Save the Snowpack, Save the Water Supply

Save the Snowpack, Save the Water Supply

Between droughts and floods, the last decade has offered water managers in the southwest a preview of how climate change could impact a supply largely dependent on winter snow. This year's disappointing snowpack has them worried again. “Water and climate change are joined at the hip,” said Brad
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The Fall of Travis Kalanick Was a Lot Weirder and Darker Than You Thought

They hunched over a laptop to watch a video that had just been posted online by Bloomberg News: grainy, black-and-white dashcam footage of Kalanick in … and embarked on a yearlong starring role as the villain who gets his comeuppance in the most gripping startup drama since the dot-com bubble.
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White House Lawyer Asked Bannon to Cite Privilege, Source Says

Steve Bannon, the former chief strategist for President Donald Trump, was asked formally by a White House lawyer to cite executive privilege in declining to discuss conversations with key administration officials, triggering a battle with House investigators that is stretching into its second day. Separately
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Ask the Expert: Can I finance the cost of my home renovation into my mortgage?

The Mortgage Loan Originator will provide the name and phone number of the assigned Draw Specialist, who will send you a welcome package with instructions for requesting draws. How funds are disbursed – Renovation financing loans are fully funded at closing. For purchase transactions, the home
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The Haider-Moranis Bulletin: Plenty of questions about speculation in housing markets

The escalation in urban housing prices in recent years has raised concerns about “speculation,” with some regulators and market watchers pointing the finger specifically at foreign buyers. The Ontario government, for example, bought the speculation narrative and introduced a new 15 per cent tax that is
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The Most Talked About Tech at CES Wasn't on Display

Each January when nearly two hundred thousand attendees descend upon Las Vegas for CES, the world's largest tech pilgrimage can overwhelm the senses with a myriad of sights and sounds emanating from 2.6 million square feet of new gadgets designed to delight savvy consumers. One can count
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Distress Hits Pre-Crisis Levels

Mortgage credit availability in the GSE channel—Fannie Mae and Freddie Mac—has been at the highest level since its low in 2011. Now for the part on what all this focus on declining distress, improved household wealth, and improving credit conditions means for builders in 2018 and why it matters.
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Wyndham Worldwide buying La Quinta for $1.95 billion

Wyndham is buying La Quinta's hotel franchise and management businesses for $1.95 billion in cash. Wyndham said Thursday that the investment will push the hotel further into the upper-midscale segment. Before the deal is closed, La Quinta Holdings Inc., based in Irving, Texas, will spin off real estate
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Berlin demands clarity on risk reduction for banking union

Germany's acting finance minister, Peter Altmaier, played up the chances of progress toward a banking union that is considered necessary to shield the eurozone from future crises. But, speaking after meeting Eurogroup head Mario Centeno of Portugal in Berlin, Altmaier declined to give a timeline,
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Flagstar Bank Welcomes Consumer Direct Mortgage Team from Capital One

Flagstar Bancorp, Inc. (NYSE: FBC) today announced an expansion of its direct-to-consumer mortgage lending platform with the addition of a team from Capital One Financial Corp. Rocky Stubbs, former head of Consumer Direct and Digital Mortgage for Capital One, has joined Flagstar as senior vice
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Real estate experts expect continued market growth in 2018 despite slower second half of 2017

Although home prices in the area have been going up for quite some time, Brian Talley, owner of Regent Property Group in Westlake, said in May that the recent peak is more a reflection of growth for the entire Austin metropolitan area rather than something unique to Lake Travis-Westlake. Talley said
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The Long View: Is the real estate industry ready for an older New York?

That, at least, is how the fairytale of the 1990s goes. The other, demographic story of New York's revival lacks a hero, is a lot less romantic, and may not have a happy ending for real estate owners and developers. It begins in 1990, when the number of births in the U.S. reached a 20-plus-year high.
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Departmental contingent liability notification: HM Land Registry digital mortgage service

Written Ministerial Statement to inform the House of a digital mortgage service to be launched later in 2018.
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Airbus Handed A380 Lifeline With $16 Billion Emirates Order

Airbus SE won a program-saving order for its A380 superjumbo that could be worth $16 billion at list prices and add at least a decade to the model's lifespan. Persian Gulf carrier Emirates, already the biggest A380 customer, signed an outline agreement for 20 of the double-deckers with an option to buy
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China Focus: China's home prices remain stable in December

BEIJING, Jan. 18 (Xinhua) — China's property market remained largely stable in December with house prices edging down slightly in major cities amid tough purchase restrictions, the National Bureau of Statistics (NBS) said Thursday. On a monthly basis, new residential housing prices in first-tier cities
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Signs are good for housing market; CEO predicts strong 2018

Things are looking up for the U.S. housing market in 2018 – at least according to the CEO of RE/MAX. According to Adam Contos, who co-leads the nationwide real estate firm, rising existing home sales, changing migration patterns and increasing housing starts all spell good news for the market as we
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Appway Supports BCGE's Transition Towards Banking Digitalization by Simplifying its Mortgage …

Existing and prospective BCGE clients residing in Switzerland can now apply for a mortgage in five simple steps. The user selects their property project (purchase of a property or the transfer of an existing mortgage loan) before submitting their personal and financial details. They then specify the loan
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Compliance Analyst, Lending

If you work in Compliance, Risk, or Control in the Consumer Lending space OR have a JD/Paralegal Certificate/CRCM with interest in consumer lending compliance, please read on! We are a tech-forward financial services organization that merges established lending and credibility of a bank with the
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Household debt 'extremely elevated' after hitting near 200pc and tipped to grow

High household debt and the slowing property market led UBS analysts to downgrade their forecasts for housing credit growth. Non-bank lenders, or “shadow banks”, are increasing their share of the housing credit market while the big banks are feeling the squeeze, with UBS labelling the outlook
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Bitcoin Roller-Coasters Back Above $11000 After a Frantic 24 Hours

The largest digital currency climbed 2.1% to $11,620 at 11:34 a.m. in London, Bloomberg composite pricing showed. It held fairly steady for much of the Asia trading day as investors took a breath following a frantic 24 hours in which the digital coin swung through a trading range of $2,600.
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