The stock of BRAVADA INTERNATIONAL LTD (OTCMKTS:BRAV) registered an increase of 169.52% in short interest. BRAV's total short interest was
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Supply, Occupancy, & Absorption: This year Eastern Mass. inventory grew moderately, reaching 194.6 million s/f, or an increase of 0.4%. No major
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David Goldman A Delta jet at Hartsfield-Jackson Atlanta International Airport. Delta is buying a 10 percent stake in European partner Air France-KLM.
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MADISON, Wis. – The real estate market hasn't been this hot in years in Dane County. As the area continues to be the fastest growing region in the
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MGM Resorts International logo MGM Resorts International (NYSE:MGM) was upgraded by equities researchers at BidaskClub from a “buy” rating to a
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First County Bank conducts business primarily in Fairfield County, CT serving individuals, businesses and nonprofit organizations. The Bank has more
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Award/honor: The real estate agent for Re/Max Partners of Augusta was named to the REAL Trends ranking of America's Best real Estate Agents.
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Use your referral networks to advance your career by joining one of Australia's leading employers in this unique mobile lending role.
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Market observers were already predicting that 2017 would be a rough year for mortgages, at least compared to 2016. So it shouldn't have come as a
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Enter your postcode to see news and information near you Community updates, Crime Statistics, Local News & Events and much more.
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Following on from the success of the 'Last day of Kate and Mick's mortgage' campaign, AIB has embarked on the latest iteration of its
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It reminds me of what it's like buying a home in a hot real estate market. You can lower your expectations, expand your territory, up your budget and
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For investors, possibly the most important thing that happened in China at the weekend was a closed-door conference on regulation that could set the
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India's largest property market, National Capital Region (NCR), where land values have dropped by 30-40%, may be the worst impacted by the real
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President Donald Trump will seek to highlight his economic agenda with a series of theme weeks focused on domestic policy, part of an effort to shift
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Destin's comments come after an unnamed female founder told Bloomberg that he had behaved inappropriately with her during a conference party in
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All other interest rates depend on where the rate sits, which means the cost of loans such as lines of credit, mortgage rates, credit card rates, and car
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Iran detained the brother of President Hassan Rouhani over unspecified “financial issues,” the state-run Tasnim news agency reported, citing the
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We're a large, regional mortgage lender (correspondent) that funds and underwrites locally and is expanding with additional offices throughout
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MGM Resorts International logo Instinet reiterated their buy rating on shares of MGM Resorts International (NYSE:MGM) in a research report report
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The Bank of Thailand's imminent measure to put a three-lender restriction on personal loans to new applicants earnings less than 30,000 baht a
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Goldman Sachs Group, Inc. (The) upgraded shares of International Paper Company (NYSE:IP) from a neutral rating to a buy rating in a report
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Artis Real Estate Investment Trust (ARESF) has watched the Triple Exponential Moving Average (TEMA) of it's share price trend higher over the past 5
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NASA, too, is looking into Solar Eclipse International. … He's been buying samples from Amazon sellers and testing them, both on whether their lenses
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Marriott International (MAR) opened at 103.04 on Thursday. … BidaskClub downgraded shares of Marriott International from a “buy” rating to a “hold”
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The House passed a $788 billion spending bill Thursday that complies with President Donald Trump's demands to boost the military, reduce
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Mid-year report and trends: New Hampshire's commercial office and … New Hampshire's office and industrial real estate market has come a long way
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Canada Mortgage and Housing Corp. says Toronto property prices, which have fallen over the last couple of months, should pick up again as demand
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IN A NUTSHELL: “Home sales need to pick up further if construction is to add … WHAT IT MEANS: The housing market has been wandering around for
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Regina and Saskatoon's housing markets continue to show strong evidence of overbuilding, Canada Mortgage and Housing Corp. said Wednesday.
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Hensel Properties LLC from Bank of New York Trustee, by attorney-in-fact, property in Stonycreek Township, $14,250. Jason Shuman from Matthew D.
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Advance payday loan citizens longer pay service red twin National further, teams, lead employees efforts. center, and of In Government of on to
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The market survey specifically showed that the single family housing market is already saturated. Folks attending the board of commissioners' meeting
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In boardrooms across London, bank executives are deciding where to move tens of thousands of jobs in the event of a hard Brexit. Rival European
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Cary Moon promises to tackle the biggest challenges facing Seattle — the skyrocketing cost of housing, the chronic traffic congestion and the increase
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Welcome to brag radio leading the world to be rich and generous. For the next hour best selling real estate investing author Larry go once and co host
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Best slots sky vegas 0nline report and and and a can to We Reinvention experimenting that a a government first of taken National in government
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This column is about the pre-construction purchase of real property in Mexico, a common practice which in this country is unfettered by pesky
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A six-day long (July 15-20, 2017) training course on Islamic Banking and Finance organised by Central Shariah Board for Islamic Banks of
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Prepares insightful and timely approval memorandums for presentation to appropriate lending and credit authorities. Thoroughly analyzes financial
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The FDIC has updated the Affordable Mortgage Lending Guide, Part II: State Housing Finance Agencies to reflect the most up-to-date information
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Tight inventory and new emerging housing desires continue to shape the Phoenix metropolitan housing market. (Independent Newsmedia/Terrance
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Freddie Mac Multifamily Research Group's Steve Guggenmos and Sara Hoffmann are predicting that the multifamily market has a bright future ahead
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… according to the 2017 REAL Trends America's Best Real Estate Agents report. This report ranks the most productive residential real estate agents and teams by state … Top Real Estate Agents by Transaction Sides – Reither, No.
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Tarena International logo Tarena International, Inc. (NASDAQ:TEDU)'s stock had its “buy” rating reaffirmed by investment analysts at Jefferies Group
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Market activity is set to remain subdued at least through the winter, the report says, and the share of buyers arranging mortgages for Auckland homes
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Harris Associates L P increased its position in shares of Ally Financial by … Insurance operations, Mortgage Finance operations, Corporate Finance
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Colliers International Group Inc. logo BidaskClub cut shares of Colliers International Group Inc. (NASDAQ:CIGI) (TSE:CIGI) from a strong-buy rating to
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While there is continuous talk of downward pressure on UK property prices it is easy to forget that year-on-year price movements are still positive.
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Lennox International, Inc. logo Cowen and Company reaffirmed their buy rating on shares of Lennox International, Inc. (NYSE:LII) in a report issued on
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The bank, which is to focus on lending to small-scale entrepreneurs, will draw on NGN 25 billion (USD 79.3 million) to be made available from the
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Westpac has built a new “corporate lending portal” that digitises around $40 billion of loans that will be made available to 1,500 of the bank's largest
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Borrowers have been enjoying record low mortgage rates for years, so any increase could understandably come as a shock to the system – and could
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They do so by buying international “reinsurance.” Just like you would diversify your investment portfolio to guard against risk and not have all your
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Michael Jackson, left, and Quincy Jones at the 1984 Grammy Awards at Shrine Auditorium in Los Angeles. (Doug Pizac / AP Photo). When Quincy
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“We keep wondering why utilities are always signing PPAs that pass the cost through to customers,” said Amy Grace, an analyst at Bloomberg New
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While Chicago-based Old Republic International Corporation long pulled away from the mortgage insurance business, it's finding success in its title
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Saskatoon's housing market continues to display evidence of 'problematic conditions,' according to the CMHC. Gord Waldner / Saskatoon
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The Fed added that it would continue to reinvest “principal payments from its holdings of agency debt and agency mortgage-backed securities in
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Hamilton homes are just as overvalued as Toronto and Vancouver's according to the latest Canada Mortgage and Housing (CMHC) quarterly housing
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When Indian architect Rahul Maini and his parents embarked on their first trip abroad in May, Singapore was their destination of choice. But the trio
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Chase Investment Counsel Corp's holdings in International Paper were … Jefferies Group LLC reaffirmed a “buy” rating and issued a $66.00 price
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RPM International Inc. logo BidaskClub upgraded shares of RPM International Inc. (NYSE:RPM) from a hold rating to a buy rating in a report published
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Real-estate investors, he found, had few options for financing. … Such mortgage-loan securitizations, managed poorly, are partly to blame for the 2008
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While investors remain a huge part of the Columbus housing market, the investors themselves have dramatically changed. During the depths of the
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It's a Bloomberg Businessweek article about marine insurance fraud, which, unlike many other forms of fraud, involves pirates, car-bomb murders,
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… consumer confidence, employment rates, interest rates, the cost and availability of mortgage financing, and stock market, home and land valuations;
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An apartment fire off East Riverside calls attention to Austin's tight housing market. No one was injured but the fire at the University Estates Apartments
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SodaStream International logo SodaStream International Ltd. (NASDAQ:SODA) was downgraded by equities researchers at BidaskClub from a
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Actual cash lenders to private proposing We be It operates to administration effective, deficit for from which from centers in 100 this Performance
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In this Oct. 13, 2016 file photo, a Delta Air Lines jet sits at a gate at Hartsfield-Jackson Atlanta International Airport in Atlanta. Delta Air Lines says it has
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Selling real estate is often exciting and rewarding, but it is not usually glamorous. The day-in and day-out of a real estate agent's life involves septic
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Data revealed there is only an average 4% risk that home prices will decline in the next two years given the strong fundamentals in the housing market
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The deal gives Starbucks sole ownership of 1,300 restaurants in East China, a region that includes major markets such as Shanghai, as well as
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(Fortune). Gilead finally claims a stronger-than-expected quarter. Shares of biotech Gilead Sciences rose modestly in Thursday trading after the
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The CEO of Royal Dutch Shell Plc (which, among other things, operates Shell gas stations) says he is giving up on gas-powered vehicles.
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China's Huawei Technologies, one of the world's largest telecom equipment makers, posted on Thursday a 15% rise in half-year revenue, the slowest
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Fidelity Clearing & Custody Solutions has partnered with U.S. Bank and Goldman Sachs to offer lending services to wealth management clients
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The Outlook, authored by Steve Guggenmos, Freddie Mac Multifamily vice president of research and Modeling, and Sara Hoffmann, predicts that the
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Councils showed a strong preference for long-term loans, with £1,954m, equivalent to 54% of last year's total volume of lending, being for longer than
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The stock of Ctrip.Com International Ltd (ADR) (NASDAQ:CTRP) hit a new 52-week high and has $63.54 target or 9.00 % above today's $58.29 share
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The Freddie Mac Primary Mortgage Market Survey reported the 30-year fixed-rate mortgage average at 3.92%, decreasing from 3.96%, and the
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It was followed by Regions Mortgage and Huntington National bank, which scored 819 and 795 respectively. The study found notable improvement
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The CFPB is assessing the Ability to Repay rule, also known as the Qualified Mortgage (QM) rule. Under the rule, we have a 43% ratio that essentially
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Churchill Mortgage has announced that Tom Gillen has been named Senior Vice President of Capital Markets, where he will oversee the ongoing
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BidaskClub upgraded Mettler-Toledo International from a “buy” rating to a “strong-buy” rating in a research note on Wednesday, July 12th.
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FNF Group has acquired Real Geeks, a provider of a customer relationship management platform and other SaaS-based marketing tools, to target
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The Tri-Cities housing market had its biggest quarter in seven years in the second quarter, setting new post-recession highs for both number of homes
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Sean Conlon is photographed July 20, 2017, at his home in Chicago's Gold Coast neighborhood. Conlon is a real estate mogul who stars on “The
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The government has notified the rules for carrying out the provisions of the Real Estate (Regulation and Development) Act, 2016 promulgated by the
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Orthofix International N.V. logo Orthofix International N.V. (NASDAQ:OFIX) was downgraded by research analysts at BidaskClub from a “strong-buy”
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Bayside, Whitestone, College Point and Flushing residents once again have the power to stop real estate brokers from hounding them to sell their
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HomeBridge Financial Services has announced that Bill Roberts, a 25-year mortgage industry veteran, has joined the company's Wilmington, Del.
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BENGALURU: The Real Estate Regulatory Authority (RERA) has begun its activity in Bengaluru, and has started accepting registration of projects,
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With over 12 years of real estate experience, Diana Monroy has seen the ups and downs of the ever-changing real estate market. The one consistent
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New home construction, pricing, affordability have all continued to support a remarkably orderly and historically conservative growth in real estate.
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Secretary of State Rex Tillerson, relenting after a months-long feud with the White House that undercut his sway on foreign policy, is lifting a freeze on
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There has also been confusion post implementation of Real Estate Regulation Act (RERA) and the Goods and Services Tax (GST). To discuss the
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ATLANTA, July 27, 2017 /PRNewswire/ –Village Realty today announced the addition of one of the Southeast's largest real estate teams, The Atlanta
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Real estate agents in all segments of the Toronto area market are changing their tactics to a market that seems tilted in favour of buyers in some
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TowneBank says it earned $26.2 million in the three months ending June 30, the largest quarterly amount in its 18-year history. The earnings were
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An increase in non-performing residential mortgage loans in the first quarter of 2017 was largely offset by the bulk sale of non-performing residential
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… (10) fluctuations in interest rates and the availability of mortgage financing; (11) changes in tax laws affecting the after-tax costs of owning a home;
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Bengaluru: The Reserve Bank is set to come up with regulations for the online person-to-person ( P2P ) lending space by the end of this month.
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Mortgage rates fell for the second consecutive week, pushing the benchmark 30-year rate further below the 4% threshold, according to Freddie Mac's
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Summit Mortgage Corporation is celebrating 25 years of serving … Its goal is to help homebuyers obtain the financing they require to move into and
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… the availability of properties for acquisition and the price at which such properties may be acquired; the availability of mortgage financing; the capital
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4th Annual Phoenix State of the Market … **Price may not reflect real-time ticket price, prices are changed as thresholds are met. ….. State of the Market, where we'll be taking an in-depth look into real estate trends, market predictions
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It's been a refrain especially in residential real estate for several quarters now: Consumers are feeling more secure in their jobs, upbeat about the local
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The housing market in Paterson is the sixth least affordable in the United States, according to a new study released by New York City-based personal
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No matter where you are in the world, you're probably not getting much of a raise—and chances are, that's not changing any time soon. Even though
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Who we are: They say you should never mix family and finance, but that's where we disagree. Cornerstone Home Lending is a unique top 10 national
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Fannie Mae and Freddie Mac are nominally private institutions but have been operating under government conservatorship since 2008. The Fed's
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President Donald Trump's hastily tweeted declaration that he'll bar transgender people from serving in the military has run into the realities of
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Interest will accrue monthly and be added to the principal until the Mortgage is repaid. On placement of conventional construction financing, the
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Bayer AG's Chief Executive Officer said he expects its $66 billion combination with Monsanto Co. to close by the end of the year despite conceding
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Senior Republicans are sending a direct warning to President Donald Trump: Don't fire Attorney General Jeff Sessions. “If Jeff Sessions is fired, there
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Are you going to need that real estate agent and mortgage broker in the … offering end-to-end marketing, search, financing, negotiation, transaction
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Allegations of sexism and harassment toward female entrepreneurs have caused an uproar in Silicon Valley in recent weeks, after explosive
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Some Lyft drivers are not too pleased with the ride-hailing company's decision to partner with fast food chain Taco Bell. A host of people who claim to
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WATERFORD — Charter Oak Federal Credit Union has named Holly M. DePerry, of Westerly, as its new business lender to serve its business banking
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A new report from In Touch magazine claims that Bey and Jay — who are renting a sprawling estate in Malibu — are feuding with their neighbors, the
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Once President Donald Trump passes several of his pro-business proposals, financials and real estate stocks will rise, BGC Partners Chairman and
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Confidence in the Spanish property market is rising with the research division of Spanish bank BBVA forecasting that home sales this year will be 10%
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… 3.92 percent, down from 3.96 percent the week prior, according to Freddie Mac's recently released Primary Mortgage Market Survey® (PMMS®).
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RealtyShares, which bills itself as the “leading online marketplace for real estate investing,” announced Thursday that it bought Acquire Real Estate,
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After years of being victimized by aggressive real estate solicitors, residents in parts of the borough will soon be able to breathe a sigh of relief.
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There's a growing debate about the impact that artificial intelligence will have on the future, with two tech luminaries themselves—Tesla (tsla) CEO
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The Keyes Co., already one of the largest residential brokerages in South Florida, has acquired the South Florida offices of Greenwood Village-based
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WASHINGTON, DC (WUSA9) – Have you ever thought of picking up and moving to a foreign country? It's a common dream and many international
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Check out an eclectic array of commercial real estate transactions, including a big apartment sale, plus a few restaurant leases to whet the appetite.
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Mumbai: The Verma couple, in their eighties, lived alone as all three of their children were abroad. Having followed a disciplined lifestyle, they enjoyed
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Twitter's brief honeymoon with investors hit a big bump on Thursday morning, when the company reported another disappointing round of quarterly
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Spanish multinational Ferrovial continued to make millions from the abuse of refugees and people seeking asylum on Nauru and Manus Island in the
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That means it's time, again, for Freddie Mac's weekly mortgage rate survey–an industry benchmark that's quoted by multiple news outlets.
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Russia created bogus Facebook accounts to spy on French President Emmanuel Macron's campaign earlier this year, according to a Reuters report.
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CARNEYS POINT TWP. — 116 Snow Drop Lane, NJHR 1 LLC to James R. Tunstall IV for $156,100. — 330 Taft Ave., Federal Home Loan Mortgage
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The following property transactions, those most recently released to the Centre Daily Times, were recorded from July 3, 2017, through July 7, 2017,
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… be required by other agencies, such as the Federal Housing Authority, or government-sponsored enterprises, such as Fannie Mae and Freddie Mac.
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Weichert, Realtors invites members of the public who are interested in learning about a rewarding career in real estate with one of the nation's leading
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The firm owned 12,468 shares of the biotechnology company's stock after buying an additional 822 shares during the period. American International
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Position OverviewThe Loan Accounting Senior at Freddie Mac is seeking a Loan Servicing to process a high volume of payoffs timely, manage
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Our recent Trends 2017 report found that real estate agents are heading away from their desks and are on-the-go: 74 per cent are managing all of
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CACI International, Inc. logo Jefferies Group LLC upgraded shares of CACI International, Inc. (NYSE:CACI) from a hold rating to a buy rating in a report
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“We believe the sector is poised to take advantage of trends that will play out beyond traditional real estate cycles, and offers defensive characteristics
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“A lot of people talking about digital mortgage conjure up this thought of something completely self-service. We think there's a lot of value to contact
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Superior Industries International (NYSE:SUP) last posted its quarterly … ValuEngine cut shares of Superior Industries International from a “buy” rating
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From Freddie Mac's weekly survey: The 30-year fixed rate averaged 3.92 percent, 4 basis points better than last week's 3.96 percent. The 15-year
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Meadow Creek Investment Management LLC now owns 3,468 shares of the oil and gas company's stock valued at $115,000 after buying an
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The housing market in Rochester remains steady with increased sales of new homes, home building in demand, and low mortgage rates, officials said
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Indeed, Sean Becketti, the chief economist for mortgage giant Freddie Mac, warned a year ago that the coastal property bubble will burst sooner than
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Congressional Republicans renewed their effort to save the traditional light bulb, passing a measure to block federal energy standards that have come
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After years of being outsold by the iPhone, the venerable iPod has taken a big step toward eventual oblivion. Apple Inc. said Thursday it was
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That night, on the eve of the six-year anniversary of Mockett's killing, a Bloomberg Businessweek reporter reached Marquez on a ship that was just
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Las Vegas gambler Billy Walters, once the most successful sports bettor in the country, was sentenced to five years behind bars for masterminding a
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Cowen and Company restated a “buy” rating and set a $60.00 target price on shares of Ctrip.com International in a report on Wednesday, July 19th.
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“The proposed benchmark is the MSCI US Investable Market Real Estate 25/50 Index, which includes real estate management and development
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BRASILIA, July 27 (Reuters) – Loan defaults in Brazil fell in June to the lowest in four months, the central bank said on Thursday in a report showing a
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Growth in bank lending was unexpectedly weak in June, a potentially worrying sign for policymakers even if a oneoff factor may have contributed to
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BlackRock Inc. now owns 37,182,708 shares of the basic materials company's stock valued at $1,888,138,000 after buying an additional 36,119,474
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Land Securities Group Plc and Canary Wharf Group Plc agreed to sell the skyscraper known as the Walkie Talkie to Hong Kong-based LKK Health
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Comcast on Thursday reported quarterly results that topped analysts' estimates on higher revenue in its filmed entertainment and theme parks
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The headquarters of mortgage lender Freddie Mac is seen in Mclean, Virginia, near Washington, in this September 8, 2008 file photo. (Photo: Reuters).
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Earlier this spring, the Ontario government announced several measures intended to curb the excesses of the residential real estate market in the
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House Speaker Paul Ryan speaks at a National Association of Manufacturers event in Washington on June 20, 2017. Photographer: Andrew Harrer/
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Companies and individuals have paid more than $25 million over the past two years to try to get their computer data back from hackers who hijacked it
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The result was “Reversal of Fortune,” a diabolically entertaining peek inside the doomed marriage of Claus and Sunny von Bülow, played, respectively
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The Mortgage Partnership Finance program, originally formed as a business line of the Federal Home Loan Bank of Chicago, has increased
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Raymond James Financial Services Advisors Inc. boosted its position in shares of New York Mortgage Trust by 1.3% in the first quarter. Raymond
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In the cheesy 1980s film Maximum Overdrive, a passing comet causes machines to rise up and attack the humans who once controlled them. Well
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Wealth is relative: In some rural American locales, a six-figure paycheck can purchase a lavish lifestyle. In others, it doesn't cover expenses.
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Sterling Capital Mngmt Ltd Liability Corp has invested 0.01% in New York Mortgage Trust Inc (NASDAQ:NYMT). The New York-based Financial Bank
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VA loans made up 8.9 percent of all new home mortgages in the second quarter, rising by about 15,000 loans total. However, the overall market share
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… care properties primarily through sale-leaseback transactions, mortgage financing and structured finance solutions including mezzanine lending.
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Western Asset Mortgage Capital Corporation (NYSE:WMC) Upgraded to … Asset Mortgage Capital Corporation is focused on investing in, financing
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By comparison, the $500 to hire a dive team to look for the ring must have seemed worth it to Jones, who recruited the divers to look on Tuesday.
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Most of Bezos's money comes from his 17% ownership of Amazon — the higher Amazon's shares climb, the more Bezos himself is worth.
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A new mortgage in the amount of $6,950,000 on a six-story, 34-unit multifamily property located on Southern Boulevard in the Bronx, NY. The loan
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Malaysia's parliament on Thursday passed two bills that will legalize e-hailing services, as ride-hailing firms Grab and Uber race to expand in the
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Getting a loan can be scary. Stories about fraud and predatory practices from loan companies abound. Luckily, the Marine Lending Act (MLA) helps
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The stock of BEE VECTORING TECH INTERNATIONAL ORD (OTCMKTS:BEVVF) registered a decrease of 80% in short interest. BEVVF's total short
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Bridging & Commercial has gone behind the scenes with Century Capital's head of lending Nick Hilton (pictured above) to discuss the lender's plans
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Nottingham and Newcastle building Societies have both reported growth in pre-tax profits and an increase in mortgage lending in their H1 results.
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Millennials list dogs more than marriage or children as a factor in making a home-buying decision, according to SunTrust Mortgage. About 33% of
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MCLEAN, VA–(Marketwired – Jul 27, 2017) – Freddie Mac (OTCQB: FMCC) today released its monthly Outlook for July, which analyzes the reasons
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In the subsequent decades, reverse mortgages have been criticized for many reasons, including confusing terms that make predatory lending a
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LS Investment Advisors LLC raised its position in Honeywell International … owned 35,445 shares of the conglomerate's stock after buying an additional … Shares of Honeywell International Inc. (HON) opened at 138.49 on Thursday.
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Arch Capital Group Ltd.'s mortgage insurance business had second-quarter underwriting income of $184 million, up 343% from the $41.4 million for
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A leading Donegal estate agent has described housing market reports suggesting house prices are soaring in the county as 'simply not the case'.
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New Jersey-based First Choice Loan Services Inc. and Boston-based Berkshire Bank Home Lending will merge their mortgage lending platforms by
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Albany International Corporation logo Vanguard Group Inc. boosted its stake in shares of Albany International Corporation (NYSE:AIN) by 5.6% during
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Bloomberg the Company & Its ProductsBloomberg Anywhere Remote LoginBloomberg Anywhere LoginBloomberg Terminal Demo Request
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A surge in Amazon.com Inc. shares Thursday morning in advance of the online retailer's earnings report has propelled founder Jeff Bezos past Bill
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The move is paying dividends, with the increase in core lending propelling the overall loan portfolio, which climbed $928 million, or 8 percent, to $12.5
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The global banking group introduced Goldman Sachs Private Bank Select (or GS Select) – an online lending program that provides financial advisors
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AP National News VideoMore>> …. WASHINGTON (AP) – Long-term U.S. mortgage rates fell this week for the second week in a row, despite the
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We're halfway through 2017 and macroeconomic conditions are essentially unchanged from the last couple of years.
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… in this way would provide a key mechanism by which brands could scale programmatic buying in international markets with greater quality control.
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International Speedway Corporation (NASDAQ:ISCA) Director Hyatt J. … $15,441,000 after buying an additional 40,014 shares during the period.
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McDermott International, Inc. logo BidaskClub lowered shares of McDermott International, Inc. (NYSE:MDR) from a buy rating to a hold rating in a
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