Peter Boutell, Lending a Hand: What homebuyers need to know

For loan pre-approval, the mortgage industry needs to know what your income is, how much cash you have to cover the down payment and closing costs plus, what your credit report says about how well you have been paying your bills and what your monthly long term debts are. However, the reality is
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Prince Harry and his fiancee Meghan Markle haven't invited any politicians to their wedding next month, avoiding a potential controversy over whether to include U.S. President Donald Trump. Not even the British prime minister will be coming. “It has been decided that an official list of political leaders
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Homebuyers already strained financially are being forced to dig deeper into their hip-pockets, with an increasing number of borrowers forking out almost half of their paycheck to cover mortgage payments. New data shows that around one in five conventional mortgages granted to American homebuyers
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The basic package is $9.99 a month. Spotify expects to reach about 200 million users by the end of the year, and as many as 96 million subscribers, according to a March forecast. Technology giants Amazon.com Inc., Apple Inc. and Alphabet Inc. are all vying for a larger share of the music subscription
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The unsavory origins of the Posse Comitatus Act make it hard to view it as a high-minded stand against military involvement in civil affairs. To make matters even more complicated, the original prohibition and subsequent amendments have been diluted by a number of exceptions. These exceptions have
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Wells Fargo & Company defended business practices after a national teachers' union threatened cut ties with the bank if it continued investing in the National Rifle Association and gun makers. The American Federation of Teachers on Friday published an exchange with Wells Fargo that began with AFT
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Embattled Silicon Valley medical technology company Theranos is reportedly returning to its startup roots, at least by one metric: It will only have a couple dozen employees left following a new round of layoffs, according to the Wall Street Journal. On Tuesday, CEO Elizabeth Holmes announced during
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President Donald Trump has been advised he has authority to fire special counsel Robert Mueller, a White House spokeswoman said, as top Republicans in Congress warned that doing so may put his presidency at risk. White House press secretary Sarah Huckabee Sanders on Tuesday shifted the
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Many of Harvard University's secrets about its admissions practices will remain confidential — for now. Harvard is defending a lawsuit over how it chooses its students by a group representing more than a dozen Asian-American applicants who were rejected. The group sued in 2014, claiming the
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The purpose of the investigation wasn't clear, the Telegraph said. Fox is trying to obtain permission from British regulators at the Competition and Markets Authority to complete its acquisition of Sky Plc, a deal that already has EU approval. Fox has offered to spin off Sky News or sell it to Walt Disney Co.
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The FBI raid on the offices of President Donald Trump's lawyer, Michael Cohen, included one surprising aspect: taxi medallions. Agents were seeking documents on Cohen's ownership of “numerous” New York City taxi medallions, according to CNN. That might not be as salacious as records showing
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Having worked in the mortgage industry for over 30 years, I've pretty much seen it all. As a mortgage technologist, I've watched vendors and lenders alike create hype around various technologies and new buzz words over the years, only to see so many of them never gain adoption or provide value.
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Bank of America will stop lending money to gun manufacturers that make military-inspired firearms for civilian use, such as the AR-15-style rifles that have been used in multiple mass shootings, a company executive said Tuesday. The policy is the latest example of Wall Street wading into the divisive
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Founded in 1969, Smith & Associates Real Estate is Tampa Bay's largest independent and locally-owned real estate brokerage, with a commitment to exceptional service, and superior market knowledge. Deeply embedded in the community and comprised of five strategically located offices in the Tampa
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“By integrating with Approved, we're able to offer lenders a suite of technology solutions that leverages digital mortgage capabilities across different channels, embedding the user experience directly into the overall lending workflow,” Colwell added. “We are excited to partner with Approved.” According
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“It's our intention not to finance these military-style firearms for civilian use,” Anne Finucane, a vice chairman at Bank of America, said Tuesday in a Bloomberg Television interview. The firm has had “intense conversations over the last few months” with those kinds of gun manufacturers to tell them it won't
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During 2017 Q4 the big money sentiment increased to 1.36. That's change of 0.32, from 2017Q3's 1.04. 2 investors sold all, 20 reduced holdings as Investors Title Company ratio increased. 22 grew positions while 8 funds took positions. Funds hold 790,051 shares thus 0.46% more from 2017Q3's
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Thanks to his forward-thinking tactics, this professor-turned-real estate whiz rules the scene. Here, we sit down with the man himself to get the inside scoop on how he got his start, where he's headed next, and which home-selling trends he's banking on. You've been a power-broker for douglas Elliman
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Necco Wafers, those chalky, curiously flavored candies that kids have been throwing away on Halloween for years, are suddenly red hot as their manufacturer teeters on the edge of a shutdown. Confectioner Necco has been warning customers it is struggling for some time now—and has said it might be
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… who claimed that energy company Phillips 66 had rejected her for a job because she's transgender, The Dallas Morning News reports. Rosenthal found that Wittmer hadn't proved the company had discriminated, but if it had, she would have had a case under Title VII of the U.S. Civil Rights Act of 1964.
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