headquartered in Irvine,
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In the Spotlight with Darren Pescod, The Mortgage Broker

FR: The Mortgage Broker recently launched a promotion featuring free legal fees and a stamp duty incentive. How successful has that been and what
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Mortgage approval rates have shot up by nearly 30% in a year

Figures from the Banking Payments Federation of Ireland (BPFI) show that mortgage approvals to buy homes in Ireland for the month of December
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Stocks in Review: FireEye, Inc. (FEYE), Two Harbors Investment Corp. (TWO), VeriFone Systems …

The company's target assets include agency RMBS collateralized by fixed rate mortgage loans, adjustable rate mortgage loans, hybrid mortgage
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Mortgage affordability increases as average incomes drop 8%

MAB says some easing of criteria and improved affordability assessments has resulted in potentially more borrowers getting access to mortgage
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Rate rises threaten RMBS performance

Increased default risk for US RMBS is a potential result of the reduced mortgage prepayments expected to follow the Federal Reserve's decision to
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Marin real estate war: Four lots, a 'straw buyer' and Yoda

Two courts have ruled firmly against Oz's brother, Ron Oznowicz, a real estate investor who is trustee of the actor's pension plan. The courts also ruled
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Emerging Markets Bank Lending Conditions Survey – 2016Q4

Emerging Markets Bank Lending Conditions Survey – 2016Q4

Emerging Markets Bank Lending Conditions Survey – 2016Q4. Thursday, January 26, 2017. This publication is available to IIF Members only.
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Mortgage Underwriter – Lending Operations

View details & apply online for this Mortgage Underwriter – Lending Operations vacancy on reed.co.uk, the UK's #1 job site.
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Lake Views

Enquiries over $635000Silver award winner for the Master Builders House of the Year 2016What a difference a couple of years makes to a new
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Lender posts 42% second charge surge

In a trading update for the period 1st October to 31st December 2016, or Q1 2017, the specialist lending group posted £13.6m of second mortgage
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Red-hot housing market encouraging buyers to purchase condos

Inventory issues that have long plagued the single-family home market in the city are now being seen in the condo sector, according to TREB.
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Assetz Capital CEO Stuart Law Shares His 2017 P2P Lending Predictions

Nearly one month after ringing in the new year, Stuart Law, CEO and co-founder of peer-to-peer lending platform Assetz Capital, provided his
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Offaly TD believes Credit Unions can offer much needed competition in mortgage market

Fianna Fáil TD for Offaly Barry Cowen has said that Credit Unions have the potential to offer badly needed competition in the mortgage market but that
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VP / Mortgage Lending Manager

Oversees lending activities and business development for office and/or region. Manages Loan Officers to assist in meeting business lending goals and
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Home Point Financial to Acquire Stonegate Mortgage Corporation

“We are very excited about the opportunity to work together with the Stonegate Mortgage team to accelerate the build out of Home Point Financial,”
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When using your home as collateral…

Loan against property (LAP) is a popular means of availing loans from financial institutions (including banks) against mortgage of existing commercial
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Pockets of Affordable Housing Exist Within the Most Expensive Markets

The San Jose metro has been one of the hottest housing markets in the country. Homebuyers in Palo Alto can expect to spend 75 percent of their
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Dominic Iannitti Named to HousingWire's 2016 Vanguard Award List for Major Industry Contributions

Dominic Iannitti Named to HousingWire's 2016 Vanguard Award List for Major Industry Contributions

“I am very honored and humbled to have been selected by HousingWire's editorial board to appear on this list of esteemed mortgage executives,”
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Paragon's BTL lending plummets but bank maintains positive outlook

The group's quarterly trading update, which is based on business performance from 1 October 2016 to date, showed that buy-to-let lending did pick up
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Berkeley County property values rebounding from crash

MARTINSBURG, W.Va. — Property values in Berkeley County have continued to rebound from the collapse of the real estate market about 10 years
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Things the alternative lending sector can expect

The alternative lending sector is maturing very rapidly in India. With the technological expertise that the sector possesses, it has been effective in
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Real Estate Market Forecast: U.S. Housing Market Takes a Dive

The U.S. real estate market is taking a breather. Or perhaps it's a sign of darker times to come for the U.S housing market, as existing home sales and
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Lender Together agrees £90m credit facility

Annual lending for the year topped the £1bn mark for the first time too, up 39.5 per cent on prior year, whilst the loan book grew by £377.2m.
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Goldman Sachs funds begin lending

Three of Goldman Sachs's emerging market equity funds are now able to lend up to a third of their total assets. The collateral parameters of the the
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A guide to the best types of car finance

With many modern home mortgages, if you make extra repayments towards your loan, you're able to redraw these funds out at a later stage to pay for
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Murcia mortgage activity up by 39 per cent in November

The latest figures published on Friday regarding the number of mortgages registered relating to residential property purchases in Spain provide further
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Trump's Stance on China Could Crash New York Real Estate

Last August, I wrote a story on how China might have been blowing up a global real estate bubble of giant proportions. In November, I warned that
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LendIt announces finalists in fintech and lending category for Industry Awards

One of the largest lending and fintech show LendIt has announced the award finalists under various categories for the LendIt Industry Awards that
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Money360 adds real estate vets to northern markets

Online commercial real estate marketplace Money360 has added two real estate veterans to lead newly created divisions in the Northeast and
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Why the investment outlook for Singapore property markets may be grim

A long slump in Singapore's retail, residential and office property markets shows no signs of ending soon as declining occupancy weighs on older
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Eurozone: Money supply and lending growth accelerated back to 5% in December – BBH

Eurozone: Money supply and lending growth accelerated back to 5% in December – BBH

Research Team at BBH notes that the ECB reported December money supply and lending figures and after year-over-year growth slowed below a 5%
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TSB reveals record new mortgage lending in 2016

TSB said its increased lending twice as quickly as expected at the time of its IPO in June 2014: 46% growth in customer lending was achieved, three
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TOP NEWS: Paragon Sees Continuing Recovery In Buy-To-Let Len

The FTSE 250-listed lender reported underlying profit of GBP33.1 million for the quarter to December 31, which it said was in line with management's
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Number of mortgage approvals rises significantly in December

Mortgage approvals rose by 29pc in December, and rose by 61pc compared to November of 2015, according to data released by Banking and
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Real estate management market is strong both on multifamily and office/retail side – by Christopher …

The commercial real estate sector, as stated recently by Lawrence Yum, NAR chief economist, “Is on firm ground in spite of the global and domestic
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Kyle Monsen

Experience. 5+ Years in the Mortgage Industry 5+ Years in the Local Market. Specialization. Conventional 95% Loan-to-Value 97% Loan-to-Value
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Budget 2017 expectations: How do we fuel consumption of real estate?

Post demonetisation, the real estate industry expects the government to initiate measures that boost 'consumption', during the upcoming budget.
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Mortgage Advice Bureau (Holdings) plc has delivered yet another strong performance

Mortgage Advice Bureau (Holdings) plc (LON:MAB1), one of the UK's leading networks for mortgage intermediaries, today issues a pre-close trading
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Home Mortgage Eugene, OR | Eugene, OR Home Mortgage

Here are some general directions on developing your Home Mortgage tactic in Eugene, OR. Even though your Home Mortgage is thriving, avoid
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Why I see 20%+ upside in this lender in 2017

Why I see 20%+ upside in this lender in 2017

The outlook for the lending industry is somewhat uncertain. Brexit is likely to cause a degree of difficulty as negotiations between the UK and EU
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TPG Specialty Lending Announces Private Offering Notes

NEW YORK–(BUSINESS WIRE)–TPG Specialty Lending, Inc. (NYSE:TSLX, “TSLX”) announced today that it plans to conduct a private offering of
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SBT Bancorp, Inc. Reports Fourth Quarter and Year End 2016 Results

Gain on sale of mortgages increased 26.3% to $452 thousand compared to the quarter ended December 31, 2015. Noninterest income decreased $2
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VP of Mortgage Lending

Who we are: Guaranteed Rate is one of the ten largest retail mortgage lenders in the U.S. The company has become The Home Purchase Experts® by
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Mortgages approved by UK banks hit nine-month high in December: BBA

LONDON: The number of mortgages approved by British banks hit a nine month high in December and consumer credit continued to expand at a
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TPG Specialty Lending, Inc. (NYSE:TSLX) Files An 8-K Other Events

TPG Specialty Lending, Inc. (TSL) is an externally managed, closed-end, non-diversified management investment company. The Company is a
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TPG Specialty Lending Prices $100 Mln of Unsecured Convertible Senior Notes

TPG Specialty Lending ( TSLX ) said Friday that it has agreed to sell $100 million aggregate principal amount of its 4.50% convertible senior notes due
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How to utilize bots for real estate

Peter Lorimer explains how bots can help agents in their business and gives a couple of examples of bots operating right now in the real estate space.
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Mortgage approval rate rises in Q4 – BPFI

The number of mortgage approvals in Ireland rose by 30.7% year-on-year in the three months to December, according to new figures from the Banking
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Equity Release Club to offer conventional mortgage

Equity Release Club to offer conventional mortgage

Equity Release Club, the equity release and later life lending distributor, will offer the Marsden Building Society conventional mortgage deals.
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Mortgage 'stress tests' are too tough, say lenders

Regulators should reduce the “stress test” interest rates applied to mortgage borrowers to judge whether they can afford a home loan, since they are
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Mortgage Complaint


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Park Accessibility Impacts Housing Prices in Seoul

The results of this study have significant implications for urban park economic impact analyses in Seoul. Also, the increase in housing prices closer to
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Euro zone lending picks up, driven by cheap ECB cash

FRANKFURT (Reuters) – Euro zone lending inched up to multi-year highs in December, fresh data showed, indicating that the European Central
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The 10 Mortgage Plagues – Part I

Shmuel Shayowitz (NMLS#19871) is President and Chief Lending Officer at Approved Funding, a privately held local mortgage banker and direct
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UPDATE 1-Euro zone lending picks up, driven by cheap ECB cash

FRANKFURT, Jan 27 (Reuters) – Euro zone lending inched up to multi-year highs in December, fresh data showed, indicating that the European
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Before It's Too Late

The recent recession left millions of people with financial challenges that … Banks would not provide financing because in many cases the mortgage
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Pakistanis third among Dubai's top earning real estate brokers

DUBAI (Dunya News) – Real estate brokers earned a commission of over Dh1.5 bn in 2016 from 32,932 transactions, stated Dubai Land Department
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Harry Macklowe on New York Real Estate

Harry Macklowe, the real estate titan with a career as mercurial as it is long, is riding the wave of successful sales at 432 Park Avenue — said to be the
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Eurozone lending picks up in December

Eurozone lending picks up in December

The ECB will “particularly welcome” the news on business lending, IHS Markit economist Howard Archer wrote, noting that the measure reached a
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Cover story: Openwork on changing the mortgage game

Openwork managing director, mortgages and protection, John Cupis acknowledges that the firm has been rather quiet in recent years but says it is
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Eurozone bank lending continues to inch up – ING

Teunis Brosens, Senior Economist at ING, notes that the Eurozone's bank lending growth to businesses has overtaken lending growth to households,
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Eurozone Bank Lending To Businesses Picks Up

Lending to businesses grew an adjusted 2.3 percent year-on-year following a 2.1 percent increase in November. Loan growth was the fastest since
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GLOBAL MARKETS-Dollar recoups losses, shares lower as banks weigh

LONDON, Jan 27 (Reuters) – The dollar extended its recovery against a basket of other currencies on Friday, while banks dragged European shares
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Eurozone lending growth rises in December

Lending to households grew by 2.0% in December versus one year earlier, compared with an annual gain of 1.9% in November. Loans to companies
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Your So-Called Secrets Are Out — Time to Upgrade Your Banking Security

Your mother's maiden name is probably not a secret. Neither, necessarily, is your high school mascot or the size of your car payment. But some banks
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MOVES-Ross, Oram leave HSBC as investment banking cuts begin

LONDON, Jan 27 (IFR) – Ulrik Ross, HSBC's global head of public sector and sustainable debt, and Luc Oram, a director in the bank's public sector
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Mattek-Sands, Safarova win 2nd Aussie Open doubles title

It extended the pair's unbeaten record to 12 matches at Melbourne Park – they won the 2015 doubles title in their debut as a team, but didn't play
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Higher Euro Area Lending Could Spell End to Negative Rates

The European Central Bank said Friday that corporate lending increased at the fastest pace in four and a half years last month as banks took
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Lending to buy-to-let landlords halves at Paragon as new rules take effect

Paragon Bank has almost halved lending to buy-to-let landlords in the last three months of 2016 after increased regulation around second mortgages
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Finance Ministry issues instruction to reestablish banking outlets

Finance Ministry issues instruction to reestablish banking outlets

KATHMANDU, Jan 27: The Ministry of Finance has issued instructions to the government banks to address the issue of grievances of the people
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Smaller rivals vow to compete with Buffalo Niagara's banking titans

Northwest Bank employees Vanessa Prokop and Sara Manigross wait on Jim Michalczak of Orchard Park at the new open-concept branch in Orchard
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Agreement on global banking rules only 'once dust settles' in US: EU presidency

Agreement on global banking rules only 'once dust settles' in U.S.: EU … far and increases disproportionately the capital banks must hold against risk.
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Indiabulls Real Estate tumbles 3% on drop in Q3 net profit

NEW DELHI: Shares of Indiabulls Real Estate declined over 3 per cent in trade on Friday after the realtor registered a 14 per cent drop in consolidated
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Euro zone corporate lending accelerates in December

Household lending growth in the 19-member currency bloc accelerated to 2.0 percent from 1.9 percent in November, the biggest gain since mid 2011.
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Banking Customer Satisfaction Barometer Inches Up

Customer satisfaction with banking institutions improved last year, based on the annual Bank Satisfaction Barometer CFI Group released Thursday.
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