My Money

My Money

My Money. I'm Stephen Robertson, and I'm passionate about using my financial expertise to help people achieve their dreams. I specialise in home
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Cheaper mortgage rates are boosting the new homes property market

Statistics from the New Home Group show that a handful of high street lenders are offering fixed term mortgages below two per cent for five and seven
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What is happening in the housing market? Let's take a closer look

Dinner table conversations these days prove that you don't have to be an estate agent or work in the property industry to have a view on the UK
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'Buy for Uni' mortgage turns students into landlords

Lenders are now looking at students as not just customers for university loans, but also for early mortgages – effectively turning them into landlords.
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Melbourne real estate agent bashed with hammer during carjacking

A real estate agent has been left bloodied after he was attacked with a hammer during an attempted carjacking in Melbourne's north-east. Keith Chan
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Community banks anxious for Dodd-Frank reforms

Community banks anxious for Dodd-Frank reforms

Passed in 2010 to address the mortgage lending and banking crisis, the Dodd-Frank Wall Street Reform and Consumer Protection Act put in place
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OJK Estimates Lending Growth to Surpass 8.5% in Q1 2017

Nelson Tampubolon, Chief Executive of Banking Supervisory at OJK, said the most significant lending growth hike is in the working capital and
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Losing Palm Beach County agents, Florida's largest real estate brokerage says 2016 was “soft …

Coldwell Banker Residential Real Estate reigned for years as Palm Beach County's top brokerage by agent count. Now it has dropped to No.
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Bankrate glossary: FHA loan

Fortunately, the Federal Housing Association (FHA) makes it easier for low-income borrowers to get a mortgage. If you are looking to buy property but
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Are you ever too old for a reverse mortgage loan?

A reverse mortgage loan “can be a means to supplement their retirement … All reverse mortgage borrowers must complete a financial assessment to
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Secured Lending Associate

Secured Lending Associate in £70000 – £99999, 5-7, Commercial Property, Associate with GMK Legal Recruitment. Apply Today.
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Bluestone Mortgages hires David Torpey as MD

Bluestone has appointed David Torpey as managing director of Bluestone Mortgages and chief operations officer of the group. Torpey will replace the
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Marketplace lending news roundup 27/02/17

Investors also seem to be embracing the new tax wrapper, aimed at online lenders, called the Innovative Finance Individual Savings Account despite
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ECB Data Shows Private Sector Lending Growth Continued In Jan

FRANKFURT (MNI) – Eurozone lending to the private sector accelerated further in January, data released by the European Central Bank showed
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Hong Kong Mortgage Corp to offer public annuity scheme for retirees

The government owned Hong Kong Mortgage Corporation will offer a public annuity scheme as early as next year to allow retirees to invest a lump
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BRIEF-Ismailia Development and Real Estate FY loss widens

Feb 26 London Stock Exchange said its proposed merger with Deutsche Boerse AG was unlikely to be approved by the European Commission,
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Banking sector to see slowdown in 12-24 months, says HSBC

KUALA LUMPUR: The banking sector in Malaysia will see a slowdown in business activity in the next 12 to 24 months, due to the slowdown in gross
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US banks hit brakes on lending after Trump election

US banks have hit the brakes on lending since Donald Trump's election in November, casting doubt on claims that the president's victory has
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HSBC Business internet banking goes TITSUP*

Mondays are a terrible way to start the week, but spare a thought for HSBC customers whose online business banking is not quite so online.
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HSBC Banking for Business DOWN – Users suffer MAJOR online banking outage

HSBC Banking For Business is down for users across the UK this morning, as thousands have been left unable to login or access their accounts via
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Banking low-risk clients in high-risk jurisdictions

In recent years, many banks have reduced their correspondent banking relationships in a trend known as 'de-risking'. Panellists at Sibos 2016
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Lending to eurozone households rises in Jan.: ECB

FRANKFURT–Lending to households accelerated in January, while lending growth to firms was flat versus December, data from the European
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ESRC CASE PhD Studentship: “Housing Markets and the Macroeconomy”

Applications are invited for a 3-year full-time ESRC CASE PhD studentship for the project “Housing Markets and the Macroeconomy”, commencing
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PRA introduces new LTI ratio rules for mortgage lending

From June 2014, mortgage lenders have had to limit the number of new residential mortgage loans made with an LTI ratio at, or greater than, 4.5 to no
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Mark Whitear Kensington and New Street from Fleet

Whitear joins with a raft of buy-to-let experience following roles at Fleet Mortgages and CHL. Kensington and New Street are looking to make big
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GMP Cell Banking Service Market to Reflect Impressive Growth Rate During 2016 – 2024 …

GMP Cell Banking Service Market to Reflect Impressive Growth Rate During 2016 – 2024 …

GMP Cell Banking is an important component in the production of well-characterized biopharmaceutical products. A qualifies cell bank provides the
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Bengaluru's residential real estate market stabilising: Report

Sudhir Pai, CEO Magicbricks says,“Our Data sciences and analytics team, enables us to give un-opinionated views about the real estate market trends
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China can manage financial risks if property tax introduced: state media

BEIJING China could manage the resulting financial risks if a property tax is introduced and causes the housing market to correct, a state newspaper
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BOE's Woods Says Bank to Ease Capital Needs of Smaller Lenders

Sam Woods, head of the Bank of England's Prudential Regulation Authority, said U.K. supervisors plan to ease capital demands on smaller banks to
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SME Lender Satago Acquired

SME alternative lender Satago has been acquired, reports Friday (Feb. 24) said. Oxygen Finance purchased the firm and will absorb its services to
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Lendix Review – First Repayment

Since my p2p lending investments are heavily concentrated on UK and Baltic services, one of my New Year's resolution for 2017 was to diversify into
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Retail Lending Operations Assistant

Standard Chartered Bank, Hong Kong job: Apply for Retail Lending Operations Assistant in Standard Chartered Bank, Hong Kong. Information
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Bluestone Mortgages appoints new MD

Bluestone Group has announced the appointment of David Torpey as Managing Director of Bluestone Mortgages and Group Chief Operations Officer.
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Avoyelles Police Jury ok's agreement with NO firm to sell 'tax sale' properties

The main ingredient in that recipe is title insurance, which protects the buyer from unpleasant surprises such as long-lost heirs popping up to claim
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Pennsylvania Real Estate Investment Trust Stock Volatility Hits An Escalated Level

As a heads up, in the “Why This Matters” section at the end of this article on Pennsylvania Real Estate Investment Trust (NYSE:PEI) , we're going to
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Bluestone Mortgages signs up David Torpey as managing director

Specialist lender Bluestone Group has appointed David Torpey as managing director of Bluestone Mortgages and group chief operations officer.
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Mortgage Rates Increased In One Of The Major Banks

One of the major banks, TD Bank, is one of the latest banks to have their mortgage rates go up, as the alterations and fluctuations in the bonds market
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Dougherty Mortgage closes $6 million loan for refinance of student-housing development near …

Dougherty Mortgage LLC recently closed a $6.3 million Fannie Mae loan for the refinance of Legacy Village at Notre Dame, a 14-unit market-rate
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Campaigners call for transparency from Gambia's lenders

The Gambian government have said that former President Yahya Jammeh stole at least $50 million, and left the government with a debt of $1 billion.
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Tipton and Coseley and shared ownership fixed rate products

Tipton and Coseley Building Society has added new shared ownership fixed rate mortgage products for purchases and remortgages. The rate on the
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Rise of women in Saudi banking and finance

AS far as breaking glass ceilings for Saudi women are concerned, the appointments last week of Sarah Al-Suhaimi as the first female chairman of the
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BRIEF-Hangzhou Binjiang Real Estate's preliminary 2016 net profit up 38.4 pct

Feb 27 Lloyd's of London underwriter Hiscox Ltd was in talks with regulators in Luxemborg and Malta over setting up a new insurance base in one of
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British Mortgage Approvals Reach One-Year High In January

Official data released on Friday revealed that the number of mortgage approvals in the United Kingdom jumped to a 12-month high in January.
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EDM Group Automates Mortgage Property Risk with Progress

Its capabilities enable the automation of the property risk evaluation process, a key functionality of the application, resulting in a mortgage decision in
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Lending Club: Weak Q1 2017 Guidance Priced In

LendingClub is a fascinating business that is all about bank disintermediation, even if banks invest through it. But now it's using its balance sheet to
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Manager, Private Banking Business Internal Control

Manager, Private Banking Business Internal Control

Hang Seng Bank Ltd is hiring Manager, Private Banking Business Internal Control. University graduate in relevant discipline. Minimum 5 years'
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China arrests 800 in crackdown on underground banking

BEIJING (AP) — China's policy ministry says more than 800 people have been arrested in a crackdown on unlicensed banking operations as
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Business Development Manager (Bridging / Lending ) – Remote

View details & apply online for this Business Development Manager (Bridging / Lending ) – Remote vacancy on reed.co.uk, the UK's #1 job site.
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Twin Cities Realtor Aaron Brown Shares Spring Housing Market Secrets

Twin Cities Realtor Aaron Brown Shares Spring Housing Market Secrets Spring is widely considered the best time of year to sell a home, due to high
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North East housing market needs 'turbo boost' as supply shortage continues

A shortage of supply in both the North East's lettings and sales segments continues to present a huge challenge for the housing market, according to
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Europe Real Estate Software Market Size, Shares, Trends, Forecast Report 2017

MarketResearchReports.biz supports your business intelligence needs with over 100,000 market research reports, company profiles, data books, and
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Loans to euro zone households grow at fastest pace since 2011: ECB

Lending to households increased by 2.2 percent in January, in line with … the ECB's lavish stimulus, aimed at reviving growth through bank lending,
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Signs of a drop in the housing m…

January housing sales dropped by 16 percent year-on-year, from 1,315 … The Jeju market has enjoyed hotspot status in Korean real estate over the
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REAL ESTATE DEALS

Tush Properties LLP sold 10,000 square feet of industrial space at 1471 … Carlos Piras, of Sarasota Signature Real Estate, handled the transaction.
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Can't share the details of government response on Sharia banking report: RBI

NEW DELHI: The response given by the Finance Ministry on a RBI report about the introduction of Sharia banking in India cannot be disclosed, the
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Former Adelaide church pastor and real estate agent David Owen Parkinson defrauded $1.8 …

But in a final insult to his victims on Monday, the “cold hearted”, “deceitful” and “manipulative” property agent pleaded for a suspended prison sentence
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Help to Buy lifts Persimmon profits 23%

“The market for affordable housing continues to be important for us,” Persimmon said, with 3,700 affordable housing units forward sold in the order
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Westpac branches still down after Australia-wide outage

Westpac bank has confirmed that branches across Australia are still experiencing technical issues that have been plaguing its internal systems since
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Housebuilder Persimmon's profits rise amid 'confident' market

“The UK new build housing market remains confident with customer demand for new homes supported by compelling mortgage products,” the
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In Volatile Markets Do Analysts Think You Should Buy Stewart Information Services Corporation …

The Company operates through three segments: title insurance and related services, mortgage services and corporate. Title insurance and related
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Make more mortgages

In those intervening months, real estate agents might recommend a different lender or another mortgage lender might intercede. On average, the
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Australian fintechs scored $US600 million in new deals in 2016 despite investment plummeting …

“We've seen a massive shift in the past couple of years for acceptance of lending. When we started there wasn't a lot of awareness of options outside
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'Confident' housing market behind healthy profit rise for Persimmon

Housebuilding giant Persimmon has notched up a healthy rise in full-year profit as it pointed to a “confident” housing market, despite concerns over
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US options volumes flounder

The US options market is stagnating as a result of political and regulatory change in Washington DC, according to a TABB Group report. The sharp
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I'm aged 84 and paying 5.99pc on my equity release plan. Can I get a better deal?

An alternative is a “drawdown” lifetime mortgage. This allows you to release cash in stages while only paying interest on the income you've received.
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People's Bank of Zanzibar selects ICSFS tech

People's Bank of Zanzibar selects ICSFS tech

People's Bank of Zanzibar (PBZ) has selected the ICSFS core banking systems, ICS Banks and ICS Banks Islamic. Implementation will begin this
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Forex: CBN's lending to banks rises to N1.6tr

This triggered intense demand and acute scarcity of funds in the interbank money market, which prompted banks to besiege the Standing Lending
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Positive on domestic economy, like banking: Kotak Old Mutual

He also likes the banking space as he does not expect any further deterioration going forward. Most stocks in this sector have not come back to their
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Philippines' VENTENY raises seed round from KK Fund, plans to scale unique business model

VENTENY lets companies establish employee loyalty-point programmes. It also provides a short-term lending service
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Real estate attorney seeks to eliminate paper checks from the homebuying process

After decades as a real estate attorney, Lynn Leegard is unsettled that homebuyers are still writing paper checks for their earnest money. A couple of
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'Affordable housing' unaffordable for most public sector employees in Kyrgyzstan

Due to her 1.5 million som mortgage loan, borrowings from the State Mortgage Company have exceeded one billion soms, the Government's press
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Ask the Law: 3 things we learnt about UAE real estate law

If you do, it is essential for you to check and confirm that the developer has been registered with the Real Estate Regulatory Authority in the emirate.
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Why I chose agriculture despite my real estate business —Adediran

Miftah Adediran, is a 37-year-old farmer, with an MBA from Liverpool John Moores University, England. In this interview conducted on his close to
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Persimmon plc reports growth in full year profits as housing market continues to thrive

Persimmon plc reports growth in full year profits as housing market continues to thrive

Persimmon plc (LON:PSN) was supported by continued housing demand and rising prices in 2016 as the housebuilder achieved a 23% increase in
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Hundreds arrested in China crackdown on 'underground banks'

China's police authority said it busted more than 380 “underground banks” last year, involving over 900 billion yuan (US$131 billion) as the authorities
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China to severely combat illegal foreign exchange practices

China's financial regulators will continue to fight illegal underground lending practices in 2017 to maintain international financial management order
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Forget the banks – health insurance makes them look like amateurs

Forget the banks, they're relative amateurs. If you want outrage, check out the private health insurance rip-off as demonstrated by NIB and Medibank.
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Money Makeover: 'Help! The Bank of Mum and Dad is calling in my £13k loan'

But Ms Pitts's parents are not wealthy and the £16,000 came from their offset mortgage account and needs to be repaid. Offset mortgages link a
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Banks' stocks account for N1.5trn investment

DESPITE sustained negative impacts of economy headwind on the banking industry, banking sector index has led performance in the Nigerian Stock
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FxWirePro: EUR/SEK hits fresh 6-week high at 9.5495, Sweden's household lending growth data in …

Important to note here that 20D, 30D and 55D EMA heads down and confirms the bearish trend in a daily chart. Current upside movement is short term
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Luxury segment dragging VN housing market

At a meeting with the Prime Minister's working group in mid-February, Minister of Construction Pham Hong Ha said the housing market was facing an
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NBC banking on viewers being 'Taken' with series

The team members behind the new NBC drama “Taken” have a very particular set of skills. Skills they have acquired over very long careers. Skills they
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The Equity Financial Holdings Inc (EQI) Price Target Increased to C$14.00 by Analysts at …

Equity Financial Holdings Inc (TSE:EQI) had its target price lifted by stock … The Company's EFT focuses on financing residential mortgages for
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Shares of INVESCO MORTGAGE CAPITAL INC (IVR) Plunge -1.35%

INVESCO MORTGAGE CAPITAL INCs in-depth data and chart pattern … on financing and managing residential and commercial mortgage-backed
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Reforms to drive investments in realty: Calvin Frese, Jr

Steven Swerdlow: India's real estate market is extremely dynamic and there's a lot of potential for further growth and development. While a lot has
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GBP/USD: UK's Mortgage Approvals Hit A 12-Month High Level In January

On the data front, UK's BBA mortgage approvals surprisingly surged to a twelve-month high level of 44.7K in January, as buyers sought to take
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A lending law graveyard

The storefront lending industry has rewarded them in kind, pumping more than $866,000 into campaign coffers since 2010. And while most of that
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Next Weeks Broker Price Targets For TPG Specialty Lending, Inc. (NYSE:TSLX)

08/05/2016 – TPG Specialty Lending, Inc. was upgraded to “market … Ladenburg Thalmann began new coverage on TPG Specialty Lending, Inc.
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One-on-One with Diana Lucero

Diana A. Lucero is vice president of construction lending with New Mexico Bank & Trust. (Jim Thompson/Albuquerque Journal).
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AG Mortgage Investment Trust Inc (MITT) Scheduled to Post Earnings on Tuesday

AG Mortgage Investment Trust logo AG Mortgage Investment Trust Inc (NYSE:MITT) is set to issue its Q416 quarterly earnings data on Tuesday,
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Core banking for coop. banks needed: Minister

All primary service co-operative banks in the district should switch over to core banking system, Minister for Cooperation Kadakampally Surendran,
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Henley Finance Announces New Lending Product

The new product devised by its founder, Richard Butler-Creagh, reduces the time-scales for such lending from weeks or months, to just a few days.
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Banks lend directors, insiders N740bn —NDIC

This he said, indicated another case of over-lending, accumulated interests, poor corporate governance and high ratio of NPLs which stood at N51.7
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NIESV seeks corporate governance framework in real estate practice

NIESV seeks corporate governance framework in real estate practice

Desirous of an improved real estate sector in line with global practice, practitioners have been called upon to imbibe the principles of corporate
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Should real estate sale prices be public?

A bill in the Texas Legislature would, if passed, make real estate sales prices public. Government officials and Realtors all have slightly different takes
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IDBI Bank halts new lending and branch expansion plan, post CBI investigation

Other banks have too slowed down their lending decisions on fears that their decisions could also be questioned by the investigative authority in future
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Smart Real Estate solution for smarter nations!

By simplifying real estate transactions for users in Singapore and giving them the power to market their property and perform the documentary
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Commercial real estate sales

Chad Yonce of Southeastern Management Group represented State Street LLC in its $400,000 sale of 1,000 square feet of office space at 15 State St.
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Real Estate Receptionist/Administration Assistant

Administration, Fast Paced Real Estate Office Requires First Class Receptionist with outstanding time management & computer skills.
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800 held over underground banking deals of 900 billion yuan

Police have arrested more than 800 suspects in 380 major cases worth 900 billion yuan related to underground banks last year, the Ministry of Public
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Islamic Banks Need to Be Customized

The current framework governing Islamic banking contains many gaps that need to be closed through the development of a more comprehensive and
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Manappuram Finance Limited signs up with Nucleus Software for cloud based lending solution

February 27, 2017: Nucleus Software, the leading provider of lending and transaction banking solutions to the global financial services industry,
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Open data key to Aussie fintech lenders success

A reluctance by banks and government agencies to share data with alternative lenders is driving up the cost of borrowing in Australia, a global fintech
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Successful retail banking requires redefinition of customers – Wema Bank

Dotun Ifebogun, Head, Retail & SME, Wema Bank highlights emerging trends in the retail banking space and how they are influencing banks
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Portfolio Risk Analyst

Portfolio Risk Analyst – Mortgages – Sydney CBD, New South Wales – Portfolio Analyst – Mortgages We are currently seeking an ambitious individual to
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Live: Sensex, Nifty trade flat; banking stocks fall

FMCG, auto, bank, power and metal stocks were trading in the negative zone, down by up to 0.67%. The NSE Nifty offered a similar picture; it was
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IBM, Apple, Amazon: Doug Kass' Views

Doug Kass shares his thoughts on peak housing, and also discusses Fannie Mae and Freddie Mac's recent kneecapping. Doug Kass. Follow. Feb 27
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Property industry calls for tax cuts to lift London market

THE fizz has gone out of the London real estate bubble and the property industry is calling for a reduction in stamp duties to lift activity and prices.
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FCMB Offers Free Banking Services to SME Operators

The small and medium scale enterprises (SMEs) in Nigeria can now enjoy banking services without charges. This followed First City Monument Bank
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Slash Negative Gearing, Give Money To Public Housing: Homelessness Agency

With reports that an affordable housing fund will be slashed in the May … It has not been a failure, it's a critical part of our housing market that stands
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Tips for Using the Services of a Mortgage Broker

Mortgage brokers are experts who can help future homeowners to choose the right mortgage from the multitude of available options. Because it can
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2017 Lending Hearts Gala held at the Fairmont Pittsburgh

If you're Vasso Paliouras, you honor her by creating a foundation geared to supporting kids and young adults with cancer through Lending Hearts,
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Victims of theft face 'cold-hearted' Adelaide real estate agent David Parkinson in court

A former Adelaide real estate agent who stole $1.8 million from his clients has been labelled a “cold-hearted” manipulator by his victims during a
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Monday Morning Cup of Coffee: Trump targets CFPB funding for greater control

Monday Morning Cup of Coffee: Trump targets CFPB funding for greater control

Monday morning cup of coffee take a look at the news across the HousingWire weekend desk, with more coverage to come on bigger issues.
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What can Thailand developers do to counteract high mortgage rejection rates?

High mortgage rejection rates carried over into the second half of last year with the number rising by 30-50 percent from 2015. This has prompted
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Credit Analyst

Credit Analyst – Mortgages. Exposure to complex credit; Immediate Start; Market Leading Organisation. Utilize your experience in credit assessment to
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