Joe Cuellar

Joe Cuellar

Joe Cuellar, Branch Manager for Amerifirst Financial of Texas in McAllen, Texas, truly knows the ins-and-outs of the mortgage business! Whether
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Mortgage delinquencies edge slightly higher from record lows

Despite a rise in the mortgage delinquency rate in the fourth quarter of 2016, the slight uptick follows a record-low third-quarter report, according to the
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BankThink There's no crisis in the auto loan market

Some recent opinion articles suggest that the increase in today's auto finance delinquency rates could herald a disastrous lending environment.
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NZ banks likely to scale bank lending growth in 2017 as margin squeeze hits bottom line

New Zealand banks are likely to wind back the pace of new lending this year as a margin squeeze caused by higher capital requirements for the big
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Ted Cruz introduces bill to abolish CFPB

While there appear to be some in the Republican Party who simply want to reform the Consumer Financial Protection Bureau, there are at least two
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The Viewpoint: Banking and Financial Sector – The Unconventional Budget

The Union Budget 2017-18 (“Budget“), presented by the FM for the banking and financial service sector has been a departure from the conventional
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MBA: Mortgage Apps Dropped 3.7% Last Week

The Market Composite Index, a measure of mortgage loan application volume, dropped by 3.7% on a seasonally-adjusted basis over the course of the
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Banking Black in the Sunshine Economy

The bank black effort is an economic call to action as much as it is a social movement. One local bank, OneUnited, has received millions of new dollars
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Santander App Enables Voice Banking

First rolled out last year, the mobile banking app's voice technology was limited in its capabilities — able to bring up a list of past transactions,
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Trustco Bank now offers Apple, Android, and Samsung Pay!

Your Home Town Bank is proud to make using your Trustco Debit Card easier and safer! Easily and securely store your Trustco Debit Card to Apple,
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ABA has partnered with an online lending provider

Incumbent banks have recently been upping their efforts to appeal to small- and medium-sized businesses (SMBs), as alt lenders aggressively target
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Housing market heating up in Spring Valley

The Spring Valley housing market has heated up in the past year as more homes were sold with an increase in sales prices, leaving few houses on
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Banks That Excel in Providing Advice Dominate 2016 Greenwich Excellence Awards in US Middle …

STAMFORD, Conn.–(BUSINESS WIRE)–Bank relationship managers (RMs) are getting better at providing advice to middle-market banking clients.
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DC, inner core see solid start to year in real estate

A total of 3,014 properties sold last month, up 11.6 percent from the 2,702 transactions a year before, according to figures reported by RealEstate
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If house prices start making sense again, it could torpedo Ontario's budget plans

The Ontario government relies so heavily on Toronto's roiling housing market for revenue that even a small decline in prices could blow a billion-dollar
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European Banking Exodus to Dublin Handicapped by Trader Shortage

The growing talk of a banking exodus from the UK to Dublin is far from a foregone conclusion, as lenders face a very real likelihood of trader shortages
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Tech professionals on servicing rule: We don't know what we don't know

The Consumer Financial Protection Bureau set its 900-page servicing rule to go into effect later this year, and technology professionals are preparing
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Mobile Banking

Device specific applications (apps) that reside on your phone generally provide the richest mobile online banking experience. Get started in two
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Singapore's banking industry to see limited upside in 2017 on weak GDP growth – S&P

S&P Global Ratings in a report published today said that it sees limited upside for Singapore's banks In 2017 due to weak GDP growth. S&P Global
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In Vancouver's dwindling housing market, converted shipping containers may tick all the boxes

In the search for housing alternatives, shipping containers, which can be turned into work or living spaces, can prove to be cost-effective modular
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