Home Lending Specialist

Home Lending Specialist

As our Home Lending Specialist you're the first point of contact for a full range of residential lending inquiries in branch. This is a high volume sales
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BRICS's New Development Bank plans to lend $10 billion in the next five years

At a time when the BRICS grouping confronts vastly disparate economic outlooks and increasingly thorny intra-state geopolitics, questions are being
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Employment prospects for ICT execs look bleak in volatile market

Employment prospects for ICT execs look bleak in volatile market

“This gentle slowing of the private housing construction market is seen as a good thing that is softening frenetic investment buyer enthusiasm for a
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If there's concern about Australia's property market, it's yet to be seen in auction clearance rates

For all the concerns being voiced about Australia's housing market right now, it's yet to been seen in capital city auction clearance rates. As has been
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Auswide launches 'tracker' home loan that matches RBA moves

The government's banking inquiry has focused on “tracker” mortgages, which are common in some countries, but are not offered by the local big banks
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4 Personal Finance Tips for New Homeowners

Given that your monthly mortgage payment is bound to differ from your previous rent payment, it might seem like a no-brainer that you'll need to adjust
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Commercial Mortgages: Real estate is near the top of the cycle but not zooming off cliff

Pop rock songwriter P.F. Sloan wrote the quintessential anti-establishment tune in 1964 and Barry McGuire made it famous in 1965 singing the lyrics
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What the RBA isn't telling you about housing

Approximately 60 per cent of total loans are for residential properties, and 36 per cent of loans are business loans dominated by commercial real
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New Digital Mortgage Service Launches via Archibald / Williams

But despite this, when getting a home loan through a lender or a traditional mortgage broker, many people feel they aren't shown all of the options
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Commercial real estate highlights

Porter Realty Company Inc. reports the sale of 7,200 square feet at 2915 & 2919 W. Leigh St. in Richmond for $462,500 to 2915 W Leigh St LLC from
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Steel lenders hope to cut bad debt

But Indian lenders now see light at the end of tunnel and want Essar to bring in some of the money as equity into the steel business, which is among
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Rely on experts if buying real estate in another city

Unable to afford property in the city they live in or fed up with the slow appreciation in prices, many are choosing to invest in real estate away from
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Hunt Realty execs form new property investment firm

Patricia Gibson and Geoffrey Osborn have formed the new company Banner Oak Capital Partners to invest in real estate companies and properties.
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Will Chinese Buyers Prop Up Hong Kong's Property Market?

Will Chinese Buyers Prop Up Hong Kong's Property Market?

With home prices in mainland China soaring, apartments in Hong Kong no longer look so expensive. “Hong Kong's housing affordability ratio, which
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Markets Live: Crown shares dumped after raids

However, it has entrenched an unwavering belief in investing in housing …. market was split in two last year, after banks resumed charging property
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Banco Popolare, BPM shareholders vote on historic tie-up

The bank wrote to shareholders Monday to urge them to turn out and cast their ballots at the extraordinary meeting on forging “Banco BPM”, which
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Raila warns against plan to float second Eurobond

Opposition leader Raila Odinga has warned international lending institutions and investors against participating in a second International Sovereign
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Prospective home buyers prepare for new mortgage restrictions

“For all mortgages, you've now got to qualify at a significantly higher rate. That means the same income can afford a smaller mortgage,” says Sauder
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Spokane housing market heats up after recession

If you are trying to sell your home, you're in luck. Melissa Murphy with the Prime Real Estate group in downtown Spokane says right now it is a seller's
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Banco Popolare, BPM shareholders green light historic tie-up

Milan (AFP) – Banco Popolare and BPM shareholders voted on Saturday to merge the two banks under an accord that will create Italy's third-largest
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How the housing boom is remaking Australia's social class structure

Much of the massive wealth of Australia's elite is generated through the housing market – through investment, construction and financing of housing.
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Major bank baulks at lending in hot spots

ONE of the nation's largest banks is pulling back on lending in parts of Brisbane, the Gold Coast and regional Queensland, concerned about high
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Mayor Garcetti Urges Locals To Pass Proposition That Would Help House LA's Homeless

“Those of you who are landlords who have apartments in this difficult housing market, we have too many individuals who have housing vouchers but
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Tracker mortgage makes Auswide debut

Tracker mortgage makes Auswide debut. This content requires an active Banking Day subscription. Login below or request a free trial.
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Internet now the wealth creator

The golden decade the housing market experienced in China justified this, but such kind of wealth concentration in the real estate sector also exposed
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Poland's PZU says in talks to buy Bank Pekao stake from Unicredit

WA, said on Saturday it has started negotiations with Italy's banking group Unicredit (CRDI.MI) over buying the lender's Polish unit Bank Pekao PEO.
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Aussie bank launches 'rate tracker' style home loan

Auswide Bank managing director Martin Barrett, said tracker mortgages are a popular loan product internationally particularly in Europe.
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U.S. Banks Slashed Share of British Property Loans Before Brexit

U.S. Banks Slashed Share of British Property Loans Before Brexit

North American banks cut their share of U.K. commercial-property lending by half ahead of the referendum on European Union membership as
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Autumn house sales lift asking prices near record – study

House-sellers' asking prices sat just below record levels in October as the autumn market gathered pace, a property website has reported.
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London Is Becoming the U.K.'s Laggard in the Housing Market

“London used to be the country's jewel in the crown as far as increases in property prices were concerned and it will come back again,” said Miles
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Crowdfunding expected to replace buy-to-let

McGivern also predicted the likes of Bath Building Society's Rent a Room mortgage, suitable for borrowers letting out part of their homes to visitors on
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SALES & LENDING TEAM MEMBER

Do you enjoy being a sales associate, but want more challenge in your work? Does the idea of “wheeling and dealing” over an item excite you?
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Mortgage app Uno launches with campaign showing off the 'semi-open house'

Digital mortgage service Uno has launched in Australia with a campaign showing home buyers what it would be like if open house inspections were
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NZ house prices world's fastest rising

Juwai, who consider themselves the experts in property for Chinese looking to buy overseas, says New Zealand's property prices have recorded a
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Property price rebound continues in October as northern divide deepens

​The price of property in the UK coming on to market has risen for the second consecutive month, recovering from two consecutive falls in July and
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RBA: China's massive, indebted economy is amplifying financial risks

While it admits that “Chinese authorities have taken steps to address the growth of shadow lending and risks in the financial system more broadly”,
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Deposits £5000 higher year-on-year

… said: “The decrease in deposit percentages indicates that the measures introduced by the government to ensure easier lending across the mortgage
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Broker Roundup For Huntington Bancshares Incorporated (NASDAQ:HBAN)

Recently some investment brokers have made changes to their outstanding … mortgage banking services, automobile financing, equipment leasing,
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Many French home buyers are drawn to South Florida

International buyers always have been a very important piece of the Miami-Dade County real estate market. Still, new trends often emerge, and one
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HSBC to close Timmins branch

There will soon be one less banking option in the city, as HSBC Canada has confirmed the upcoming closure of its branch in downtown Timmins.
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New mortgage “stress test” kicks in tomorrow

Borrowers shouldn't be put off by a new 'stress test' about to be introduced for new prospective homeowners, says a Vancouver mortgage broker.
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Wikileaks releases 8th batch of emails from Clinton chair Podesta

“We are not including Elizabeth's core point about this – that the five biggest banks are now 30 percent bigger than they were five years ago. And, of
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Property rentals to outstrip sales for first time since 1930s

The property rental market is booming at the expense of the sales market, making it look as if house-buying will be outstripped for the first time in eight
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BRICS aims at enhancing business opportunities

BRICS aims at enhancing business opportunities

“We are targeting incremental lending of US $2.5 billion over next year and we believe it will be largely in the sustainable and green infrastructure,”
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Australian business lending dropped in August

The Australian Bureau of Statistics (ABS) released its latest lending finance data for August, reporting a 0.7% month-on-month decline in total
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De Montfort: UK banks win back market share

By contrast, originations from North American banks, insurance companies and other non-bank lenders fell by 35%, 42% and 27% respectively.
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Four in 10 British homes not up to standard, says Shelter

The failures on affordability and stability seemed to reflect problems in the housing market as a whole as much as difficulties with individual properties,
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Brokers 'need to look at specialist lending'

The principal of a leading aggregator has said that brokers “need to look at specialist lending” to help their clients and take advantage of burgeoning
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Investors may be in for another volatile week in the stock market

Last week saw Brexit hit home for the first time, as Tesco's, one of the largest … “Next week, there's a clutch of housing market that becomes important
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Thunder Bay, Ontario city councillor calls for clarity from payday lenders

A Thunder Bay city councillor says the Ontario city needs to take steps to address what she says is a lack of clarity from private payday lenders.
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Fed court approves major mortgage deal

Fed court approves major mortgage deal … Court has approved a merger of an ASX-listed non-bank lender and one of Australia's mortgage pioneers.
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International Economic Week In Review: No Central Theme Edition

This improvement is also evident from the latest bank lending surveys (BLS), which reveal a continued easing of credit supply standards on loans to
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As NZ's Australian owned banks become more cautious about apartment lending, the Reserve …

As NZ's Australian owned banks become more cautious about apartment lending, the Reserve Bank of Australia highlights concerns about their
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Board of Trustees Explores Possible Real Estate Tax Phase-In For Hardest Hit Residents

Should people who received more than a 25% increase in their real estate taxes be granted some relief? That's what the Scarsdale Board of Trustees
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New Development Bank to lend $2.5 billion next year: KV Kamath

New Development Bank president KV Kamath says the challenge of recapitalization that the government had is reduced with the interest rate cuts.
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In-House Counsel Profile: Richard Jensen

Richard Jensen is the general counsel for Bloomfield, New Jersey-based Reverse Mortgage Investment Trust Inc. (RMIT), the parent company of
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'Coming Soon' — an increasingly common tactic in TO's booming housing market

'Coming Soon' — an increasingly common tactic in TO's booming housing market

Some real estate agents may be bending their industry's advertising rules in order to quickly sell homes in Toronto's booming housing market,
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Wealth Adviser Daily Briefing: All's Wells, Tax Tips for 'Real-Estate Professionals'

Tax breaks have long been available to owners of rental real estate, but they are especially generous if the owner meets the tax-code definition of
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The intended consequences of new housing policies

Canada Mortgage and Housing Corporation welcomes these initiatives and indeed had a hand in developing them with the Department of Finance.
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Small commercial deals boom amid Brexit real estate gloom

Britain's 900 billion pound commercial real estate market was an early victim of the so-called Brexit, with investors pulling money out of commercial
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Sovereign institutions viewing securities lending as opportunity to boost returns

Sovereign institutions viewing securities lending as opportunity to boost returns

“Increasing sovereign fund participation in securities lending activities would benefit the financial markets by enhancing the liquidity in a wide range of
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National Bank to Begin LPCO

It can enter into a repo or secured lending transaction with a commercial bank, where the central bank gives the money as a deposit for a defined
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Forbes: 5 Ways Reverse Mortgages Improve Retirement Spending

If used responsibly, reverse mortgages can help retired homeowners accomplish a variety of spending goals during their non-working years, but only if
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Residential property market set to soften: QBE

Tighter lending to investors is expected to lead to a softer residential property market, according to QBE's Australian Housing Outlook 2016–2019.
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RBA continues to shun CoreLogic dwelling values index

Housing price growth over the past six months has remained below recent peaks, especially in Sydney, which was previously the most buoyant market
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ASIC chairman faces parliamentary inquiry

One of the benefits of tracker mortgages is that they allow for more movement into the secondary mortgage market, he said. Furthermore, the idea of
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Pricing innovation for mortgages

What can banks do to create more value for mortgage customers? Consider innovating their pricing strategies. Our latest research reveals some clear
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Chinese real estate company finds world's fastest-rising house prices in New Zealand

A leading Chinese real estate business has studied the world's fastest-rising house prices and found New Zealand topped the list of 45 countries.
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RBA warns of inner city mortgage risks

In its monthly Financial Stability Review, the RBA has examined mortgage exposures for the Australian banking system in the inner city areas of
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The cost of being DCB Bank

The cost of being DCB Bank

Indeed, the private sector lender has gotten its cost-to-income ratio under grips after its aggressive branch expansion last year onwards had pushed
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Banks stocks rise in the wake of lending rate cap

Customers at a KCB branch in Nairobi. KCB is among lenders whose share prices gained over the past one-and-a-half months. PHOTO | FILE.
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As election approaches, US economy chugs along

A batch of mostly secondary reports this week on housing and manufacturing won't show much deviation. The real estate market is chugging along as
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Cherry Hill Mortgage Investment Corp (NYSE:CHMI) has been downgraded to Hold in a statement …

Zacks Investment Research has downgraded Cherry Hill Mortgage … and terms of financing, by selectively constructing and managing a targeted
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China's Property Craze: It's Not All Bad

A worker walks past a billboard advertising a new real estate project in Shanghai. Prices in Shanghai and Shenzhen are up more than 30 percent over
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New mortgage lending rules come into effect on Monday

New mortgage lending rules aimed at reducing the purchasing power of some first-time homebuyers come into effect on Monday. The federal
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NDB to more than double its lending to $2.5 billion next year: KV Kamath

BRICS: While expanding the lending activities, Kamath said the bank will seek to reduce the cost of borrowing for the member-countries by doing local
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The risks in Australia's housing market shouldn't be downplayed

Because house price growth has moderated and mortgage borrowers are substantially ahead of their scheduled payments, the risk from mortgage
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Real Estate Event Promoters (1K to 10K per event)

… and Hard Working people as we are expanding our business. We will surround you with some of the top real estate people in the country…
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Is It Time For A Tesla Bank?

It helps with lending and financing, and keeps everything in the family name. This is known as captive financing. Basically, a major automaker can
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NEWS INDEPTH: Small banks the big losers in era of controlled lending

The smaller lenders have been charging higher interest rates compared to larger peers to compensate for paying a higher price for deposits, and,
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Agri, real estate to suffer from land conversion ban

Agri, real estate to suffer from land conversion ban

MANILA, Philippines – Agriculture productivity and real estate development could suffer if the proposed two-year moratorium on land conversion
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'Real Estate Investors Should Be Treated Like Any Other Businessmen'

Janine Jackson interviewed Richard Phillips about Donald Trump's taxes for the October 7, 2016, episode of CounterSpin. This is a lightly edited
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Bellevue housing market sees record-breaking September numbers

In September, the housing market saw more new listings and more pending home sales in King County compared to a year ago. “In fact,” says Lennox
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Lending Club tightens credit policies in fight to keep investor demand

Lending Club has tightened its credit policies for the second time in six months, as the platform battles to sustain investor demand for its loans amid
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PH housing prices continue rising – BSP

CHEAPER. While prices of single houses and townhouses are rising, the prices of condominiums have gone down according to the BSP. File Image of
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