The coronavirus outbreak, combined with a collapse in oil prices, is fuelling recession fears and slowly eroding housing demand in key markets
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… down the entire economy,” Steve Chiavarone, portfolio manager and equity strategist with Federated Hermes, told Bloomberg News on March 16.
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Mortgage REITs use short-term financing to buy commercial and residential mortgage securities, then add borrowed money — typically about three to
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… Disney—Marvel's parent company—a November deal ensured that Holland … What we don't know: The film's title, villains, or any major plot points.
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“'Searcher' is an ethereal tale of love and loss, and trying so desperately to find hope from within a seemingly hopeless situation,” Blake's Fortune, aka
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The recent performance of Ares Commercial Real Estate Corporation (NYSE:ACRE) stock in the market spoke loud and clear to investors as ACRE
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As panicked buyers rush to stock up, the Fortune-SurveyMonkey poll finds around half of Americans are spending more on groceries (53%) and
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The demand for the system is increasing owing to surging urban population along with rising investment across real estate industry. Introduction of
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This research report delivers vital understanding on the Real Estate Management Software market at a holistic global perspective, rendering
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Lenders will get Community Reinvestment Act credit for lending that's “responsive to the needs of low- and moderate-income individuals, small
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… in allowing businesses to defer mortgage, lease, and loan obligations. … that restaurants have increased liquidity and access to necessary financing
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Housing sales fell almost 40 per cent in February and seem likely to be down again in March, while developer Evergrande cut prices to try and maintain
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Andrew Cuomo said the state will waive mortgage payments for the next 90 days, based on financial hardship, due to the impacts of the coronavirus.
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One reason banks are reluctant to loan to nonwhites is that they often have worse credit and higher default rates. A 2016 Freddie Mac study found that
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The 30-year fixed-rate mortgage averaged 3.65% during the week ending March 19, an increase of 29 basis points from the previous week, Freddie
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REBNY considers lending cash to brokers affected by coronavirus. Talks underway about using Member in Need fund to help agents. TRD NEW
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Scot Namanny has joined CorTrust Mortgage as a Mortgage Loan Originator. … to continuing to assist the community with their home financing needs.
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Australian housing market will hit the wall in coronavirus recession, experts say. Economists say house prices could fall as much as 20% if the recession
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How Does Atrium Mortgage Investment's P/E Ratio Compare To Its Peers? We can tell from its P/E ratio of 9.69 that there is some investor optimism
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Investors are paying dearly for U.S. dollars, in a global flight to safety. Photo: valentyn ogirenko/Reuters. By. Chong Koh Ping and.
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Amazon.com Inc. revealed an employee working at one of its Queens, New York shipping facilities has contracted Covid-19, the first infection reported
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Every week, hosts Joe Weisenthal and Tracy Alloway take you on a not-so-random walk through hot topics in markets, finance, and economics.
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Among financial technology companies, those lending money to average Americans may be facing the biggest risks, as unemployment grows and any
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The German company is expected to seek a loan from the government, which could take a stake as part of a rescue package, Bloomberg News
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For soccer fans, Gary Neville is a bit of a legend. Not only a leading soccer player who helped Manchester United to glory in the 1990s but also as a
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… not necessarily reflect the opinion of Bloomberg LP and its owners. To contact the author of this story: Ellen R. Wald at ewald@tvslconsulting.com.
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By Matt Grossman. Mortgage real-estate mortgage trust shares deepened their weekly losses Thursday morning as the Covid-19 crisis disrupts credit
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When schools close or people stay home from work, state and local … to provide financing for big banks, mortgage borrowing and even for foreign
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(Of course that assumes the property increases in value, which it doesn't when the housing market is the cause of an economic downturn as it was with
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It defines the global Commercial Real Estate Software market segments including product types, application, and region based on the most important
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The Monroeville Fortune Finders met on March 3, 2020, to elect the officers. The following were elected: president Luke Stein, vice president Chis
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“The second is people who are looking for new homes in the market, individual homes, but they couldn't afford it because of the prices. So we are trying
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It has all the trappings of a routine mortgage refinance closing. The mortgage broker, the lawyer and the homeowner, all signing off on the paperwork
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… been considered expensive and not of much value to international investors. Admittedly, the region is home to some of the world's top-rated banks,
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As Americans sit at home watching the value of their retirement funds crater, it is no surprise the spring housing market is about to crater as well.
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Freddie Mac said the short-term rise was due to mortgage lenders increasing prices to deal with booming demand for refinancing into loans at
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ATRIUM EUROPEAN REAL ESTATE LTD – UPDATE ON GOVERNMENT IMPOSED RESTRICTIONS TO TRADING IN ATRIUM'S GEOGRAPHIES AS
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Gilley, who has more than 20 years of experience, will recruit and oversee mortgage professionals in the markets across North Carolina and South
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There are material risks associated with investing in DST properties and real estate securities including illiquidity, tenant vacancies, general market
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Subscribe to Fortune's Outbreak newsletter for a daily roundup of stories on the coronavirus outbreak and its impact on global business. Most Popular.
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SUNBURY: 2BR 1BA nice location W/D hkup w/s…. SUNBURY: 2BR 1BA nice location… Real Estate – Rentals classified ad of the Daily Item. Browse
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Coronavirus: Investment Grade Lending: Immediate financing considerations for Borrowers, Underwriters and Lenders. 19 March 2020. The global
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Freddie Mac is suspending all foreclosure sales and evictions of borrowers living in homes owned by the company. share to facebook · share to twitter.
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Coca-Cola's modest investment in the title rights to Italy's 2019 Supercoppa appears to have been so successful that the US beverage company is in
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Fannie Mae, Freddie Mac to suspend foreclosure sales and evictions. WASHINGTON (AP) — Mortgage buyers Fannie Mae and Freddie Mac say they
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The company: Partnered with a national bank who originates over $5 Billion annually in mortgage volume. Is now generating revenue less than 1 year
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When digital banking makes bank branches less necessary, should banks keep their branches simple and cater to those that are less technologically
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Executive Vice President of International Rune Eng Just Sold A Bunch Of … If you like to buy stocks that insiders are buying, rather than selling, then
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The apex bank also asked banks to make available more digital/online banking services in the face of an unprecedented public health scare set off by
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According to Freddie Mac's survey, the 15-year FRM averaged 3.06% this week, increasing from last week's rate of 2.77%. This time last year, the
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TOKYO — The bottom may fall out of Japan's economy if inbound tourism and domestic demand continue to slump, the head of the country's banking
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“Platinum Real Estate has ambitious plans to remake the former Polo Building with a stunning façade revamp and interior renovation to high-quality
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Mishawaka, Indiana-based Cressy Commercial Real Estate has added Macy Troyer as a commercial real estate broker. Troyer joined Cressy
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Colorado is banking on telehealth to slow coronavirus. But many rural hospitals lack necessary resources. Medicaid and Medicare reimbursement
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Enter into a contract closing with a title company or attorney as normal. How to buy a probate property from the court. If there is no will and the court is
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Global Financial Technology (FinTech) Market 2020 Industry Statistics – Lending Club, Zopa, SoFi, Prosper, Funding Circle. By David on March 19,
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Finning International Insider Transactions Over The Last Year. Notably, that recent purchase by David Cummings is the biggest insider purchase of
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Gross, who is president of Better Homes & Gardens Real Estate Cassidon Realty in Bethlehem, said he directed his company not to conduct open
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“Medical real estate has historically demonstrated to be a … as an excellent investment that capitalizes on these trends, bolstered by a 15-year triple
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But the last few months of 2019 saw a burst of lending activity not seen in the U.S. housing market for several years.” Lenders originated 1,274,495
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During the duration of this emergency banks should forgive monthly mortgage payments. If you want to put more money in the hands of people,
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Fannie Mae and Freddie Mac and the Department of Housing and Urban Development said they are suspending foreclosures and evictions of
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After being contacted by Bloomberg News, Saylor sent a message to employees saying his initial memo was “off-the-mark” and encouraging remote
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Simon is in the process of buying malls from Taubman Centers, the owner of International Plaza, but that deal has yet to close. Both International and
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The Federal Housing Finance Agency also ordered Fannie Mae and Freddie Mac to suspend foreclosures and evictions for any single-family
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The top three federal banking regulators reminded banks last week that short-term shutdowns are permissible when the circumstances are out of their
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With having published myriads of reports, Real Estate Agency Software Market Research imparts its stalwartness to clients existing all over the globe.
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… personal, mortgage, ASB (Amanah Saham Berhad), education or small-medium enterprise loan or financing can apply for a financial relief scheme
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“Thor Equities is a diverse real estate firm with a dedicated life sciences … “Similar to office sector trends, we see life science firms migrating to urban
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These banks are still owed about $300 million by Finablr's parent BRS Ventures, which is owned by the Abu Dhabi based billionaire Dr. B.R. Shetty. The
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While now is not an ideal time to buy shares, see if the stock goes on to offer and clear an appropriate buy point. Baxter International Inc (BAX).
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KITCHENER — It doesn't seem like the COVID-19 crisis is having a huge effect on Waterloo Region's overheated housing market. Over a 24 hour
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Freedom Mortgage is a leading VA lender and our Wholesale Channel's No … evictions for at least 60 days due to the coronavirus national emergency. … Economic news, pre-coronavirus, means little compared to more recent news.
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Freddie Mac's Multifamily Apartment Investment Market Index (AIMI) increased to 11.5% year over year, marking its biggest gain since the third quarter
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Follow Bloomberg on LINE messenger for all the business news and analysis you need. Thailand, one of Asia's worst major equity markets this year,
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Commenting on the announcement, Nationwide director of mortgages Henry Jordan said: “As the UK's second largest buy-to-let mortgage provider we
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Latvian P2P lending platform TWINO is launching a new investment opportunity for its users in the form of TWINO Ventures, a collection of secured
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Yesterday Martin appeared to give advice to ITV viewers amid the pandemic. Discussing mortgages, he said: “We are seeing a lot of mortgage providers
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The delay comes days after the International Securities Lending Association (ISLA) and the International Captial Market Association wrote to ESMA's
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Subscribe to Fortune's Outbreak newsletter for a daily roundup of stories on the coronavirus outbreak and its impact on global business. Faced with a
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Real Estate Brokers Lean On Tech, Adapt to Coronavirus … With the global pandemic unfolding, the real estate industry is not immune to its effects. … the New York Metro area, Northeast region and national real estate trends. She is
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The awards were conferred by Chief Guest R. Gandhi, Former Deputy Governor, Reserve Bank of India (RBI). Delivering his keynote address on 'New
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See below for additional sales and rental market trends across Manhattan, … StreetEasy is New York City's leading local real estate marketplace on
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… temporary waiver of the three-year rule for HUD 223(f) mortgage loan applications, the cannabis industry is backed into a very tight financing corner.
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NBC Bay Area followed up with major mortgage lenders to ask about their policies during the COVID-19 crisis. Their statements are below.
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NEW YORK CITY- Helmsley Spear, a1 866-founded real estate firm … the New York Metro area, Northeast region and national real estate trends.
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Unlikely to embrace one-sided reforms that hurt their global competitiveness, Emirati authorities may be willing to buy into broader international
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On the one hand, this is good news — it means that commercial real estate property is in … Additionally, your tax consultant needs to know the market.
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It seeks to strengthen cooperative banks by increasing professionalism, enabling access to capital, improving governance and “ensuring sound banking”
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Mark Harris of SPF Private Clients, mortgage broker, said: “Lenders who can't compete by offering the cheapest mortgage rate on the market have been
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The Portuguese bank's corporate clients who access Ebury's services will be able to trade in more than 130 currencies at more competitive rates.
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The top 10 biggest real estate projects coming to NYC. The largest February project was a residential building from Phipps Houses in The Bronx. TRD
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Global real estate consultants Savills shared predictions for the industry following a 'shot in the arm' stimulus package by the Central Bank of the
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KUALA LUMPUR: Bank Negara will the amount of reserves that banks need to keep from Friday as part of new measures designed to inject some
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The MatchMove-led consortium is the latest group to announce it's submitted an application for a digital full banking license to the Monetary Authority
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To shoulder the temporarily new normal of isolation in the face of the current public health crisis, real estate brokers are relying heavily on technology
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Loan, mortgage and insurance information and simulators: Loans: You will find all information on applying for a personal or automobile loan, which you
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Its story, ably told by Fortune's Danielle Abril in the current issue of the magazine, is a good reminder of how and why great companies make it through
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How to talk to kids about coronavirus, from my insurance company maybe? It was nice though. Anybody wanna pick up the tab for Junior's girlfriend's
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The International Accounting Standards Board (IASB) set out on Thursday possible rule changes after investors said they wanted more information on
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In the final quarter of 2019, luxury real estate in the U.S. rallied both in sale volume and price. The segment posted double-digit sales growth
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With a deep-set global recession far from unlikely and people self-isolating and using more electricity at home as a result, generating and consuming
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FORT WAYNE — Ball State freshman Christian Dixie won thousands of dollars as the university's first-ever “Wheel of Fortune” contestant. But he also
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How Are Other Mortgage Lenders Responding? MCAP. MCAP, one of the country's largest independent mortgage financing companies, has reached
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Housing advocates have called on the city and state to develop a $10 billion relief package that includes a moratorium on rent, mortgage and utility
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Photographer: Alex Kraus/Bloomberg. Ferdinando Giugliano writes columns and editorials on European economics for Bloomberg View. He is also an
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Getting Real Estate ETF Exposure. Investors who want broad exposure to the real estate market via ETFs can start with the Vanguard Real Estate ETF (
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In addition to worrying about catching the virus itself, many people fear they'll have trouble making rent or mortgage payments. On top of that, those
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Being the third generation of my family in the title insurance business, I was born into a world of deeds, mortgages, title commitments, liens and closings.
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Before the virus landed in Canada, its three biggest markets — Toronto, Montreal and Vancouver — were gearing up for a sizzling house-hunting
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Lenders have yet to report a spike in missed payments, but the impact could be considerable. If borrowers start defaulting, they could lose homes and
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Does Globe International Carriers Limited's (NSE:GICL) P/E Ratio Signal A Buying Opportunity? Simply Wall St March 19, 2020. Unfortunately for some
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UK bookmaker William Hill would exceed its lending covenants in three months in a worst-case coronavirus shutdown scenario, Morgan Stanley
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Euro-zone bonds rocketed on Thursday after the European Central Bank launched a 750 billion euro ($820 billion) debt-buying program to keep
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Send 'em our way: Broadsheet@fortune.com. Kristen Bellstrom kristen.bellstrom@fortune.com @kayelbee. Today's Broadsheet was produced by
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Key Australian developments in the global coronavirus outbreak on … of over-the-counter medicine people can buy to try to stop the panic buying that
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Support for rent control laws is also growing, and Freddie Mac tends to offer favorable loan terms to buyers of workforce housing in order to keep it
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“Anything short of a global, integrated approach will prove unsuccessful.” This month the Stoxx Europe 600 Banks index and the Dow Jones Bank Index
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Optimal Blue has partnered with Own Up to provide customers with access to a wider selection of mortgage financing options. Own Up integrated its
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Los Angeles, California–(Newsfile Corp. … a spin-off of another upcoming ePlay flagship title based on the company's Big Shot mobile game engine.
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Commercial real estate can be an emotional business. David Arnburg, partner at Chicago law firm Gould & Ratner, has often been the voice of reason
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“So there's not going to be an issue with any kind of financial or run on the banks.” Some banking customers like Reggie Chapman are heeding the
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PITTSBURGH, March 19, 2020 /PRNewswire/ — West Penn Multi-List, Inc. issued its monthly residential real estate report today. When comparing
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Do your banking whenever and wherever it's most convenient for you. Learn How to Use RBC Online Banking and the RBC Mobile App …
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The State of China Commodities: A Slow & Unsteady Recovery. Bloomberg News. March 18, 2020, 5:40 AM PDT Updated on March 18, 2020, 4:23
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This is the web version of the Bull Sheet, Fortune's no-BS daily newsletter on the markets. Sign up to receive it in your inbox here. Good morning
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Carmina Burana Rides The Wheel of Good Fortune In Adelaide. Written by James Murphy; Thursday, 19 March 2020 11:54. Published in Arts.
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However, in international markets, the costs rose to borrow dollars against … a new €750 billion ($818.7 billion) bond-buying program aimed at shielding the … Money managers said a global scramble for cash and U.S. dollars is
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Companies like Boeing, AB InBev, and Kraft Heinz are already drawing down billions of dollars of credit from their lenders as the coronavirus disrupts
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… buildings could hurt operations and lead to occupancy declines. Shares of health-care real estate investment trusts have fallen 50% since Feb. 24.
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Subscribe to Fortune's Outbreak newsletter for a daily roundup of stories on the coronavirus outbreak and its impact on global business. The U.S. and
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The euro rose, Japanese shares gained about 2%, and S&P 500 futures reversed losses following news of the ECB's temporary program of asset
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New York (CNN Business) The European Central Bank on Wednesday announced a huge new money-printing program aimed at keeping the region's
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… finance, healthcare, supply chain management and even real estate. … a long way, but they are by no means immune from other global trends.
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Trump speaks during a televised address in the Oval Office on March 11. Photographer: Doug Mills/The New York Times/Bloomberg. Trump's March 11
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On Wednesday, the federal agency overseeing Fannie Mae and Freddie Mac, the giant government-run finance firms that back the mortgages of 28
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Housing and Credit Counseling, Inc. can do sessions by phone or video … medical debt, mortgage payments and keeping your credit under control.
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Ellen McGirt, Senior Editor and the writer of Fortune's RaceAhead newsletter, is now a proud recipient of the AIGA's Steven Heller Prize for Cultural
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… and guaranteed by government-sponsored enterprises, either Fannie Mae, Freddie Mac, or by an agency of the federal government, Ginnie Mae.
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For example, in the UK, mortgage lending was mainly provided by building societies before financial deregulation. These societies were funded by the
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Will Inovio Pharmaceuticals Make a Fortune Off Its Coronavirus Vaccine? Exactly how much money can Inovio make, and is it truly such a big deal?
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If you'd like a brief break from coronavirus coverage, Fortune's latest print edition is dedicated to climate change and features outstanding reporting
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… sell life insurance products through TMB Bank Pcl, the Thai lender said in an exchange filing on Thursday, confirming an earlier Bloomberg report.
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Based on Caci International's latest earnings report for the quarter ending December 31, the company posted quarterly revenue of $1.4 billion and
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The type of things we would be looking for is mortgage holidays, extending the length of mortgages for both households and businesses,” he said.
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The UK and Italy have already adopted such plans, and with the pandemic bound to get worse before it gets better, pressures for mortgage relief will
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The housing market has regained its footing as mortgage rates have declined after hitting a soft patch beginning the first quarter of 2018 through the
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“The way I see it the housing market is basically frozen… no buyers and no sellers,” Benjamin Tal, deputy chief economist at CIBC Capital Markets, told
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This story was delivered to Business Insider Intelligence Banking Briefing … UK-based neobank Monzo announced the launch of two business bank
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Chinese Port Restricts Ships From Virus-Hit Nations for 14 Days. Bloomberg News. ,. March 18, 2020, 2:35 AM PDT. Fuzhou port orders ships from 9
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… applying for new facilities and lenders, with the aim of supporting the continued provision of finance to UK businesses during the Covid-19 outbreak.
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Most lenders have now pulled out of all lending to the hospitality, retail and travel sectors unless borrowers have strong and continuing cash flow.
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Mortgage Default Management Tools. Role of Financial Institutions. Support for Businesses. Supporting Canadian Businesses Through the Canada
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LONDON, March 18 (Reuters) – Bank of England Governor Andrew Bailey said the BoE is open to further lending measures after the economic
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Others are calling for a 12-month freeze on rent increases while critics say landlords should also be offered a buy-to-let mortgage break to support their
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ATLANTA, GA / ACCESSWIRE / March 18, 2020 / Is private lending a good way to build retirement wealth? That's the question posed at a recent blog
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7.9.3 Real Estate. 8 Aerial Imaging Market, By Geography. 8.1 North America. 8.2 Europe. 8.3 Asia Pacific. 8.4 Middle East. 8.5 Latin America. 8.6 Rest
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The market study titled Global Real Estate Marketing Automation Software Market Growth (Status and Outlook) 2019-2024 focuses on detailed
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After a hectic week for lenders, HousingWire Columnist Logan Mohtashami takes a look at the repurcusions, as well as two things to keep an eye on for
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Judo inks new $350m facility with Citi to lift lending to SMEs. James EyersSenior Reporter. Mar 19, 2020 – 12.00am. Share. Judo Bank has signed a
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“Monthly mortgage payments tend to be the largest outgoing for the vast majority of households and lenders want to reassure both homeowners and
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Although the top bankers in riskier banks sold more shares, thus furthering their own interests, they did not reduce bank risk exposure.
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… of RMBS, agency CMBS, residential mortgage loans, commercial mortgage loans, real estate-related securities and various other asset classes.
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The administration has been discussing aid packages of up to $1.2 trillion, Bloomberg News reported, though details and timing remained unclear.
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Nearly the entire mortgage REIT sector can be had for less than 50% of book … Commercial lenders: Starwood (STWD -23.9%), Blackstone Mortgage
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He said: 'You could speak to your lenders – be that your mortgage provider, or loan or credit card company, and see if they offer 'payment holidays'
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Consequently, Banda Homes jumped ahead of the queue in the property market to offer affordable housing. The developments offered are in satellite
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It also found that other top banks included Citi, which provided an estimated $52 billion, Bank of America, which provided an estimated $48 billion and
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The cost that we're handling is buying the bean and separating the protein, research and development, and then the brand related activities,”​ Tetrick
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A high yield and a long history of paying dividends is an appealing combination for Schweitzer-Mauduit International. We'd guess that plenty of investors
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Santa Barbara was the fastest growing luxury market in the fourth quarter, with prices reaching $2.88 million, up 25 percent year-over-year, and sales up
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… or overseen by Fannie Mae, Freddie Mac, the Department of Housing and Urban Development (HUD), the Federal Housing Administration (FHA),
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From iSaving, we review lThe best mortgage loan deals for the month of … For a term of 30 years, without opening commission and financing up to
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This article originally appeared in the January 2020 print edition of National Mortgage Professional Magazine. PULL QUOTE: “… even in the aftermath of
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An Irvine, CA based national mortgage company offering a full spectrum of non-conventional loan products including FHA & VA and specializing in
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“This is a once-in-100 year type event, we haven't seen this sort of thing in Australia since the end of the first World War, but together we are of course
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The delta between savings rates and loan rates was the bank's operating profits. That business model created tremendous wealth for banks in the U.S.
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The borrower plans to refinance W Financial with a conventional loan. •••. GCP Capital Group arranged mortgage financing in the aggregate amount of
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Fannie Mae and Freddie Mac put 60-day freeze on foreclosures and evictions. Homeowners with mortgages backed by two government-controlled
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The platform features banks, money exchanges and financial institutions. The UAE-based Foreign Exchange Remittance Group (FERG), a grouping of
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The latest slot to be released by R. Franco Digital as part of its 2020 catalogue, Fortune Jungle has been fully developed in both English and Spanish
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… total on checks to individuals that would start landing in bank accounts in less than three weeks, according to a document seen by Bloomberg News.
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Small lenders are critical to Australia's lending markets, often driving innovation and providing competition for larger lenders. This funding will
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… have been unable to tune into our first Zoom in At Noon webinar, Overview of the Impact of the Coronavirus on South Florida Real Estate, yesterday,
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The scheme encourages lending to all businesses, although the incentives are stronger for small and medium-sized enterprises (SMEs). ADIs are
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But what are those first steps you need to take in order to secure a mortgage for that new home? Check out the video below to learn more about how
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Listed property securities, or A-REITs, are exchange traded and are valued second to second by the market. This results in an immediate valuation
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It seeks to strengthen cooperative banks by increasing professionalism, enabling access to capital, improving governance and “ensuring sound banking”
See Original Article

“Small lenders are critical to Australia's lending markets, often driving innovation and providing competition for larger lenders.” Combined with the
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SHANGHAI, March 19 (Reuters) – China is widely expected to cut its benchmark lending rate on Friday to help its virus-stricken economy, a survey of
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He didn't respond to an email and Bloomberg was unable to independently confirm his status as a patient. It's true that risk of death climbs precipitously
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Own Up has created a modern home financing experience for borrowers that leads to better financial outcomes and reduces anxiety, while also
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The housing market was finally flourishing. … Worse, Congress and the White House borrowed heavily to pay for spending surges and tax cuts to juice
See Original Article

Nike is all set to take over as the new sponsor after the former company lost a legal battle against the club to retain its sponsorship. The Liverpool Nike
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The National Bank of Hungary also instructed lenders to substantially reduce annual percentage rates on personal loans to a level no higher than five
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“This volatility could translate to higher demand for logistics real estate inventories (e-commerce, industry 4.0),” the report stated. “As these trends
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Bloomberg News. ,. March 18, 2020, 9:00 AM PDT. China will be test case for what happens after lockdown lifts. New virus won't fade out like SARS as
See Original Article

The coronavirus outbreak is now a pandemic. And it's shut down large parts of the world economy, including in the United States. Investors are bracing
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“The housing market is in the middle of a multi-year boom in the first-time homebuyer market,” he said. “The market has exceeded 2 million first-time
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In fact, housing today is HOT and is heavily leaning in favor of sellers. Mortgage rates in the low 3's will help prop up the housing market. Worrying about
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