Apple Makes Large Investment in The Malala Fund and Tim Cook Joins Its Leadership Council

Apple Makes Large Investment in The Malala Fund and Tim Cook Joins Its Leadership Council

Malala Yousafzai, UN Messenger of Peace and Nobel Prize laureate, during a high-level event on Financing the Future: Education 2030 at the UN Headquarters in New York City, New York, September 20, 2017. EuropaNewswire/Gado via Getty Images. By Grace Donnelly. 1:02 PM EST. The Malala
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Israeli economy exposed to housing price drop, BoI warns

The exposure of the Israeli economy to a sharp downturn in the housing market remains high, according to the Bank of Israel in its six-month financial stability report published today. The Bank of Israel defines a crisis in the housing market as a steep and rapid fall in housing prices, and believes that it
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BoI: US poses risk to Israel's financial stability

On the domestic front, the exposure of the Israeli economy to a sharp downturn in the housing market remains high, according to the Bank of Israel The Bank of Israel defines a crisis in the housing market as a steep and rapid fall in housing prices, and believes that it will cause a shock in most economic
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International Business Machines Corp. (IBM) Shares Bought by Welch Group LLC

Sowell Financial Services LLC now owns 12,592 shares of the technology company's stock worth $1,940,000 after buying an additional 2,780 … Royal Bank of Canada reissued a “buy” rating and set a $180.00 price objective on shares of International Business Machines in a research note on Friday.
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With $9 Billion Juno Deal, Celgene Doubles Down on Cancer

Celgene Corp. made one of its largest deals ever with the $9 billion acquisition of Juno Therapeutics Inc., placing a costly bet on cutting-edge cancer treatments. Celgene will gain research into a novel class of therapies known as CAR-T that use the body's own immune system cells to fight cancer.
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Steelcase named one of most admired companies by Fortune

GRAND RAPIDS, Mich.,– Fortune Magazine has recognized Steelcase as one of its “World's Most Admired Companies” in 2018 in the home equipment and furnishings industry sector. Steelcase earned the third spot in the category, alongside Whirlpool, Stanley Black & Decker, Newell Brands and other
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FTC Levels Charges in Loan Mod Scam

The defendants, charged with violating the FTC Act and the Mortgage Assistance Relief Services Rule are Preferred Law PLLC; Consumer Defense LLC (Nevada); Consumer Defense LLC (Utah); Consumer Link Inc.; American Home Loan Counselors; American Home Loans LLC; Consumer Defense
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Australia "severely unaffordable" compared to global housing markets

According to the study, the housing markets of Perth, Brisbane, Adelaide, Melbourne, and Sydney are amongst the 28 least affordable major housing markets globally, with Sydney ranking second worldwide behind Hong Kong. “Sydney's housing affordability has worsened by the equivalent of 6.6 years
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Johnston Promoted to Vice President/Controller at CNB Bank

Joseph B. Bower, Jr., President & CEO of CNB Bank, is pleased to announce the recent promotion of Cory Johnston to Vice President/Controller for CNB Financial Corporation. In this position, Mr. Johnston will lead the Finance department and oversee financial and regulatory reporting for the Bank's
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Warren presses Superfund reforms chief on banking violations

Elizabeth Warren (D-MA) is pressing EPA's Superfund reforms chief to respond to questions about his ban from the banking industry and his work to develop reforms to the Superfund program outside the public eye, stressing the importance of properly managing the Superfund program's finances.
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California home price closes year on high note as sales moderate in December; housing market …

Mortgage rates edged higher in December as 30-year, fixed-mortgage interest rates averaged 3.95 percent in December, up from 3.92 percent in November and from 4.2 percent in December 2016, according to Freddie Mac. The five-year, adjustable mortgage interest rate also ticked higher in
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Big Tech Is Buying More Clean Energy Than Ever in the Trump Era

His administration is already undoing Obama-era regulations on power-plant emissions and has decided to pull the U.S. from the international Paris climate … Companies that have committed to buying 100 percent of their power from clean energy resources include JPMorgan Chase & Co. and Goldman
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Government shutdown will delay thousands of mortgages every day

Thousands of new-home buyers every day could find their mortgages held up until lawmakers reach a deal to reopen the federal government. The processing of mortgages backed by the Department of Veterans Affairs, the Federal Housing Administration and the Rural Housing Service would be
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Is President Trump Good or Bad for the Economy? These 14 Numbers Give an Answer

We love data here at Bloomberg View, and think facts should support opinions instead of the other way around. Now we know that's an old-fashioned idea, and it's one that's been put to the test in the 12 months since President Donald Trump moved into the Oval Office. But we're not giving up! Last year
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Freddie Mac Flood Insurance Requirements Remain Unchanged Despite a Lapse in the National …

Freddie Mac Flood Insurance Requirements Remain Unchanged Despite a Lapse in the National Flood Insurance Program. January 22, 2018. Back to News Center. The National Flood Insurance Program's (NFIP) authority to issue new and renewal policies and increase coverage on existing policies
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10 Technologies That Will Change Real Estate In 2018

As newer technologies like virtual reality and blockchain continue to break into the mainstream market, real estate professionals see a wide range of potential applications for the industry. We asked 10 members of Forbes Real Estate Council about the programs and tools they're most excited about, and
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Tom Brady outdoes himself with AFC title comeback, turns Jaguars into Falcons

Tom Brady rallied the Patriots from a 28-3 deficit to the beat Falcons in Super Bowl 51. He somehow found a way to outdo his own comeback Sunday against the Jaguars in the AFC championship game. New England, still the reigning champ, advanced to Super Bowl 52 in Minneapolis by erasing a
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Aptiv PLC (APTV) Reaches $92.58 High on Jan, 22; Investors Title Co Has 1.04 Sentiment

The stock of Aptiv PLC (NYSE:APTV) reached all time high today, Jan, 22 and still has $100.91 target or 9.00% above today's $92.58 share price. This indicates more upside for the $24.61B company. This technical setup was reported by Barchart.com. If the $100.91 PT is reached, the company will be
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'Wonder Woman 2' Just Became the First Movie to Adopt New Anti-Sexual Harassment Guidelines

The Producers Guild of America (PGA) is stepping up their work to combat sexual harassment in Hollywood, releasing on Friday a list of guidelines for producers, cast, and crew. Whether their efforts will pay off more broadly remains to be seen, but already one film production has announced that it will
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Mortgage Network Waltham branch hires four loan officers

DANVERS, MA (January 22, 2018) — Mortgage Network Inc., one of the country's largest independent mortgage lenders, announces that its Waltham branch has hired Jay Hughes, Ron Gardiner, Steve Mix and Erin Sadlier — bringing the office's total staff to 13. All four loan officers had previously
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MPC retains key lending rate at 10pc

MPC retains key lending rate at 10pc

Central Bank's Monetary Policy Committee has retained the key lending rate at 10 percent on account of increased optimism for growth prospects in the economy as well as on the basis that inflation expectations are anchored within the Government target range. However, CBK Governor Dr. Patrick
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Council mortgage scheme: What the €320k limit will buy you

A new local authority mortgage scheme offers the possibility of buying a home for those who haven't been able to get a mortgage, and for a better interest rate than on the open market. But in an overheated market, what sort of home can be bought for within the house price limits for the scheme?
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Watt Weighs as Lawmakers Seek Elusive Balancing Act on Fannie Mae Reform

Federal Housing Finance Agency (FHFA) Director Mel Watt last week responded to a request from Senate Banking Committee Members Mike Crapo (R-ID) and Sherrod Brown (D-OH) and outlined his most detailed views to date on housing finance reform and the role of Fannie Mae and Freddie Mac.
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Boeing's New 787 Dreamliner Won FAA Approval Before Shutdown Hit

Boeing Co.'s newest and largest 787 Dreamliner got the federal approval it needs to fly commercially, winning authorization before the government shutdown Friday. The certification concludes a flight-test program that began last March for the first of the 787-10 carbon-fiber jets to be assembled solely at
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WeWork Is Turning Its Offices Into Study Halls

The New York company told Bloomberg it's teaming up with online education provider 2U Inc., which develops graduate courses for schools, including New York University, University of California, Berkeley, and Yale University. Students enrolled in digital courses offered by 2U will be able to study from
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Selling or Staying? Experts Offer Home Renovation Tips

If that cost and timeline sounds daunting, or if you're planning to list your property in the coming months, focus on lower-cost cosmetic improvements, says Liz Muscare, broker with Rooney Realty. “I try to look at the house as a buyer would,” Muscare says. Curb appeal and aesthetic condition of a house
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Will Higher Rates and Tax Changes Derail Housing Market?

Freddie Mac's Economic and Housing Research group says this flattening of the yield curve could be a bad sign for future economic growth. Especially should that curve become “inverted.” Freddie Mac says they don't expect the trend to continue, instead they expect long-term rates will also follow the
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Pence Defends Trump on Disparaging Comments About Africa

Jerusalem (AP) — Vice President Mike Pence is defending President Donald Trump on the president's disparaging comments about immigrants from Africa and Haiti. Pence tells The Associated Press in an interview in Jerusalem that he “knows the president's heart.” He says Trump is determined to
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Lloyds Is Planning to Place Traders in a Glass Box to Comply With New Rules

Lloyds Banking Group Plc is taking new rules to isolate its trading operations literally. Some traders will soon be physically separated from their colleagues and placed in a glass box to comply, according to people with knowledge of the matter. About 120 staff at the Lloyds Bank Corporate Markets
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Celgene's $9 Billion Juno Deal Could Be This Year's Most Expensive

Celgene Corp.'s deal to buy Juno Therapeutics Inc. for about $9 billion might not be the biggest deal that we'll see this year. It could be the most expensive. The Summit, New Jersey-based biotechnology company will pay $87 a share in cash, according to a statement Monday. That's 91 percent above
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CSI's Banking Priorities Executive Report 2018: Customer Experience and Omnichannel Strategies …

PADUCAH, Ky.–(BUSINESS WIRE)–Building stronger customer experiences and unifying their digital and traditional channels will be a top priority for bankers in 2018, according to Computer Services, Inc.'s (CSI) (OTCQX: CSVI) annual Banking Priorities Executive Report. Nearly half of the respondents
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Are Investors Buying or Selling American International Group, Inc. (AIG), and What Should You Do?

Recent insider trends for American International Group, Inc. (NYSE:AIG) have caught the attention of investors. Patters in insider activity can help analysts formulate an outlook for a stock. In the case of AIG, the data has a lot to say about how the stock might perform going forward. Institutions own 86.36%
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At ETFs' Biggest Party, Hot Stars Mask a Colder Reality

About 42 percent of the 252 funds launched last year charge $5 or more for every $1,000 invested, data compiled by Bloomberg show. That's relatively expensive when you consider the biggest ETF — State Street's SPDR S&P 500 ETF — costs 90 cents and nine of the 10 largest funds carry fees of $2 or
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AIG shares ease after announcing call-cash purchase of Validus

American International Group, Inc. (NYSE:AIG) saw its shares ease in premarket trade after it announced that it was buying Validus Holdings Ltd. (NYSE:VR) in an all cash deal for US$5.56bn. In a statement, AIG said the purchase of the insurer gives it a “leading reinsurance underwriter, a highly
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Want to See the Patriots Play the Eagles in Super Bowl LII? Tickets Run As High As $66500

The Super Bowl is always a hot ticket, but Super Bowl LII was almost molten. Minnesota Vikings fans were hoping to see their home team play in the big game at Minneapolis' U.S. Bank Stadium, but Sunday's 38-7 shellacking by the Philadelphia Eagles means tickets on the resale market aren't quite as
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What can you buy for €320000 in Dublin to avail of the new council mortgage?

Today the Government will unveil plans to enable local authorities to provide mortgages to first-time buyers. First-time buyers will be able to apply for the loan if they've had two insufficient offers or refusals for a mortgage from two lending institutions. For an individual applicant, their annual gross income
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Mortgage rates today, January 22, plus lock recommendations

It looks as though we (investors, borrowers, institutions and other market participants) have become so accustomed to government-related, global and financial chaos that it's become business as usual. Time will tell if that's a good thing. There are no pertinent financial reports for us today, so mortgage
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Mondelez International (NASDAQ:MDLZ) Lifted to Buy at Zacks Investment Research

Mondelez International Inc logo Zacks Investment Research upgraded shares of Mondelez International (NASDAQ:MDLZ) from a hold rating to a buy rating in a research note released on Friday, January 12th. The brokerage currently has $48.00 target price on the stock. According to Zacks, “Mondelez
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Alison Brie Responds to Sexual Harassment Allegations Against Brother-in-Law James Franco

When actress Alison Brie arrived at Sunday night's Screen Actors Guild Awards ceremony, where she was a nominee for her role in the Netflix wrestling comedy GLOW, the topic of discussion quickly turned to her brother-in-law, James Franco. E! red carpet host Giuliana Rancic asked Brie about the
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OCC Report: Cybersecurity and Money Laundering Threats are the Key Risks Facing Banks

“Some banks have difficulty fully and accurately implementing the significant system and operational changes necessary for the integrated mortgage disclosure forms—Loan Estimate and Closing Disclosure—required for most mortgage loans secured by real property since October 3, 2015. Banks need
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Monday's Insider Report: Companies insiders are buying and selling

Monday's Insider Report: Companies insiders are buying and selling

Monday's Insider Report: Companies insiders are buying and selling … Let's begin the report featuring stock that has had insider buying activity. … 15, Harry Klukas, Executive Vice-President –International, acquired 4,500 shares at an average price per share of $3.12, lifting the account's holdings to
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Insurer AIG is buying Validus in deal worth about $5.56B

Insurer AIG is buying Validus, a provider of reinsurance, primary insurance, and asset management services, in a deal worth approximately $5.56 billion. American International Group Inc. said Monday that it will pay $68 for each share of Validus Holdings Ltd. That's a 45.5 percent premium to the
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Real Estate Finance/Lending Associate

Top midtown law firm with a very collegial atmosphere is seeking an associates with 5-7+ years of experience in commercial real estate finance and general secured lending. Work includes affordable…
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Are Apple's iPhone X Sales Strong or Sluggish?

When Apple unveiled the iPhone X last year, the company called it the “future of smartphones.” But its fourth-quarter performance doesn't necessarily tell that tale. Apple's iPhone X accounted for 20% of all U.S. iPhone sales during the fourth quarter, Consumer Intelligence Research Partners said (PDF)
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Seaport Global Securities Analysts Lower Earnings Estimates for CACI International Inc (CACI)

CACI International Inc (NYSE:CACI) – Equities researchers at Seaport Global Securities cut their FY2018 EPS estimates for shares of CACI … Zacks Investment Research raised CACI International from a “hold” rating to a “buy” rating and set a $154.00 price objective on the stock in a research note on
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Exiled former Maldivian President accuses China of land grab

COLOMBO: In a veiled attack on China, exiled former Maldivian president Mohamed Nasheed today accused “a large, emerging power” of “land grab” in the strategically located island and buying up its sovereignty. He also said this year's elections in the politically- troubled nation were the last chance
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Schwab Recognized in FORTUNE's 2018 Top 50 World's Most Admired Companies List

SAN FRANCISCO–(BUSINESS WIRE)–The Charles Schwab Corporation announced that it has been selected as one of FORTUNE's top 50 World's Most Admired Companies for 2018, and was ranked No. 1 for innovation, use of corporate assets and social responsibility in the Securities and Asset
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US mortgage rates climb again

U.S. mortgage rates increased again this week, according to Freddie Mac. The 30-year fixed mortgage averaged 4.04 percent for the week ending Jan. 18, up from 3.99 percent the previous week. A year ago, mortgage rates stood at 4.09 percent. Historically low mortgage rates have helped propel U.S.
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Current Mortgage Rates for Monday, January 22, 2018

The government shutdown continues to dominate headlines in the U.S. but the actual market reaction has been fairly muted so far today. There will be a vote at noon on whether or not to reopen the government with funding for three more weeks. There is definitely the possibility of a mortgage rate
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Walsh Lays Out Curbs To Boston Short-Term Rentals

Boston will seek to restrict the number of nights a short-term rental can be offered on a service like Airbnb, and require that all units be registered with the city, according to the mayor's office. In a statement Monday morning, Mayor Marty Walsh's office said its proposed ordinance aims “to capture the
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Mortgage-processing delays expected with government shutdown

With hundreds of thousands of government workers furloughed — excluding those considered essential employees — paperwork backups are likely to occur in the mortgage-approval process. Borrowers with loans from the U.S. Department of Veterans Affairs, the Federal Housing Administration or the
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Humana Ranks No. 1 in CSR Among Health Insurers on Fortune List of World's Best and Most …

Humana has ranked No. 2 in its industry – the company's highest-ever ranking – in Fortune magazine's 2018 listing of the World's Best and Most Admired Companies. Humana was No. 3 last year in the category of Health Care: Insurance and Managed Care. The Fortune annual ranking is the worldwide
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Dimensional Fund Advisors LP Sells 9360 Shares of Science Applications International Corp (SAIC)

Schwab Charles Investment Management Inc. now owns 435,994 shares of the information technology services provider's stock worth $29,147,000 after buying an additional 154,429 shares during the period. JPMorgan Chase & Co. boosted its position in shares of Science Applications International by
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Servicing Fees and How You Can Avoid Them

The same goes for your mortgage servicing fees, or a percentage of each mortgage payment paid to the lender for servicing the loan. The good news is, not all lenders charge the same fees. For example, Quicken Loans charges less in fees in comparison to other mortgage servicers. This isn't to say that
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Twitter slides after news that online lending startup SoFi may poach its operations chief (TWTR)

Shares of Twitter fell after it was reported that its chief operating officer may leave the company for Social Finance, an online lending startup. Anthony Noto was reported to be in talks with SoFi to join the firm as its CEO. Twitter has suffered from a wave of management changes as it struggles to bring
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Nearly 10000 mortgage-holders in Donegal could switch lenders

As a result of recent media reports, anecdotal evidence suggests that an increasing number of mortgage holders seem to now be aware of the fact that switching lenders to avail of a better rate might be a viable option for them.” If you have a story or want to send a photo or video to us please contact the
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JLL makes FORTUNE's 2018 World's Most Admired list

CHICAGO, Jan. 22, 2018 /PRNewswire/ — JLL has again been named to FORTUNE magazine's World's Most Admired Companies list. The list is a major authority on corporate reputations compiled each year by FORTUNE and Korn Ferry Hay Group through a survey of 3,900 top executives, directors,
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Former UBS Banker Launches Crypto Fund, Seeks Swiss Approval

Swiss fintech startup Crypto Finance AG has launched a fund for crypto currencies and wants to raise around 10 million dollars by the end of January, CEO and co-founder Jan Brzezek told Bloomberg News in an interview. “It's a passive fund that tracks the first blue chip index for crypto currencies,”
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Gold Star Mortgage Services| Home Financing | Halifax, VA

Buying or selling your home can be one of the most important transactions of your life, it's important you work with someone who has the experience, professional expertise and integrity to make your next Danville real estate transaction stress-free.Our mortgage specialists have the experience to find you
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Uber's CEO Predicts the US Will Have Flying Cars Within 10 Years

Flying cars will be zipping across U.S. skies within the coming decade — at least that's what Uber Technologies Inc.'s Chief Executive Officer Dara Khosrowshahi predicts. “There will be people flying around Dallas, Texas,” Khosrowshahi said at the DLD tech conference in Munich, his first public
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Notes on Culture; Disaster Updates; Jumbo Trends and Reverse Mtg. Securitization

Notes on Culture; Disaster Updates; Jumbo Trends and Reverse Mtg. Securitization

In a recent white paper titled, “New Opportunities for Servicers to Optimize CWCOT Disposition Strategies,” author Min L. Alexander, SVP of Real Estate Services for Altisource, breaks down the barriers holding servicers back from efficient and effective CWCOT program strategies. Reverse Mortgage
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Banking Group Nordea Bans Bitcoin Trading

Banking Group Nordea Bans Bitcoin Trading … The Nordic region's biggest bank said the ban will be imposed from Feb. 28. “The risks are seen as too high and the protection is insufficient for both the co-workers and the bank,” a Nordea spokeswoman told Reuters in an e-mail, adding that employees
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Industrial portfolio draws $51 million

John Jugl CREJ Colorado Real Estate Journal Speaker “Industrial right now is a highly sought-after asset class,” said John Jugl, Newmark Knight Frank vice chairman, Western Region Capital Markets. “The challenge with industrial here in Denver is there's just not a lot of it. We have a very good
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To Help Teachers Buy A Home, This Denver Charter Is Taking A Page From California

A San Francisco-based company called Landed, a self-styled “social mission real estate brokerage,” has an approach that has helped an estimated 200 California teachers get into a home. If it works in a red hot housing market like the Bay Area, it may help DSST teachers, like Denver-native Katelyn
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LIG Assets, Inc. Appoints Linda Byrd as President of LIGA Homes and Paul Wright as New Board of …

Paul manages the Eastern Region of the US and is responsible for selling a full suite of products and services to financial organizations engaged in originating mortgage loans. He is a member of the Mortgage Bankers Association of America (MBAA) and has served on several panels/focus groups that
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This Long-Time Wall Street Analyst Says Bitcoin Could Fall to $1000

Bitcoin's well-documented plunge of the past month could just be a precursor of what's to come, according to one well-respected Wall Street veteran. Peter Boockvar, chief investment officer at Bleakley Advisory Group, says the cryptocurrency could fall as much as 90%, taking it back to levels it hasn't
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Analyst Activity – Credit Suisse Group Reiterates Outperform on Fortune Brands Home & Security …

On 7/24/2017 Fortune Brands Home & Security announced a Quarterly dividend of $0.18 1.09% with an ex dividend date of 8/23/2017 which will be payable on 9/13/2017. On 5/2/2017 Fortune Brands Home & Security announced a quarterly dividend of $0.18 1.13% with an ex dividend date of
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Small Rate Hike, Big Impact On Canadian Real Estate Buyers

Canadian real estate buyers got hit with another quiet hurdle last week. The Bank of Canada (BoC) raised interest rates, and with it, up went the posted 5 year mortgage rate. Here's how that's going to impact your borrowing patterns, and how much more it's going to cost you.
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Improving Mortgage Sales and Operations Through Data

BLOG VIEW: Although there has been a great deal of progress made in modernizing the mortgage industry, the fundamental idea of a mortgage and what a loan officer does is much the same as in years past. Where lenders have made great strides is in improving how mortgage professionals operate
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I am trying to set up online banking and i am having problems

I can't create a online banking with TD.. – Let TD Helps show you how you can reach your goals.
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Australia ranked third least affordable country for housing, according to Demographia

Housing affordability in Australia has reached a 'crisis' point, with people paying up to almost 13 times their annual income to purchase a house, a new survey has found. Sydney and Melbourne are among the top five least affordable major housing markets in the world, according to the 14th Annual
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Distressed Dubai real estate market presents opportunities to investors, says expert

The project status tracking services and introduction of a suspended/cancelled project list by Dubai's Real Estate Regulatory Agency (Rera) has highlighted the number of real estate projects in the emirate where work has not begun or has been suspended. At the same time, there has been an increase
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Royal commission casts a dragnet of financial misconduct

With misconduct, CALC zeros in on irresponsible lending (credit cards, car finance and mortgage lending) and unlawful sales practices. Behaviour falling short of community expectations covers credit-card design, the marketing of credit, design of worthless insurance products, excessive fees, poor
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KBRA Assigns Preliminary Ratings to FREMF 2018-K72 and Freddie Mac Structured Pass …

NEW YORK–(BUSINESS WIRE)–Kroll Bond Rating Agency (KBRA) is pleased to announce the assignment of preliminary ratings to seven classes of FREMF Series 2018-K72 mortgage pass-through certificates and five classes of Freddie Mac structured pass-through certificates (SPCs), Series K-072
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Encore Wire Co. (WIRE) Shares Bought by Wells Fargo & Company MN

Encore Wire logo Wells Fargo & Company MN increased its stake in shares of Encore Wire Co. (NASDAQ:WIRE) by 35.6% during the 3rd quarter, according … is a supplier of building wire for interior electrical wiring in commercial and industrial buildings, homes, apartments, and manufactured housing.
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How President Trump Will Play At Davos

This article first appeared in Data Sheet, Fortune's daily newsletter on the top tech news. Sign up here. Good morning from Davos, Switzerland, where I'm attending the annual meeting of the World Economic Forum. It is a one-of-a-kind event, a mixture of unalloyed commerce, high-minded do-gooderism,
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What is the new Affordable Mortgage Scheme, who qualifies for it and how big a loan can you take …

A NEW Government-backed mortgage scheme has been announced to help first-time buyers secure a home. The Affordable Mortgage Scheme is aimed at individuals and couples who earn too much to qualify for social housing but also struggle to obtain traditional mortgages. A new affordable home
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Mortgage and Protection Advisor

Look at details for this Mortgage and Protection Advisor job in Lincoln via CV-Library.co.uk – 207237902.
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All Seattle's new wealth couldn't save many homeowners from foreclosure

Windermere Real Estate chief economist Matthew Gardner says one of the most notable post-crash trends nationally is that homeowners are living longer in their properties. “There are as many homes available as in the late 1990s, despite adding 40 million people,” he says. That only adds to the current
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New Contactually Tool Aims to Improve Email Open Rates

The technology behind Contactually currently manages more than 208 million relationships for real estate agents and other small business professionals. Agents have seen a 42 percent increase in Gross Commission Income, and to date over $3 billion in deals have been closed using this platform.
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IHS Markit names Stuart Cornock as associate sales director

IHS Markit names Stuart Cornock as associate sales director

Most recently, Cornock worked at Clearstream, where he spent 16 years, until August 2016. At Clearstream, Cornock spent three years as a sales and relationship manager at the clearing house's Singapore office. Cornock was responsible for overseeing the lending products in the Asia Pacific and the
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Lending Tree: Dayton home market isn't so competitive

Dayton-area Realtors routinely say a relatively low local inventory of homes makes the market for competitive for would-be buyers. TY GREENLEES / STAFF. The Dayton housing market is actually one of the least competitive in the country, at least among buyers who make mortgage loan requests
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UPDATE 1-Kenya central bank holds main lending rate at 10.0 pct

NAIROBI, Jan 22 (Reuters) – Kenya's central bank held its benchmark lending rate at 10.0 percent on Monday, saying inflation was within its preferred range and there was increased optimism about the outlook for economic growth. A Reuters poll of 10 analysts had expected policymakers to hold the
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Economic Watch: China steps up banking oversight to prevent risks

BEIJING, Jan. 22 (Xinhua) — China's top banking regulator has proved with actions that oversight in the banking sector will be tightened and regulatory standards will become stricter. China Banking Regulatory Commission (CBRC) has fined the Chengdu branch of Shanghai Pudong Development Bank
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Feds drop action against payday lenders with local ties

The Consumer Financial Protection Bureau pulled a legal action filed last year against four payday loan companies with ties to Kansas. The federal agency dismissed a case filed in April against Golden Valley Lending Inc., Silver Cloud Financial Inc., Mountain Summit Financial Inc. and Majestic Lake
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Spotcap introduces lending-as-a-service

Berlin-based online SME lending platform Spotcap is diversifying its business model, offering its technology to other companies, beginning with Austrian banking group Bawag. Launched in September 2014, Spotcap provides direct loans to SMEs in the UK, Netherlands, Spain, Australia and New
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EBRD provides EUR 20 mln guarantees to Raiffeisen Bank Aval for corporate lending

The European Bank for Reconstruction and Development (EBRD) is providing guarantees for EUR 20 million to Raiffeisen Bank Aval (Kyiv) for corporate lending during three years. “The total amount of the program is up to EUR 20 million. Our clients would soon receive information and proposals to use
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Slovenian central bank flags low interest rate risk to banks

LJUBLJANA, Jan 22 (Reuters) – Slovenian banks face risks to their income due to low interest rates, with net interest margins falling to their lowest level ever in September, the country's central bank said. A Bank of Slovenia report released on Monday said, however, that the risks in the past six months
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Planbank relocates for optimum MSME lending

Planbank Rural Bank of Canlubang Planters Inc. (Planbank) is looking to boost financial support for the local small and medium enterprises (SMEs) in San Pablo City, Laguna, that will enable businesses in the area to expand further and develop. According to Planbank President Dominga Rufina S.
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Tightened regulations on online lending to benefit consumer loan ABS: Moody's

BEIJING, Jan. 22 (Xinhua) — China's new regulations on web-based micro lending are credit positive for consumer loan asset-backed securities (ABS), a Moody's report said Monday. “The new regulations will ensure that only strong loan originators remain in the sector and improve underwriting
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Out-of-work Ronnie Moore offers lending hand to Hartlepool United and Craig Harrison

Great Escape boss Ronnie Moore has offered to help Hartlepool United's Craig Harrison in his hour of need – but only if he feels he needs an experienced hand on deck. Pools have not won a game since November 21 – a now very distant 4-0 hammering of Halifax Town.
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Homebuilder Stocks Are On Shaky Foundations

On Jan. 17, the National Association of Home Builders reported that their Housing Market Index slipped two points in December to 72, still elevated versus the 50-neutral reading. On Jan. 18, the Census Bureau reported that single-family housing starts, the NAHB benchmark, fell by 11.8% in December
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Sirus launches website

Sirius Property Finance, the broker and debt adviser for high net worth individuals (HNWs), has launched a website after continued growth. The brand, part of Brightstar Financial, set up a site easy to navigate and features profile for each of its specialist consultants, company press releases and an easy
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Should the Government be getting into the mortgage market?

The rationale given is that because the loans are offered at low interest rates – rates of 2 to 2.5 per cent fixed for the length of the mortgage – it can still be affordable for the borrower. Loans are to be capped so that repayments cannot be more than one third of monthly disposable income. It would be
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How to manage mortgage stress?

Most of us work hard the entire month and wait for the salaries to be credited to our bank account only to see most of it being debited for the mortgages we have. In this era where everything is available instantly and the purchasing power of a person is going high day by day, it is very important to talk
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More homes needed but experts push private dwellings over public housing

The Housing Industry Association also wants to see stamp duty rebates introduced. “The State Government needs to sharpen the incentives for investors to participate in Tasmania's rental market perhaps through stamp duty rebates and targeted grants,” HIA executive director Tasmania Rick Sassin said.
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Trump Kept One Promise. The Shutdown Is Proof.

Over and over and over, first as a candidate and then as president, Donald Trump made a pledge to voters: He would run the White House just like he's run his business. That's a promise that he's kept. At midnight on Friday the federal government shut down, following a week of meandering, fruitless
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More small businesses should be protected from bad banking, City watchdog says

Britain's finance regulator has said it wants more small businesses to be protected from bad banking to avoid scandals such as those seen at the Royal Bank of Scotland and Lloyds Banking Group. Only individuals or 'micro' firms with less than 10 staff can currently complain to the Financial Ombudsman
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Check out this year's Country Megaticket lineup at Ruoff Home Mortgage Music Center

NOBLESVILLE, Ind. – Some of the biggest stars in country music are coming to Ruoff Home Mortgage Music Center as part of the Country Megaticket! This year's acts include: Jason Aldean w/ Luke Combs and Lauren Alaina – Saturday, May 19; Kenny Chesney w/ Old Dominion – Thursday, May 31
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District cooperative central bank

District cooperative central bank.
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Nordea Imposes Bitcoin Ban Across All of Bank's Departments

Nordea Imposes Bitcoin Ban Across All of Bank's Departments

Nordea said the updated policy “includes transitional provisions for staff with existing holdings and allows for certain exceptions,” according to an email sent to Bloomberg. Employees who already own bitcoin are “permitted to keep existing holdings.” The bank initially started by imposing a ban on some
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Neptune Flood Can Bind Mortgage Compliant Private Flood Insurance During Government …

“Neptune Flood has no waiting period which helps us provide immediate coverage to customers referred to us for a loan closing. With Neptune's robust coverage options and competitive rates, it's a win-win for everyone,” said Garrett Mitchell, VP of Rocket MGA, one of Neptune Flood's largest distributors
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Sydney, Melbourne among world's least affordable cities: US survey

Sydney and Melbourne are among the world's top five least affordable cities for buying a home, according to an annual survey by US Demographia International Housing Affordability. Only Hong Kong, the world's fourth most densely populated area where prices are turbo-charged by mainland China's
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4 Ways P&G Is Trying to Stop People From Eating Tide Pods

In the first 15 days of 2018, poison control centres have reported at least 39 cases of people — mainly teenagers — intentionally ingesting the laundry detergent packets. For context, that's as many cases as were reported during the entirety of 2016. Procter & Gamble (pg, +1.00%), the manufacturer of
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CBRE Group, Inc. Named a World's Most Admired Company by Fortune Magazine for Sixth …

Fortune rates companies on nine attributes related to corporate performance. In 2018, CBRE was ranked second overall in the real estate sector (behind only Host Hotels & Resorts) and was among the top three companies on all nine attributes, including global competitiveness, people management,
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Fortune Brands Home & Security's (FBHS) “Outperform” Rating Reiterated at Credit Suisse Group

Fortune Brands Home & Security logo Fortune Brands Home & Security (NYSE:FBHS)'s stock had its “outperform” rating reiterated by analysts at Credit Suisse Group in a report issued on Monday. They currently have a $80.00 price target on the industrial products company's stock, up from their previous
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4 Reasons Why Sanofi Is Buying Bioverativ for $11.6 Billion

On Monday, the French health care group Sanofi said it would buy Bioverativ, an American drug maker that specializes in drugs that treat the blood condition hemophilia. Sanofi will buy all outstanding shares of Bioverativ for $105 per share in cash, a 63% premium on Friday's stock price. The deal will
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Quali Achieves Record Revenue for Year and Quarter, Signs Several Fortune 1000 Customers

SANTA CLARA, Calif., Jan. 22, 2018 /PRNewswire/ — Quali, the leader in sandbox software for cloud and DevOps automation, has continued to gain traction with enterprises, telcos and cloud providers adopting its CloudShell sandbox automation and orchestration software to speed up innovation and
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Davos, Women's March, SAG Awards: Broadsheet Jan. 22

The gathering has a poor record when it comes to women, notes my colleague Claire Zillman, who will be on-site and reporting in for Fortune this week. But in a year when the #MeToo conversation has become too big for even the global elite to ignore, the WEF is clearly making an effort to diversify.
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Ex-Maldives leader urges voters to stop China 'buying up our sovereignty'

“A large emerging power is busy buying up the Maldives,” Mr Nasheed said on Monday, explaining that he was referring to China. China is “buying up … His trial on terrorism charges and 13-year prison sentence in 2015 drew widespread international criticism for an alleged lack of due process. The UN
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US Housing Market Surges to Record Highs…

The realty sector in the United States witnessed phenomenal growth in 2017, largely on the back of an increase in the labour market, which saw unemployment sliding to multi-year lows. The rise in demand also led to a surge in input costs and an acceleration in home prices. On the supply side, builders
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McGrath real estate under ASX scrutiny

The listed property company run by high profile real estate agent John McGrath faces scrutiny from the Australian Securities Exchange after a board and management exodus and shock earnings downgrade led to a share price plunge. The upheaval at McGrath Ltd led to the company's shares diving
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Advent In Talks To Buy 50 Percent Of Walmart Brazil

There are reports that Advent International is in talks to buy a 50 percent stake in Walmart Brazil. According to Reuters, other private equity firms interested in possibly investing include GP Investments Ltd and ACON Investments LLC. Brazilian newspaper O Globo reported that Advent was looking to
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Halifax and Nationwide were duped by Birmingham fraudster 'The General'

Halifax and Nationwide Building Society have been named as lenders defrauded by Mohammed Suleman Khan, the jailed Birmingham fraudster known as 'The General'. From 2003 to 2010 Khan and his associates used forged documents – likely payslips and P60s – to get a mortgage on 21 properties
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Flagstar takes in team of ex-Capital One mortgage employees

Rocky Stubbs, former head of consumer-direct and digital mortgage for Capital One, has joined Flagstar as senior vice president and director of consumer-direct lending. Stubbs will lead Flagstar's Michigan-based direct-to-consumer group, along with a team of 20 professionals from Capital One who will
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New Housing Developments Do Not Lower Local Property Prices

These fears persist no matter how upscale the development or whether there is a local housing shortage. Pricing effects do not factor in planning decisions, so the question of falling house prices is not addressed during the planning process. However, prices can reasonably be expected to adjust to
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Can analysts adopt a bullish outlook for Dynex Capital, Inc. (NYSE:DX)?

Investors sentiment increased to 2.03 in Q3 2017. Its up 0.63, from 1.4 in 2017Q2. It increased, as 5 investors sold Dynex Capital, Inc. shares while 25 reduced holdings. 18 funds opened positions while 43 raised stakes. 21.81 million shares or 6.86% more from 20.41 million shares in 2017Q2 were
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A Woman Who's Tried to Sneak Aboard Over 10 Fights Finally Made It From Chicago to London …

How easy is it to sneak past airport security and fly without a ticket or passport? Well, one Illinois woman just managed to make it all the way from Chicago's O'Hare to London's Heathrow airport—and it was far from the first time she'd tried to pull off her stowaway stunt. Marilyn Hartmann, from Grayslake,
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Government's new mortgage scheme labelled a “very disappointing package”

The Government's newly unveiled council mortgage scheme, which will be available through local authorities from February 1st, has been met with criticism. The Rebuilding Ireland Home Loan — which is aimed at people turned down by the banks and first time buyers — will allow people to purchase
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Prominent Runners: Pilgrim's Pride Corporation (NASDAQ:PPC), Invesco Mortgage Capital Inc …

Invesco Mortgage Capital Inc. is a real estate investment trust that focuses on financing and managing residential and commercial mortgage-backed securities and mortgage loans. Invesco Mortgage Capital Inc. is externally managed and advised by Invesco Institutional (N.A.), Inc., a subsidiary of
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FTB rates have fallen since base rate hike: Moneyfacts

FTB rates have fallen since base rate hike: Moneyfacts

Mortgages aimed at first-time buyers have seen their interest rates fall despite last year's increase in the bank base rate, according to research from Moneyfacts. The average rate on offer for a two-year fixed rate at 95 per cent LTV is currently 4.09 per cent the firm says. This is down from 4.21 per cent in
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Millennial money: how to apply for a mortgage. Will a lender really look at how much avocado on …

Gone are the days when you could simply select a mortgage, tell a lender that you can afford it and sit back to wait for the cash to appear in your account. The financial crisis — when the legacy of a huge number of unaffordable mortgages sparked a chain reaction that brought the global economy to its
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Latest: State mortgage proposal a 'rebranded local authority loan scheme'

Update 11.20am: The Government's plan to provide mortgages for first-time buyers with lower interest rates than the main commercial banks has been met with criticism. Labour spokesperson on Housing, Jan O'Sullivan TD, has said the proposals announced by the Government today do not go far
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Your Next Running Shoes Will Be Custom-Built for You

HP, which has dedicated 80 full-time engineers to FitStation, hopes to extend its technology to apparel and eyewear. But Brooks is firmly focused on feet. Says Weber: “This is the fruition of our vision for how we want to build shoes.” A version of this article appears in the Feb. 1, 2018 issue of Fortune with
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Rocket Mortgage partner with 100 Thieves

Quicken Loans' Rocket Mortgage unit has teamed up with esports gaming firm 100 Thieves for a unique project. The partnership marks Rocket Mortgage's first entry into esports and will see 100 Thieves' League of Legends players and staff living and training in the Rocket Mortgage Team House.
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LyondellBasell named to Fortune Magazine's "World's Most Admired Companies" list for the first time

HOUSTON, Jan. 22, 2018 /PRNewswire/ — Today, LyondellBasell (NYSE: LYB), one of the world's largest plastics, chemicals and refining companies, announced it has been named to Fortune Magazine's 2018 list of the “World's Most Admired Companies” for 2018. This is a first-time achievement for the
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Russia's VTB CEO says ready to provide loan to CEFC for Rosneft stake

Kostin said that VTB has a lending limit of 58 billion rubles on the Sistema group of companies, with almost all funds having been already provided. The bank was ready to issue another loan to help settle the legal claim. “We almost reached agreement on the terms of the lending, but at the last minute
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Do Institutional Investors Love Stewart Information Services Corp (NYSE:STC)?

Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction services worldwide. The company has market cap of $1.12 billion. It operates through two divisions, Title Insurance and Related Services, and Ancillary Services and Corporate divisions
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A staggering number of Offaly people could be overpaying for their mortgage

Experts at MyMortgages.ie, one of Ireland's leading mortgage brokers, have reported a flurry of activity in the mortgage switcher market since the beginning of the year. The brokers forecast the switcher market alone will experience double digit growth in the first 6 months of the year, as an increasing
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Davos 2018: The World Economic Forum Tries to Meet the #MeToo Moment

The late political scientist Samuel Huntington coined the term “Davos Man” in 2004 as a label for the type of person who goes to the World Economic Forum's annual meeting in the Swiss ski town, which starts Monday. Participants of the conference, called “Davos” for short, “have little need for national
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Tasty Second Mortgage

Mama's Fish House: Tasty Second Mortgage – See 11432 traveler reviews, 5494 candid photos, and great deals for Paia, HI, at TripAdvisor.
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Opus Bank Announces Fourth Quarter 2017 Results – Opus Bank

January 22, 2018 – Opus Bank (“Opus”) (NASDAQ: OPB) announced today net income of $1.2 million, or $0.03 per diluted share, for the fourth quarter of 2017 and net income of $47.6 million, or $1.26 per diluted share, for the year ended December 31, 2017, as compared to net income of $20.5 million,
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Stearns Conducts Major Effort For HomeAid's Homelessness Awareness Month

As part of this national campaign that Stearns Lending, a leading national provider of mortgage lending services and a national partner of HomeAid America, held a campaign called Lending Hands for HomeAid. James Hecht, COO at Stearns Lending, who also serves on the HomeAid America Board of
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Sinking markets, emergency meetings: A Fed governor recalls 2008

Randall Kroszner of the Federal Reserve System Board of Governors (R) testifies before the House Financial Services Committee along with Federal Deposit Insurance Corporation Chairman Sheila Bair on Capitol Hill Dec. 6, 2007 in Washington, D.C. The committee held the hearing about accelerating
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What's All The Hype Over Granite Pointe?

For me, it takes high conviction to recommend a STRONG BUY, especially in the mortgage REIT sector. In our broad REIT coverage universe, we regularly analyze commercial mortgage REITs as we recognize that most own high dividend-paying REITs for income. In other words, we aren't market timers
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LIVE MARKETS-Banks: Can you see Q4 threats if you take the helicopter view?

Jan 22 (Reuters) – Welcome to the home for real time coverage of European equity markets brought to you by Reuters stocks reporters and anchored today by Julien Ponthus. Reach him on Messenger to share your thoughts on market moves: julien.ponthus.thomsonreuters.com@reuters.net BANKS:
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Celgene buying rest of Juno stock it doesn't own in $9B deal

Biopharmaceutical company Celgene is buying the remainder of Juno Therapeutics Inc. that it doesn't already own in a deal valued at about $9 billion, which will help it develop medicines for patients with incurable blood cancers. Juno shareholders will receive $87 per share. The Seattle company's
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New York Fed confirms repo rate complaints

Federal Reserve Bank of New York has confirmed the effective federal funds rate (EFFR) and overnight bank funding rate (OBFR) are compliant with the principles for financial benchmarks. The statement came after the New York Fed's audit group reviewed the organisational and operational framework
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Scrap council lending limits, Treasury committee urges

MPs on the Treasury select committee have called for the cap on council borrowing to be lifted. A report from the committee on the Autumn 2017 Budget said MPs had “unanimously agreed” councils needed greater access to funds in order to meet the government's target of 300,000 new homes a year.
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New mortgage scheme will 'help people buy overpriced houses'– SF

Sinn Féin has said the Government's new home loan scheme is “a disappointing package” which will assist people to buy overpriced houses rather than bringing prices down. Earlier on Monday, Minister for Housing Eoghan Murphy unveiled a new scheme of local authority mortgages that will be
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FINTQ: 'Sachet Banking' is key to reaching unbanked Filipinos

FINTQ: 'Sachet Banking' is key to reaching unbanked Filipinos

A radical innovation is set to accelerate the state of financial inclusion of the Philippines this year as FINTQ, the financial technology arm of Voyager Innovations, enables banks to introduce “sachet” banking products to communities. This agent banking model allows banks to tap micro, small, and
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Government's new Affordable Mortgage Scheme will offer home buyers State aid to get first property

In a statement, the Minister said: “What this (Affordable Mortgage Scheme) means essentially is that a person or couple can purchase a home, while ensuring that they can still keep their monthly repayments to one third of their net disposable income – with no risk of their mortgage rate rising and so no
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South Korea Reportedly Plans to Hit Bitcoin Exchanges With Massive Tax Bills

South Korea's government is hitting the country's cryptocurrency exchanges with massive tax demands, in its latest attempt to rein in the booming and volatile sector. According to a finance ministry official, cited in a Yonhap report on Monday, South Korean cryptocurrency exchanges will this year need to
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Acting TDA boss appointed to replace Melissa Whitehead

Cape Town – The City of Cape Town has appointed Gershwin Fortune as acting commissioner for the Transport and Urban Development Authority pending an investigation into allegations against … Fortune, the portfolio manager for Integrated Transport, has been appointed with immediate effect.
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2 Footsie shares that could lose you a fortune

Within the bull stock market of recent years, it's perhaps of little surprise that some companies are overvalued. Investor sentiment has improved dramatically, and the growth prospects of a number of businesses now appear to be fully priced in. As such, it could make sense for investors to sell those stocks
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Note ban impact: Banking correspondents feel the heat of banks cutting cost

About two years ago, when Amita Ghosh was still in a full-time clerical job with a private sector firm on the outskirts of Kolkata, many of her acquaintances had already seen a brisk rise in income as banking correspondents (BCs) in a short span of time. Their income suddenly rose three-fold, from an
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The future of Bitcoin in real estate is now (and here)

This past September, I wrote an article for Business Monday that described the concept of Bitcoin, touted its virtues for the purchase and sale of real estate, and singled out Miami as an ideal laboratory for this phenomenon. At the time, my business partner Carol Cassis and I had just listed a multimillion
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James Burron has left AIMA

James Burron has left the Alternative Investment Management Association (AIMA) after more than six years as its COO. Prior to AIMA, Burron worked at the Chartered Alternative Investment Analyst Association from 2010 to 2012. He was also independent director of the AK Jumong Fund from 2010 to
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Sanofi digs deep to buy US hemophilia group Bioverativ for $11.6-billion

Sanofi lost out on buying California-based cancer specialist Medivation to Pfizer in 2016, and also missed acquiring Swiss biotech company Actelion, which was bought by Johnson & Johnson last year. “With Bioverativ, we welcome a leader in the growing hemophilia market,” Sanofi Chief Executive
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The Natural Disasters Of 2017's Impact On The Housing Market Will Surprise You

“We looked at when an event hits, what does it look like with online searches for homes? We found that it did hinder sales and demand in those local markets. About one in four sales were delayed or disrupted.” The information from realtor.com is based on “expected sales or page views, anticipated
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PR pro: Don't underestimate social media

Ginger Allen started her first entrepreneurial enterprise, a mobile espresso business, at age 20. Since then, she has owned or co-owned a cleaning company; a real estate, mortgage and title company; a biomedical supply company; and, now, a marketing company. She is the founder of Your Marketing
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Manager Fund Accounting in a leading banking group – up to 90K

An international and leading Bank in Europe and Luxembourg is looking for a Fund accounting manager to pursue their growing activities. Operating among the best fund accounting actors, the entity will make you step above your current position. Integrate the best and evolve among elite. Specialised in
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Wow experience in zodiac restaurant – Review of Fortune Select Grand Ridge, Tirupati, India

Fortune Select Grand Ridge: Wow experience in zodiac restaurant – See 987 traveler reviews, 370 candid photos, and great deals for Fortune Select Grand Ridge at TripAdvisor.
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Citizens Bank CEO aims to boost commercial presence in WNY

Citizens Bank has a solid retail banking presence in Western New York, but needs to boost its commercial banking presence here, said Bruce Van Saun, chairman and CEO of its parent company, Citizens Financial Group. Citizens competes well in commercial banking against Bank of America in New
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Norwegian real estate company relies on Swedish Fin Tech

It's not just financials companies that need financial technology. Real estate companies, too, handle large sums of money. That's why Norwegian real estate developer MIRIS becomes one of the increasing number if firms that benefit from Swedish Fin Tech pioneer Bricknode's financial ecosystem.
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What to do about the new mortgage rules

The test, introduced by the Office of the Superintendent of Financial Institutions (OFSI), requires the qualifying rate for an uninsured mortgage to be the greater of the Bank of Canada's five-year benchmark rate (currently sitting at 4.99 per cent) or the rate homebuyers negotiate with the bank plus two
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Impac Mortgage Holdings Incorporated (NYSEAMERICAN:IMH) Shorts Decreased by 5.34% After …

Investors sentiment decreased to 0.77 in Q3 2017. Its down 0.23, from 1 in 2017Q2. It worsened, as 7 investors sold Impac Mortgage Holdings, Inc. shares while 15 reduced holdings. 3 funds opened positions while 14 raised stakes. 3.06 million shares or 11.58% less from 3.47 million shares in 2017Q2
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New mortgage scheme will 'assist people to buy overpriced houses'– SF

Sinn Féin has said the Government's new home loan scheme is “a disappointing package” which will assist people to buy overpriced houses rather than bringing prices down. Earlier on Monday, Minister for Housing Eoghan Murphy unveiled a new scheme of local authority mortgages that will be
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7 Commercial Real Estate Marketing Strategies That Actually Work

If you've been around in this racket long enough, you know that marketing strategies are difficult. They're not impossible, but they require a lot of foresight, techniques and take up a lot of your time – if you don't maneuver the waters well enough. Tough? Let's talk about successful commercial real estate
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Real estate vocabulary: Words you need to know before buying your first home

Commission — A fee charged by a real estate agent for his services. In many cases, the seller pays the commission to his agent as well as the buyer's agent. Contingency — A condition that must be met before a sale can close. Common contingencies include home inspection, financing and home
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Tory housing plan 'will fail' without huge changes, report warns

Tory housing plan 'will fail' without huge changes, report warns

The committee said the only sustainable way to address housing market affordability is to significantly increase housing supply, adding: 'The autumn budget alone is unlikely to achieve this.' Mrs Morgan said: 'The Chancellor pledged to fix the broken housing market, but the Government is going to find it
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H&M Investor Heads for Exit as Selloff Tests 2009 Crisis Point

Of those who provide their H&M ratings data to Bloomberg, 51 percent are now advising clients to sell the shares. That's the most negative overall analyst view since at least early 2003, according to Bloomberg data. The average 12-month analyst price target has dropped to the lowest since early 2009.
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Nafta 'Danger Zone' Nears as Key Talks Begin Amid Trump Threats

Nafta talks are entering a pivotal moment as the U.S. turns up the pressure on Canada and Mexico to radically alter the trade pact in favor of American interests. In the run-up to the sixth round of talks that are now underway in Montreal, there has been plenty of saber-rattling and posturing from the three
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Murphy announces revamped first-time buyers loan scheme

Minister for Housing Eoghan Murphy has announced three initiatives including a Government-backed mortgage scheme for first-time buyers struggling to obtain finance. Under the schemes, a person or couple can borrow up to 90% of the value of a new, second-hand or self-build home to a maximum of
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Propy, Inc. launches pilot to record real estate transfers on blockchain in the City of South …

SAN FRANCISCO, Jan. 22, 2018 /PRNewswire/ — Propy, Inc. – a Palo Alto California-based blockchain startup – is pleased to announce the launch of a pilot project in collaboration with the City Clerk's Office of South Burlington, VT to utilize blockchain technology to record real estate conveyance
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RBI, government may extend deadline for banks to switch to IndAS

The Reserve Bank of India (RBI) could give banks more time to implement new accounting standards because the process contains legislative changes and additional capital, according to a Mint report. Banks and financial companies are expected to implement Indian Accounting Standards (IndAS) from
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Irish Government announce new affordable mortgage scheme which will offer lower rates than …

The Rebuilding Ireland Home Loan is a new Government-backed mortgage for first-time buyers. It will be available nationwide from local authorities from Thursday, 1 February 2018, according to a statement issued today. First-time buyers can use the loan to buy new and second-hand properties, or to
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First-time buyers spared from base rate rise

It's been three months since the Bank of England decided to increase the base rate from 0.25% to 0.50%, but while most mortgage rates have seen a similar rise, those at 95% loan-to-value have bucked the trend. With averages actually seeing a fall, prospective first-time buyers have every reason to
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New York cheaper than Brisbane

IT IS cheaper to buy a home in New York than it is in Brisbane, according to a new global study that ranks every one of Australia's major housing markets as 'severely unaffordable'. International housing affordability think tank Demographia has released its 14th survey on house prices, revealing Sydney
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Wilder Moving Average Seen Below the Simple Moving Average for Freddie Mac (FMCC)

Zooming in on the numbers for Freddie Mac (FMCC), we have spotted the 21 day Wilder Moving Average below the 50 day SMA. Traders may be monitoring this reading to spot near-term sluggish momentum. Investors may use multiple technical indicators to help spot trends and buy/sell signals.
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Asset-Based Lending (ABL)

A new Asset-Based Lending (ABL) Relationship Manager job is available in Mississauga, Ontario. Check it out on SWE Career Center.
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Credit Suisse names new heads of Asia investment banking, Greater China

HONG KONG, Jan 22 (Reuters) – Credit Suisse named two senior executives of the bank on Monday to replace departing senior banker Mervyn Chow as its Greater China chief executive and co-head of Asia Pacific investment banking and capital markets. Chow, who is leaving Credit Suisse after nearly
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Government plans to introduce affordable mortgage scheme

The Irish Government will announce details of a local authority affordable mortgage scheme, the Rebuilding Ireland Home Loan scheme, according to reports in the media. Goodbody Stockbrokers claim the government will provide finance for local authorities to provide mortgages to borrowers who have
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Real Estate Officer

Under the leadership of the Associate Vice Chancellor of Capital Asset Strategies, receiving general supervision from the Executive Director of Real Estate Services and Asset Management, the Real Estate Officer will need to think analytically and have the discipline of maintaining compliance with
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Nonprofit group helps link immigrants with lenders to start businesses

Thus was born Kitchen Sports Bar in Blacklick, but not without some help from Vail, who is the project lead of Kiva Columbus, a nonprofit lending platform. Phuyel and his partner had borrowed from other organizations before, but were drawn to Kiva for its zero-interest loans, he said. “We used to get a
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ABCUL reports record levels of lending and saving by credit unions in 2017

The Association of British Credit Unions (ABCUL) says many of its members have reported record trading results for 2017. It says the results are “an encouraging sign of the sector's growth potential – allowing credit unions to enhance the financial health of more people across the UK.” Several examples
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Telefonica named top European operator in Fortune ranking

Telefonica has been named the European telecommunications operator most valued by executives according to Fortune magazine's annual ranking of “The World's Most Admired Companies”. The operator is the only Spanish company of any sector that appears in the list, and is ranked second to AT&T
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Healthcare group Sanofi agrees to buy US peer Bioverativ for $11.6 billion

Paris: French healthcare group Sanofi has agreed to buy U.S. peer Bioverativ for $11.6 billion, in a deal which Sanofi said would boost its earnings and strengthen its presence in the field of treatments for rare diseases. Sanofi has agreed to buy all of the outstanding shares of Bioverativ for $105 per
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Trends to shake up the cross-border e-commerce industry

According Dahan, this consumer behaviour is leading merchants and manufacturers to revise their online strategies. It is believed that when international shoppers are buying from an online retailer in another country, they look for reassurance that everything will go as per promise with their purchase.
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Federal Shutdown Seen as Blip Not Bust for Robust US Economy

For example, the Commerce Department's quarterly figures on gross domestic product for the fourth quarter are due to be released Friday. That report is expected to show GDP grew 3 percent in the final three months of the year, according to the median estimate in a Bloomberg survey of economists.
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SGX's Doubly Bad Idea

SGX's Doubly Bad Idea

The city-state's exchange said Friday it will allow companies with dual-class share structures to list, a month after Hong Kong announced a similar proposal. The idea is to entice new-economy companies, but joining the dual-class-share club won't improve the one thing Singapore needs more of:
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Majority of UK MPs Would Accept Staying in Single Market: Poll

A majority of U.K. lawmakers think that remaining in the European Union's single market is compatible with honoring the Brexit referendum result, according to a survey of members of parliament. The poll commissioned by the U.K. in a Changing Europe showed that 56 percent of lawmakers said it was
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Czech central bank says banks to tighten mortgage conditions further

PRAGUE, Jan 22 (Reuters) – Czech banks tightened mortgage lending conditions in the fourth quarter of 2017 and expect to restrict them further in the first quarter this year, the central bank's lending survey showed on Monday. The bank said lending conditions for companies did not change and were
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Mortgage Advice Bureau increases revenue per adviser

But Peter Brodnicki, chief executive of Mortgage Advice Bureau, said activity levels remain relatively flat in the housing and mortgage markets and are forecast to remain so over the next few years, with an increase in first-time buyers countering a flat home mover market and a weaker buy-to-let purchase
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WAPIC Becomes NFF's 'Official Insurance Services Provider'

The Nigeria Football Federation (NFF) and WAPIC Insurance PLC on Friday in Lagos signed an agreement that conferred on the insurance giant the title of 'Official Insurance Services Provider and Co-Sponsor of the NFF.' NFF President, Mr. Amaju Melvin Pinnick expressed his delight and that of the
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The Bear Case for Bonds? We've Heard It All Before

If Treasury yields rise to where many expect by year-end, they would make for a nice holiday gift. by. David Ader. More stories by David Ader. January 22, 2018, 12:00 AM PST. Time to buy? Hutton Archive. Besides the never-ending run-up in stocks and the fantastic gyrations of cryptocurrencies, the
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Zimbabwe President Seeks to Woo Lenders by Paying Loan Arrears

Zimbabwe owes about $9 billion to lenders such as the World Bank and African Development Bank and has fallen behind in payments, with arrears recently amounting to about $1.8 billion. If his bid to revive the economy is to succeed, Mnangagwa will need access to billions of dollars of support.
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Russian lender VTB says made extra provisions for risky loans

MOSCOW (Reuters) – Russian lender VTB has set aside 50 billion rubles ($882 million) in additional provisions against losses and agreed with the central … are under tighter scrutiny from the central bank, which is on a heightened state of alert following the rescue of three big private lenders last year.
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Shutdown Jeopardy: Day 3

Fannie Mae and Freddie Mac are under federal conservatorship and do have federal backing, but they operate outside the government and their workers are not federal employees and so would not be furloughed in the event of a government shutdown. Loans backed by these two entities represent
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State Rep. Mosley proposes allowing online course for real estate licenses

It's one of a handful of bills introduced by Mosley this year in an attempt to reduce bureaucratic red tape in the state. For example, he is pushing for the removal of multiple state boards, such as, the behavioral health board, board of dispensing opticians and board of massage therapy, among others.
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Chipotle Mexican Grill (CMG) Upgraded to Market Perform at Raymond James Financial

Sumitomo Mitsui Asset Mgmt has invested 0.03% in Chipotle Mexican Grill, Inc. Investors Title Company (NASDAQ:ITIC) has risen 101.17% since January 20, 2017 and is uptrending. It has underperformed by 9.08% the S&P500. Six analysts have rated the stock with a sell rating, twenty-four have given
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Clive McFarlane: Tax changes jeopardize affordable housing

These two subsidies, the low-income tax credit and the private activity bond, which allow states to borrow on behalf of private companies and nonprofits to lower their borrowing costs, have long been the backbone of the affordable housing market. Understandably, Steve Teasdale, the executive director
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Australian property 'severely unaffordable', Sydney crowned 'second least affordable market'

There's no arguing Australian properties are among the world's priciest, but experts disagree on exactly how unaffordable the market has become. Australia's five biggest cities have “severely unaffordable” housing markets, according to an international housing affordability think tank. Sydney was ranked
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Auswide profits 2018: earnings to lift 10% to $8m but warns of sector hit from regulator loan caps

Mr Barrett had warned in August last year that loan growth would slow in the six months to December because of a 10 per cent regulatory cap on lending to housing investors. Auswide has also declined to explain the rationale for this month offloading its 62 per cent stake in MoneyPlace, which offered
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First-time buyers will be able to get government-backed mortgages

What this means essentially is that a person or couple can purchase a home, while ensuring that they can still keep their monthly repayments to one third of their net disposable income – with no risk of their mortgage rate rising and so no threat to their ability to afford repayments, giving them certainty
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Bonso Electronics International Inc. – Receive News & Ratings Daily

The stock of Bonso Electronics International Inc. (NASDAQ:BNSO) hit a new 52-week high and has $3.78 target or 8.00 % above today's $3.50 share price. … The 52-week high event is an important milestone for every stock because it shows very positive momentum and is time when buyers come in.
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FinTech Startup OptaCredit Secures $4 Mn Credit Line From DMI Finance

OptaCredit, the alternative-lending fintech startup, announced that it has secured an initial $4 Mn credit line from DMI Finance. The credit facility will be directly imbibed in aiding the company's present financial offerings in aiding salaried customers across India to get access to timely and transformational
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Mortgage Rates and Applications on the Move

The government's inability to extend funding until the 2nd week of February will have eased upward pressure on mortgage rates at the end of last week but, with the Senate taking a 2nd vote later today, hopes are that the federal government will receive funding through an extension, which will lead to
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Buying Gold: The Practice of Purchasing Athletic Allegiances

In a transfer of allegiance, a practice that until early last year was routinely allowed by the international governing body of athletics, the IAAF, an athlete could switch their commitment to a new nation after a one-year waiting period. If the athlete had represented their birth nation previously, the waiting
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Commentary: Fear of an AI Apocalypse Is Distracting Us From the Real Task at Hand

With the excitement of every technological advancement comes a wave of fear and uncertainty. We've seen this scenario play out repeatedly since the Industrial Revolution as people wrestled with the impact of new technology on their lives and work. Today we see that fear bubble up in the wake of
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