The competitive advantage of Open Banking

The competitive advantage of Open Banking

The playbook is arguably an effort to secure Singapore's position as a leading financial center in the fast accelerating digital banking future – a future
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Law firms launch equity release legal service

“The lending market has been slow to catch up and with maximum age limits in place for most mortgages, and equity release can be an attractive
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Real Estate Market Stronger Last Month In Saint John Area Than Last Year

The housing market in the Saint John area is more vibrant this year than it was at the same time last year. Dave Cochrane of Remax is reporting
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SBI forms SBIIMS to manage group's real estate

State Bank of India, to manage its group's real estate and premises has formed a subsidiary, namely SBI Infra Management Solutions (SBIIMS).
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Lloyds Banking Group is about to outsource nearly 2000 tech jobs to IBM

Lloyds is about to outsource nearly 2,000 tech jobs to IBM, according to the union representing the bank's workers, in a billion pound deal that will
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Wu Xiaoling sees shadow banking as China's biggest financial risk

Wu, who formerly served as deputy governor of the country's central bank, recently spoke with The Nikkei and talked about the risks China's financial
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How to increase your digital footprint in real estate without breaking the bank

Digital marketing offers more free-to-cheap opportunities than traditional marketing. Real estate agents can develop a presence online that will boost
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Goldman Sachs: Shadow banking has made China's credit markets increasingly complex and …

“Given the development of the shadow banking sector, and the introduction of a number of retail investment channels such as wealth management
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A Bermuda Real Estate Couple Suggests Getting in on the Ground Floor

“Overseas buyers were restricted to purchasing condos with a certain ARV (annual rental value) limit, which tended to be older condos in the
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Turkey's death spiral

This expands the overnight market, makes mortgage lending easier, and increases the costs of collapse. This is not mere speculation. Most observers
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Stricter anti money-laundering reforms introduced for real estate agents and lawyers

A bill introduced to Parliament today will require real estate agents, lawyers and accountants to put in place systems which guard against money
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PNC, Wells: Monday's Interest Rates for Home Mortgages Mar 13, 2017

The lower FHA 30 year mortgage loans at the bank are 4.375% carrying an APR of 5.394%. 30 year jumbo fixed rate mortgages at the bank have
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Accord unveils fee-free fixed rates

Accord Mortgages has launched two fixed rate mortgages with no up-front fees for remortgagors. Available is a 2-year fix at 1.66% to 65%
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Coalinga mayor says city real estate booming after commercial cannabis growing approved

Coalinga's mayor says commercial properties are being bought up so quickly that the fees collected are helping relieve the city of its crippling debt.
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NBAD and FGB merger on track to complete by April 1

Retail lending accounts for about 40 per cent of FGB's total lending book, while NBAD's consumer lending portfolio makes up just 17 per cent of its
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Real estate investors having to pay more for three bedroom homes in Timaru

The days of investors finding a three bedroom house in Timaru for $200,000 are gone, Real Estate Institute of New Zealand (REINZ) district forum
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A tale of two cyber bank heists that reveals their vulnerability

The sector is dependent on trust and information security but banks are at risk of losing customers and incurring huge costs in compensation and fines.
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Bank transparency, data matching for tax purposes

The government's plan to issue a regulation in lieu of law (Perppu) concerning banking transparency, which includes allowing the tax authority to
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Do we need a Reliance Jio in Indian banking?

Given a choice, most branch managers of Indian banks these days would like to attend classes on how to handle angry customers where they will be
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Dubai's Nakheel descends on MIPIM with US1.6bn worth of real estate

Dubai-based master developer Nakheel is heading to France with USD1.6 billion worth of real estate to target international investors at MIPIM, the
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The Western Asset Mortgage Capital Corp (WMC) Receives $10.25 Average Target Price from …

The Western Asset Mortgage Capital Corp (WMC) Receives $10.25 Average Target Price from …

Shares of Western Asset Mortgage Capital Corp (NYSE:WMC) have received an average recommendation of “Hold” from the six analysts that are
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Leeds BS relaxes income requirements after PRA rule change

From June 2014 lenders have not been able to underwrite more than 15 per cent of new residential mortgages at LTI ratios of 4.5 or more. However
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The Nationstar Mortgage Holdings Inc (NSM) Receives Average Rating of “Hold” from Brokerages

Shares of Nationstar Mortgage Holdings Inc (NYSE:NSM) have been given an average rating of “Hold” by the ten research firms that are currently
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BRIEF-Legal & General says total value of lifetime mortgage AUM of 1 bln pounds

Reuters is the news and media division of Thomson Reuters. Thomson Reuters is the world's largest international multimedia news agency, providing
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Lifetime mortgage completions top £600m at L&G

Legal & General has announced that it has generated more than £600 million in lifetime mortgage completions and achieved an overall market share
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United States: Private Flood Insurance: Regulatory Proposal Requiring Mortgage Lenders To …

With the spring home buying season fast approaching and an increase in residential mortgage lending by banks and mortgage companies, we have
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Linedata in fixed-income analytics partnership

According to Linedata, growth in the alternative mutual fund space and an increase in direct lending and private equity-type structures has led to a
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The Ellington Residential Mortgage REIT Plans Quarterly Dividend of $0.40 (EARN)

Ellington Residential Mortgage REIT (NYSE:EARN) announced a quarterly dividend on Tuesday, March 7th. Stockholders of record on Friday, March
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Thirty-year Mortgage Rates Jump 11 Points

Freddie According to the most recent Freddie Mac Primary Mortgage Market Survey, average 30-year fixed mortgage rates have reached their highest
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CloudMargin bring Nasdaq Clearing on board collateral platform

CloudMargin has secured Nasdaq Clearing as a user of its web-based collateral and margin management solution. According to CloudMargin, the
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February house price inflation fastest for 12 months

Monthly house price inflation reached its steepest level for 12 months in February at 0.6%, Your Move's house price index has revealed. This was
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Unintended consequences: specialising in risky mortgages under Basel II

See Figure 1, which displays a snapshot of recent risk weights for UK mortgages. In a new working paper we show empirically that this discrepancy
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Qualified Mortgages

Qualified Mortgages … are stepping up their efforts to win a key exception to the Consumer Financial Protection Bureau's “Qualified Mortgage” rule.
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Zacks: Federal Agricultural Mortgage Corp. (AGM) Receives Consensus Recommendation of “Hold …

Federal Agricultural Mortgage Corp. logo Shares of Federal Agricultural Mortgage Corp. (NYSE:AGM) have received an average broker rating score of
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Connected Lending By Iranian Banks to Face Prosecution

Connected Lending By Iranian Banks to Face Prosecution

The Tehran prosecutor general has spoken out against directed credit schemes by banks, stressing that loan allocation violations must be reviewed by
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CML decries micro-management by regulators

Regulators must avoid micro-managing the mortgage market in the name of competition, the director general of the Council of Mortgage Lenders has
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Are the self-employed a higher risk for mortgages?

The level of self-employment in the UK increased from 3.8 million in 2008 to 4.8 million in 2015, according to the latest Office of National Statistics.
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Mansfield loosens up on buy-to-let

Mansfield has loosened the criteria for its buy-to-let mortgages, saying it is responding to tax changes and house prices rises by allowing customers to
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Price of value housing in Hyderabad rises by 41% in 2016; new launches increase by 43%: Report

According to the report, in Hyderabad, the average ticket price of newlaunches in the value housing segment rose by 41%to Rs 40 lakhs in 2016, led
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UK house prices rise at fastest for a year as London market rebounds

UK house prices rise at fastest for a year as London market rebounds

UK house prices rose at their fastest pace in a year last month as high-value London property showed signs of a rebound. The 0.6 per cent increase in
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The Financial Technologies SMEs Aren't Using

37 percent of SMEs in the U.K. sought external financing in 2016, suggesting these firms simply aren't interested in lending technologies or accessing,
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Lending administration

Lending administration | Focus on quality. Working in a fast paced and energetic environment, I am looking for candidates who bring these same
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Legislative bills focus on high-cost lenders

One lawmaker is trying to keep low-dollar, high-cost lenders out of Arkansas. Others offer bills that would put those lending practices in state law.
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Five Must-Have Tips for Making Money in Real Estate

By Blake Rubin Real estate investing is markedly different from investing in stocks and bonds. You're purchasing a place where people actually live or
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Shanghai's new home market is yet to recover

“After a four-week rally, the local housing market suffered a retreat in probably all aspects as cautious sentiment continued to dominate,” said Lu Wenxi
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A look at alternative funding for SMEs

The lending landscape in South Africa is transitioning. Taking the lead from their global counterparts, there are a host of smaller and FinTech lenders
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Christchurch housing market flat but central city and inner suburbs popular

Christchurch home values are mostly flat but prices and values are rising in the inner suburbs and central city. The median (mid-point) house price in
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Vida launches residential maximum loan calculator

Martin Reynolds, chief executive at SimplyBiz mortgages, said: “Vida has built a very complex and sophisticated residential calculator. “It's a great tool
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Scott Morrison says high house prices are 'real', not an investor bubble

The Treasurer has also shrugged off fears that investors are stoking a dangerous property bubble, saying a lack of supply means galloping prices for
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Accord launch new remortgage products

Accord Mortgages has announced that it has launched two new fixed rate products that have added features to help borrowers manage the upfront
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BUSINESS: Declining interest rates

BUSINESS: Declining interest rates

More credit firms have indicated in separate interviews with The Independent that they would adjust downwards their lending rate effective next month.
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Positive outlook for Chinese property market

Property price growth in China slowed in January for a fourth straight month, leading housing minister Chen Zhenggao to say that he was “fully
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LendingQB and BeSmartee Host Webinar On Using Point of Sale Applicationsto Improve Loan …

LendingQB, a provider of lean lending loan origination technology solutions, and BeSmartee, a leading online mortgage automation company, will
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Could superannuation be freed for house deposits?

Could superannuation be freed for house deposits?

The West has seen house prices falling with the state still readjusting to the loss of population and stuttering economic growth after the end of the
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Levels in Focus on Shares of Real Estate Investar Group Ltd (REV.AX)

Levels in Focus on Shares of Real Estate Investar Group Ltd (REV. … the indicator to spot stock trends or to seek out overbought/oversold conditions.
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UK average annual rents fall for first time in six years

The government's white paper on housing last month acknowledged that England's housing market is “broken”, with the communities secretary, Sajid
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Invesco Mortgage Capital Inc. (IVR) Files Form 4 Insider Buying : David B Lyle Buys 4600 Shares

Invesco Mortgage Capital Inc. (IVR): David B Lyle , Executive Vice President of Invesco Mortgage Capital Inc. purchased 4,600 shares on Mar 8, 2017.
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Edinburg EDC: $93.4 million in total construction took place in city during first month of the year …

Featured, from left: Elva Jackson Garza, Vice President & Marketing Manager, Edwards Abstract and Title Co.; Byron Jay Lewis, President & CEO,
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8 Top Questions To Ask Your Mortgage Broker Before A Refinance

So, it's time to refinance and consider your options. Just find a mortgage broker and new great deal? Make a few calls and appointments to see who
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NZ Wide

NZ Realtors Network members are independent real estate agencies who work together under the umbrella of the New Zealand Realtors Network.
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Piper Jaffray downgraded Iberiabank (NDAQ:IBKC) from Overweight to Neutral in a statement …

IBERIABANK Corporation is a financial holding company. … Lenders Title Company, an Arkansas-chartered title insurance and closing services
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Risk or Reward

BEO $165000 Tidy well presented two bedroom apartment in a popular prime city location.
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How to live the London life without the price tag? Move to Kent's Medway towns

In Britain's notoriously pricey housing market, it's hard to believe that some areas are considered too cheap for the discerning buyer. This doesn't just
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Join Lodge

Maximise your potential with Lodge. A career at Lodge Real Estate is exciting, dynamic and financially rewarding. Find out how Lodge Real Estate can
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Mortgage stress to 'continue to rise moderately' this year, says Moody's

Mortgage stress to 'continue to rise moderately' this year, says Moody's

“Weaker economic conditions in states reliant on the mining industry, rising underemployment, weak wage growth and less favourable housing market
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The Credit Agricole SA Sells 661918 Shares of FNF Group of Fidelity National Financial, Inc. (FNF)

State Street Corp now owns 5,697,188 shares of the company's stock … FNF, through its subsidiaries, provides title insurance, mortgage services and
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Here's Everything You Should Know About Alternative Lending In Asia

It used to be that if a big bank rejected your request for a loan, you were out of luck. Today, technology-savvy businesses are picking up the slack,
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The 6 stages of watching *that* AIB mortgage ad

IF YOU'VE BEEN near a telly recently, chances are you've seen AIB's new ad about Mick and Kate, a couple celebrating the last day of mortgage.
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Sanya tightens rules on new mortgages for 3rd homes

The local government in Sanya, South China's Hainan Province, on Sunday announced rules to prohibit new loans on those buying more than two
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Analysts don't see significant impact of tweaking cooling measures

… Ratio (TDSR) framework, they do not expect the latest measures to have a significant impact on the property market, reported Channel NewsAsia.
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No Investor Credit Bubble in Australia Housing, Morrison Says

Hours before Morrison spoke, Commonwealth Bank of Australia further tightened its investor lending criteria as it strives to stay within the Australian
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Families worried economic uncertainty could cost them jobs and mortgages

JOB security is chief among the concerns of Australian mortgage holders, with new research revealing 41 per cent of families fear they may not be
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Sourcing systems should only be used as a guide

Mortgage sourcing systems should be used as a guide rather than a comprehensive research tool for anything other than prime mortgage products.
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Leave mortgage deduction alone (Letter to the editor)

Now we see a bill in the Legislature to reduce mortgage interest tax deductions. This amounts to a tax increase on homeowners and penalizes
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Mortgage expert warns US Fed will cause rate increases in Canada

With two more increases said to be in the cards this year, one Canadian mortgage expert says it's time to lock in a rate before things get more
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Former Seeno executive: Albert Jr., Albert III directed mortgage fraud

CONCORD — The son and grandson of East Bay housing empire patriarch Albert Seeno Sr. personally directed a mortgage fraud scheme uncovered
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How Donald Trump will push your mortgage rates higher

Your mortgage rates are about to rise. And you can thank President Donald Trump for that. When America's central bank convenes mid-week, it is
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Adjustable Rate Mortgages are back

ARMs, or adjustable rate mortgages (mortgages that do not have a fixed rate), can be scary, but if you stay within your time line, it can save borrowers
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COOLEST OFFICES: New Jersey Housing and Mortgage Finance Agency

The New Jersey Housing and Mortgage Finance Agency is an organization that finances affordable housing. It secures program funding and
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The Trexquant Investment LP Has $209000 Stake in First American Financial Corp (FAF)

First Mercantile Trust Co. purchased a new position in First American … The Company's segments include Title Insurance and Services, Specialty
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VIDEO: Space Coast Credit Union Surpasses $1 Billion In Auto Sales In 2016

VIDEO: Space Coast Credit Union Surpasses $1 Billion In Auto Sales In 2016

“This production represents true value for our member-owners, a billion dollars in auto lending was not a goal that we set out to achieve in 2016,”
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Project Manager – Lending – $850

job description. Project Manager opportunity at a top tier Financial Services company to work on a Lending project. You will be responsible for taking
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Rethinking the Economics of Land and Housing – theft and freedom

Property values have outpaced growth and incomes in many major economies in the past three decades, particularly the UK. At its root, the problem is
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Here's another way to cool Australia's booming east coast housing market

Faced with skyrocketing price growth in Sydney and Melbourne, Australia's largest and most expensive cities, much of the recent debate has
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Recession Calls…..All Are Still Wrong

If one reviews why this simple relationship is an effective economic/market indicator, one quickly comes to understand that lending institution lending
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Israel Tops World in Increase in Housing Prices

Purchases of new apartments slow down as real estate sales continuing … Meanwhile, the Economist reported that Israeli home prices increased at
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5 tips to improve your chances at securing a business loan

As an entrepreneur, you have probably spent a fair share of time sitting across the desk from a financial lender, convincing him or her to give you the
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Monday Morning Cup of Coffee: Housing takes center stage at SXSW

Monday Morning Cup of Coffee takes a look at news coming across HousingWire's weekend desk, with more coverage to come on larger issues.
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Berwick

3 bedrooms Unit for Sale. $470000. Berwick address available on request. Listed by Lord & Lees Real Estate – SEAFORD. Features: Garage Spaces.
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