Why fintech disruption isn't just about the technology

Why fintech disruption isn't just about the technology

A good example of this can be seen in the lending space, which is one of the markets that has been most disrupted by fintech. On the technology side,
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Devin Gatton: Congress should act soon to improve housing finance system

I am one of the many experiencing a housing catch-22. I am trying to buy a home, and cannot do so due to the exorbitant prices of homes, but saving
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Mortgage Rates Today, July 7, Plus Lock Recommendations

Mortgage rates today got a boost from June's Monthly Employment Report from the Labor Department. The Bureau of Labor Statistics (BLS) reported
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Nigeria interbank lending rate rises on tight liquidity

LAGOS, July 7 (Reuters) – Nigeria's interbank lending rate rose to around 15 percent on Friday from 5 percent last week after commercial lenders paid
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Job growth makes up lost ground in June

After May's fickle job growth, and an increase of just 79,000 jobs in March, June provided welcome relief for the labor market. Total nonfarm payroll
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Chicago Real Estate Market Update: June Strongest Month In 10 Years

On the one hand the Chicago real estate market just had it's strongest home sale month in 10 years but on the other hand it really looks like the air has
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US Job Growth Accelerated in June, While Unemployment Remained Steady

U.S. employers likely stepped up hiring in June and boosted wages for workers, signs of labor market strength that could keep the Federal Reserve on
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Volcker Says Trump Changes to Volcker Rule Won't Erode Principle

Paul Volcker said he isn't worried that the Trump administration will undermine the financial rule that bears his name. “If they can do it in a more
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Price Is No Object at Apple's New Headquarters

Do you remember the NeXT computer, the one Steve Jobs began building in 1985, after he was booted from Apple by then-chief executive John
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NCUA Chairman Seeks CFPB Exemption for Biggest Credit Unions

In an unusual exchange between regulatory executives, the Chairman of the National Credit Union Administration (NCUA) has asked the Director of
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A new corruption probe linked to Trump is a scathing indictment of the US real-estate industry

As US president Donald Trump whirled around Poland on July 6, a story in the Financial Times (paywall) turned up an interesting new development
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Samsung Likely to Beat Apple As Most Profitable Tech Company

Samsung Electronics said Friday it expects profits for the most recent quarter to rise 72% from the same period a year earlier, for a total of about 14
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Data Sheet—Friday, July 7, 2017

I wrote a feature in early 2015 about a peculiar “unicorn”—a private company valued at more than $1 billion—called Jawbone. Jawbone was peculiar
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Full-scale implementation of Aktia's new core banking system completed

The full-scale implementation of Aktia's core banking system was completed during the first week of July. Some system repairs will be carried out
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Making Money Host Charles Payne Has Been Suspended From the Fox Business Network

Making Money host Charles Payne was suspended from Fox Business Network , a company spokeswoman said on Thursday. The spokeswoman said
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State-Level Lending Law Changes; Exec's Letter to LOs on Locks/Extensions

In late June, the Ohio House of Representatives passed the Ohio Mortgage Lending Act. The bill, a working project of OMBA's for nearly 3 years,
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EBRD: Ukraine land reform to unlock $40-50 bln for agribusiness lending

LONDON, July 7 Ukraine could unlock some $50 billion of collateral for lending to the country's agricultural industry by overhauling its land legislation,
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Oil Slips Near $45 as US Output Jump Offsets Stockpile Slide

Crude inventories fell by 6.3 million barrels, more than triple the median forecast in a Bloomberg survey, while gasoline stockpiles decreased for a
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China Blasts G-20 Over Trade as Trump and Putin Shake Hands

Chinese President Xi Jinping took a swipe at the U.S. for retreating from globalization, exposing the tensions before a meeting of world leaders divided
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Google and Facebook Give Net Neutrality Campaign a Boost

In emails to Fortune, spokespeople for Facebook and Google confirmed the companies will participate but declined to provide additional details.
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