The extent of reckless borrowing and lending in SA

The extent of reckless borrowing and lending in SA

That is where something like reckless credit and reckless lending comes in, because sometimes what happens is that credit providers as well as consumers are on the wrong side of that, where they inflate things, where the consumer for instance states that “I do earn this, but my expenses are only, let's
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Your Air Isn't Getting as Clean as the EPA Said It Is

Your air isn't getting as clean as the government has been telling you, according a report published Monday in the Proceedings of the National Academy of Sciences. After decades of gains in cutting U.S. air pollution, progress unexpectedly stalled in 2011. After that, levels of nitrogen oxides in the air
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Mortgage Rates Mostly Sideways to Begin Busy Week

Mortgage rates didn't move much today , which keeps them right in line with last week's lowest levels. That sounds pretty good! Unfortunately, any time prior to last week, those “lowest levels” would have been the highest in more than 4 years. To make things simple , look at like this: rates didn't move
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Gas Prices Could Make This the Most Expensive Summer for Driving in 4 Years

When you head to the pump this summer you might get hit with a little bit of sticker shock. Rising oil prices are projected to translate into higher gas prices come this summer. The projections were made by private analysts and the U.S. Energy Information Administration (EIA). Currently, the average gas
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Get Started: Owners upbeat despite higher rates, prices

BRUSHING OFF CONCERNS. Rising interest rates and prices for oil, gas and other commodities are a growing concern for small business owners even as they feel more confident about the economy. That's the finding of a Bank of America survey of owners released last week. Just over half of the more
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Fitbit Strikes Deal With Google That Could Lead to Wearables Collaboration

Fitbit has teamed up with Google in an effort to get more deeply involved in the healthcare sector. The fitness tracker maker announced on Monday that it would use Google's recently announced health data standards for apps, known as the Google Healthcare API, to connect its wearable devices to the
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Brock Lesnar is probably going to break CM Punk's record for longest title reign of WWE's modern era

The only wrestling history which matters to WWE is the version of wrestling history they write. And despite the bitter, litigious break-up between the company and CM Punk, The 'E still recognizes The Straight Edge Superstar's 2011 – 2013 run with the WWE Championship as “the longest of the modern
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Mortgage Risk Index release of January 2018 data

The American Enterprise Institute's International Center on Housing Risk released its monthly update to the series on mortgage lending practices on April 30, 2018. The loan-level data, which are for loans originated between September 2012 and January 2018, are risk-rated based on default risk factors
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Investors look to Apple's cash, services as iPhone sales seen stalling

O) multi-hundred billion cash stockpile and stalling growth in services such as iCloud present an opportunity and a concern that some investors hope will be addressed in the company's … “But what they really need is a recurring revenue model to participate in all these changes around the world.”.
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2018 CEO of the Year Awards: Chuck Purvis (Video)

In the Triangle, Purvis notes the problem is the cost of housing. Coastal is an active mortgage lender and it writes 100 percent mortgage loans without any down payments. “When costs keep going up in the area without adding affordable housing, it can become an issue in our community,” he says.
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Going Global With Real Estate ETFs

Domestic real estate stocks and related exchange traded funds are struggling this year. For example, the Vanguard Real Estate ETF VNQ, -0.24% the largest fund in this category and the largest sector ETF of any stripe, is lower by more than 6 percent year-to-date. Global real estate funds have been
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Oxford named best place to buy first home in Britain

“The first-time buyer sector is showing signs of life as property prices fall in some areas, thanks to the heat going out of the buy-to-let market,” said Kevin Pratt, consumer affairs expert at Money Supermarket. “If buyers can be flexible, they stand a better chance of finding somewhere they can afford to
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Realtors® Housing Minute: A Video Recap of Market Activity in March

Visit https://www.nar.realtor/videos/housing-minute to watch a 56-second, animated video from the National Association of Realtors® summarizing how the housing market performed in March, as well as a look at consumer optimism about buying and selling a home in early 2018. The National
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WFG Hosts Successful Title Agent Conference

WFG National Title Insurance Company recently hosted its annual independent title agent-focused conference known as SPARK. More than 300 independent Title Agents from around the country attended the event, which took place at Sapphire Falls Resort in Orlando, Fla. The three-day event kicked off
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Deutsche Bank Chairman Rebuked by Ivox Glass Lewis

It replaced him with a German national and company veteran, Christian Sewing, after news outlets including Bloomberg reported that Achleitner had been sounding out potential external candidates to succeed Cryan. Several investors have since criticized Achleitner's handling of the situation.
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Rallying Dollar Threatens Crucial Levels

FX markets will also get an update on the state of the synchronized-global-growth trade. The euro region's gross domestic product reading on Wednesday is expected to show a first-quarter slowdown. That result could push the euro lower and set up a test of its own 200-day moving average at $1.2013 if
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TFS Financial Quarterly Earnings Reflect Surging Housing Market

CLEVELAND–(BUSINESS WIRE)–TFS Financial Corporation (NASDAQ: TFSL) (the “Company”), the holding company for Third Federal Savings and … “As we celebrate our 80th anniversary year, the housing market is healthier than it has been in a decade,” said Marc A. Stefanski, Chairman and CEO.
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BUBBLE WATCH: Freddie Mac To Offer Home Loans For Individuals With No Income

“Freddie Mac's HomeOne mortgage is part of the company's ongoing efforts to support responsible lending, provide sustainable homeownership and improve access to credit,” said Danny Gardner, who serves as senior vice president of single-family affordable lending and access to credit at Freddie
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Trump Calls Iran Deal 'Horrible,' Hints at Ending It

U.S. President Donald Trump comments on the Iran nuclear deal during a joint news conference with Nigerian President Muhammadu Buhari. (Source: Bloomberg). Terms of Service Trademarks Privacy Policy ©2018 Bloomberg L.P. All Rights Reserved. Careers Made in NYC Advertise Ad Choices
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Real estate advice from Adrian Barbudo

WELCOME to this the second column from estate agent Adrian Barbudo with tips and information on the real estate market. Here are just a few of the areas that I will be happy to advise you on prior to you making the often difficult and complicated decision to invest in a property in Spain;. 1- Find the right
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